220 Harbor View Lane, FL220 Harbor View Lane, FL220 Harbor View Lane, FL
Stellar MLS
1 / 85

$3,999,000

220 Harbor View Lane

Largo, FL 33770

Listing updated: June 22, 2026 at 3:00 PM ET

Active
Stellar MLSListing courtesy of Coldwell Banker Realty · Martha Thorn · MLS #TB8521648 · Active · 727-581-9411
5
Beds
6
Baths
4,786
Sq Ft
0.67
Acres
1968
Built
WaterfrontWater accessPrivate poolFireplace$836/sqft
Single Family Residence

Property type

1968

Year built

29,111 sqft

Lot size

$836

Price / sq ft

$35/mo

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

Nestled within the highly coveted Harbor Bluffs waterfront neighborhood, where much of this stretch rests atop natural limestone bluffs rising approximately 20 feet above sea level, this exceptional waterfront residence offers a rare blend of timeless elegance, flexible living spaces, and the quintessential Florida lifestyle. From the moment you arrive, lush tropical landscaping and impressive curb appeal create a warm and welcoming first impression. Step through the front door and discover a light-filled interior where neutral tones, rich wood flooring, and soaring ceilings create an atmosphere that is both inviting and sophisticated. A spectacular catwalk overlooks the main living area below, adding architectural drama while drawing your eye toward the spacious family room, where a handsome brick fireplace serves as the heart of the home. Thoughtful custom built-ins in both the dining room and kitchen add warmth, character, and functionality throughout. Designed to impress even the most discerning chef, the enormous kitchen features a large center island with stovetop and seating, granite countertops, a Sub-Zero refrigerator, Sub-Zero freezer, wine fridge, pantry, and abundant workspace for entertaining family and friends. The flexible floor plan is ideal for multigenerational living, offering two primary suites—one conveniently located on the main level and an extraordinary retreat upstairs. The upper-level primary suite is truly a private sanctuary, complete with a dramatic double-sided fireplace, an expansive walk-in closet with custom built-ins, breathtaking water views, and a luxurious en-suite bath featuring dual vanities, a relaxing soaking tub, and a spacious walk-in shower. Additional bedrooms are generously sized, filled with natural light, and offer ample closet space, while an upstairs laundry room with a utility sink and mini refrigerator adds everyday convenience. Two separate staircases provide easy access throughout the home and enhance the thoughtful design. Step outside and experience the very best of waterfront living. A sparkling pool and spa are surrounded by multiple entertaining areas designed for both intimate gatherings and grand celebrations with an outside tiled shower room and separate bathroom. Beyond the pool, a sprawling lawn stretches toward the water's edge, where a Trex dock and private boat slip await boating enthusiasts eager to explore the Intracoastal waterways and Gulf beyond. Perfectly positioned near local restaurants, boutique shopping, and the area's world-famous white sand beaches, this remarkable Harbor Bluffs residence offers an unparalleled opportunity to enjoy luxury waterfront living at its finest.

Estimated monthly payment

Principal & interest$20,221
Property taxes$3,504
Home insurance (est.)$1,833
HOA dues$35

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jun 22, 2026
  2. Listed$3,999,000
    Jun 22, 2026
  3. Price increased$3,999,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Harbor Bluffs Sec 2
County
Pinellas
Year built
1968
Living area
4,786 sq ft
Price/sq ft
$836
Building area
6,598 sq ft (Public Records)
Lot size
29,111 sq ft
Lot category
1/2 to less than 1
Flood zone
X (12103C0112H)
Garage
2 spaces
Pool
Private pool
Annual taxes
$42,042 (2025)
Parcel #
32-29-15-35748-010-0110
Zoning
R-3
MLS #
TB8521648

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Interior Details

Bedrooms
5
Full bathrooms
5
Half bathrooms
1
Flooring
Carpet, Tile, Wood
Appliances
Built-In Oven, Dishwasher, Disposal, Microwave
Interior features
Built-in Features, Cathedral Ceiling(s), Ceiling Fans(s), Chair Rail, Crown Molding, Dry Bar, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
East
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$420 / Annually
Monthly HOA
$35/mo
Total monthly fees
$35/mo
Total annual fees
$420
HOA name
Harbor Bluffs HOA/Nikki McConnell
CDD
No
Min lease term
1-2 Years
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Verify lease restrictions with Belleair Bluffs

Exterior & Construction

Exterior features
Balcony, French Doors, Hurricane Shutters, Outdoor Shower
Construction materials
Block
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
KitchenFirst
Living RoomFirst
Primary BedroomSecond

Listing Details

Listing date
2026-06-22
On market date
2026-06-22
Original list price
$3,999,000
Occupant type
Owner
MLS area
33770 - Largo/Belleair Bluffs
Listing AOR
Suncoast Tampa
Status changed
2026-06-22
Tax legal description
HARBOR BLUFFS SEC 2 UNIT C BLK J, LOT 11

Flood risk

Minimal riskFEMA Zone XPanel 12103C0112H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From West Bay Drive, go south on Harbor View Lane to address on right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 22, 2026 at 3:00 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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