$215,900
17584 105th Terrace
Summerfield, FL 34491
Listing updated: July 19, 2026 at 4:02 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Welcome to Central Florida living at its finest! Don't miss this opportunity to own a beautifully maintained and updated home in the desirable Spruce Creek South 55+ gated golf community. You will notice Newer Pergo, also Tile, and Laminate flooring throughout the house and carpet in the bedrooms, all well maintained. Conveniently located near the main gate for easy access while remaining away from the main road, this popular Fir model features 2 bedrooms, 2 bathrooms, a 1-car garage, and a deep golf cart garage. A separate laundry room with newer washer and dryer is located behind the garage, along with additional storage space between the laundry area and golf cart garage—a rare and valuable feature. 18 HOLE GOLF-COURSE WITH PRO SHOP AND RESTAURANT IN THE PREMISES FOR YOUR ENJOYMENT. Major updates provide peace of mind, including: • Roof (2022) • Lanai roof upgrade (2025) • Carrier HVAC system (2025) • Hot water heater (2020) • Dishwasher (2025) • Dryer (2025) • New siding (2018) Inside, you'll find a spacious living and dining room combination enhanced by plantation shutters and decorative chair rail molding. The kitchen features granite countertops, a pantry with pull-out shelving, A Pantry with Pull Out Shelves, and a Beautiful Chandelier. Enjoy year-round comfort in the enclosed 8'9" x 27'7" lanai, complete with a mini-split unit system. Just outside, relax on the concrete patio beneath a charming pergola. The guest bedroom features newer carpeting, and the home offers excellent storage space that is hard to find in many homes of this size. This well-maintained property boasts attractive curb appeal and is ideally located near hospitals, pharmacies, grocery stores, gas stations, retail shopping, specialty clinics, and numerous dining options. Walmart is conveniently located directly across US-441, and residents can legally cross at the traffic light near the main entrance. The rear resident gate provides direct access to a nearby shopping plaza and additional amenities. The seller is willing to leave the dining room set and select furnishings in the lanai and guest bedroom. All other furniture does not convey. Please contact your agent for a complete list of included items. Residents of Spruce Creek South enjoy an impressive array of amenities, including: 18 HOLE GOLFCOURSE WITH PRO- SHOP AND RESTAURANT IN THE PREMISES! • Clubhouse with stage and kitchen • Game rooms and billiards room • Fitness center • Men's and women's saunas • Heated outdoor pool and spa • Softball field • Recycling center • Additional parking available for a small annual or semi-annual fee Located just minutes from The Villages, residents can enjoy daily live entertainment, shopping, dining, and recreation. This move-in-ready home offers comfort, convenience, and an active Florida lifestyle in a secure gated community. Schedule your private or virtual tour today and discover everything this exceptional property has to offer!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history30 days on market
- Status: ActiveJun 19, 2026
- Listed$225,900Jun 19, 2026
- Price reduced$215,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 30
- Subdivision
- Spruce Creek South
- County
- Marion
- Year built
- 1990
- Living area
- 1,144 sq ft
- Price/sq ft
- $189
- Building area
- 2,256 sq ft (Public Records)
- Lot size
- 10,890 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12083C0905D)
- Garage
- 1 spaces
- Annual taxes
- $2,924 (2025)
- Parcel #
- 6003-013-020
- Zoning
- R1
- MLS #
- G5114005
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile, Laminate, Other
- Appliances
- Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
- Interior features
- Chair Rail, L Dining, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Golf Cart Garage
HOA & Financial
- HOA fee
- $180 / Monthly
- Monthly HOA
- $180/mo
- Total monthly fees
- $180/mo
- Total annual fees
- $2,160
- HOA name
- TRACY BROWN
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- DEED RESTRICTED COMMUNITY COVENANTS MUST BE ADHERED TO PLEASE CONTACT COMMUNITY MANAGER FOR MORE INFORMATION
- Approval process
- CONTACT COMMUNITY MANAGER FOR SPRUCE CREEK SOUTH OPERATIONS L.L.C.
Exterior & Construction
- Exterior features
- Awning(s), Other, Private Mailbox, Rain Gutters
- Construction materials
- Vinyl Siding, Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Public
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 18x13 |
| Dining Room | First | 12.4x10.8 |
| Kitchen | First | 12x9 |
| Primary Bedroom | First | 15x12 |
| Bedroom 2 | First | 13x11 |
| Florida Room | First | 27.7x8.9 |
Listing Details
- Listing date
- 2026-06-16
- On market date
- 2026-06-19
- Original list price
- $225,900
- Occupant type
- Owner
- MLS area
- 34491 - Summerfield
- Listing AOR
- Lake and Sumter
- Status changed
- 2026-06-19
- Tax legal description
- SEC 35 TWP 17 RGE 23 PLAT BOOK 001 PAGE 144 SPRUCE CREEK SOUTH III BLK M LOT 20
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
FROM RE/MAX PREMIER OFFICE IN LADY LAKE FL 32159 (VILLAGES OFFICE) 13940 US-441 Lady Lake, FL 32159 Exit the parking lot toward U.S. 27/441 S ? 20 ft Turn left toward U.S. 27/441 S ? 377 ft Turn right toward U.S. 27/441 S ? 253 ft Turn right onto U.S. 27/441 S ? 0.2 mi Make a U-turn at Sumter County Rd 109 ? 0.8 mi Turn left onto SE 176th St ? Restricted usage road ? 0.4 mi Turn right onto SE 105th Terrace
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 19, 2026 at 4:02 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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