17584 105th Terrace, FL17584 105th Terrace, FL17584 105th Terrace, FL
Stellar MLS
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$215,900

17584 105th Terrace

Summerfield, FL 34491

Listing updated: July 19, 2026 at 4:02 PM ET

Active
Stellar MLSListing courtesy of Re/Max Premier Realty Lady Lk · Gerrie Cosme Matias · MLS #G5114005 · Active · 352-753-2029
2
Beds
2
Baths
1,144
Sq Ft
0.25
Acres
1990
Built
$189/sqft360° tour
Single Family Residence

Property type

1990

Year built

10,890 sqft

Lot size

$189

Price / sq ft

$180/mo

HOA dues

30

Days on market

1

Garage space

X

Flood zone

About this home

Welcome to Central Florida living at its finest! Don't miss this opportunity to own a beautifully maintained and updated home in the desirable Spruce Creek South 55+ gated golf community. You will notice Newer Pergo, also Tile, and Laminate flooring throughout the house and carpet in the bedrooms, all well maintained. Conveniently located near the main gate for easy access while remaining away from the main road, this popular Fir model features 2 bedrooms, 2 bathrooms, a 1-car garage, and a deep golf cart garage. A separate laundry room with newer washer and dryer is located behind the garage, along with additional storage space between the laundry area and golf cart garage—a rare and valuable feature. 18 HOLE GOLF-COURSE WITH PRO SHOP AND RESTAURANT IN THE PREMISES FOR YOUR ENJOYMENT. Major updates provide peace of mind, including: • Roof (2022) • Lanai roof upgrade (2025) • Carrier HVAC system (2025) • Hot water heater (2020) • Dishwasher (2025) • Dryer (2025) • New siding (2018) Inside, you'll find a spacious living and dining room combination enhanced by plantation shutters and decorative chair rail molding. The kitchen features granite countertops, a pantry with pull-out shelving, A Pantry with Pull Out Shelves, and a Beautiful Chandelier. Enjoy year-round comfort in the enclosed 8'9" x 27'7" lanai, complete with a mini-split unit system. Just outside, relax on the concrete patio beneath a charming pergola. The guest bedroom features newer carpeting, and the home offers excellent storage space that is hard to find in many homes of this size. This well-maintained property boasts attractive curb appeal and is ideally located near hospitals, pharmacies, grocery stores, gas stations, retail shopping, specialty clinics, and numerous dining options. Walmart is conveniently located directly across US-441, and residents can legally cross at the traffic light near the main entrance. The rear resident gate provides direct access to a nearby shopping plaza and additional amenities. The seller is willing to leave the dining room set and select furnishings in the lanai and guest bedroom. All other furniture does not convey. Please contact your agent for a complete list of included items. Residents of Spruce Creek South enjoy an impressive array of amenities, including: 18 HOLE GOLFCOURSE WITH PRO- SHOP AND RESTAURANT IN THE PREMISES! • Clubhouse with stage and kitchen • Game rooms and billiards room • Fitness center • Men's and women's saunas • Heated outdoor pool and spa • Softball field • Recycling center • Additional parking available for a small annual or semi-annual fee Located just minutes from The Villages, residents can enjoy daily live entertainment, shopping, dining, and recreation. This move-in-ready home offers comfort, convenience, and an active Florida lifestyle in a secure gated community. Schedule your private or virtual tour today and discover everything this exceptional property has to offer!

Estimated monthly payment

Principal & interest$1,092
Property taxes$244
Home insurance (est.)$99
HOA dues$180

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history30 days on market

  1. Status: Active
    Jun 19, 2026
  2. Listed$225,900
    Jun 19, 2026
  3. Price reduced$215,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
30
Subdivision
Spruce Creek South
County
Marion
Year built
1990
Living area
1,144 sq ft
Price/sq ft
$189
Building area
2,256 sq ft (Public Records)
Lot size
10,890 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12083C0905D)
Garage
1 spaces
Annual taxes
$2,924 (2025)
Parcel #
6003-013-020
Zoning
R1
MLS #
G5114005

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Ceramic Tile, Laminate, Other
Appliances
Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
Interior features
Chair Rail, L Dining, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
In Garage
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Golf Cart Garage

HOA & Financial

HOA fee
$180 / Monthly
Monthly HOA
$180/mo
Total monthly fees
$180/mo
Total annual fees
$2,160
HOA name
TRACY BROWN
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
DEED RESTRICTED COMMUNITY COVENANTS MUST BE ADHERED TO PLEASE CONTACT COMMUNITY MANAGER FOR MORE INFORMATION
Approval process
CONTACT COMMUNITY MANAGER FOR SPRUCE CREEK SOUTH OPERATIONS L.L.C.

Exterior & Construction

Exterior features
Awning(s), Other, Private Mailbox, Rain Gutters
Construction materials
Vinyl Siding, Frame
Roof
Shingle
Foundation
Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Public

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementaryBelleview Elementary SchoolGreatSchools ↗
MiddleBelleview Middle SchoolGreatSchools ↗
High SchoolBelleview High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst18x13
Dining RoomFirst12.4x10.8
KitchenFirst12x9
Primary BedroomFirst15x12
Bedroom 2First13x11
Florida RoomFirst27.7x8.9

Listing Details

Listing date
2026-06-16
On market date
2026-06-19
Original list price
$225,900
Occupant type
Owner
MLS area
34491 - Summerfield
Listing AOR
Lake and Sumter
Status changed
2026-06-19
Tax legal description
SEC 35 TWP 17 RGE 23 PLAT BOOK 001 PAGE 144 SPRUCE CREEK SOUTH III BLK M LOT 20

Flood risk

Minimal riskFEMA Zone XPanel 12083C0905D

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

FROM RE/MAX PREMIER OFFICE IN LADY LAKE FL 32159 (VILLAGES OFFICE) 13940 US-441 Lady Lake, FL 32159 Exit the parking lot toward U.S. 27/441 S ? 20 ft Turn left toward U.S. 27/441 S ? 377 ft Turn right toward U.S. 27/441 S ? 253 ft Turn right onto U.S. 27/441 S ? 0.2 mi Make a U-turn at Sumter County Rd 109 ? 0.8 mi Turn left onto SE 176th St ? Restricted usage road ? 0.4 mi Turn right onto SE 105th Terrace

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 19, 2026 at 4:02 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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