21 Lake Street, FL21 Lake Street, FL21 Lake Street, FL
Stellar MLS
1 / 33

$499,900

21 Lake Street

Crescent City, FL 32112

Listing updated: August 11, 2026 at 6:20 AM ET

Active
Stellar MLSListing courtesy of Exp Realty Llc · Mark Langley · MLS #FC319356 · Active · 888-883-8509
2
Beds
2
Baths
1,410
Sq Ft
0.17
Acres
1974
Built
WaterfrontWater access$355/sqft
Single Family Residence

Property type

1974

Year built

7,405 sqft

Lot size

$355

Price / sq ft

No HOA

HOA dues

55

Days on market

AE

Flood zone

About this home

The owners said, “SELL!” — so here is your chance to “Seas-The-Day” and wake up to spectacular sunrises as nature unfolds right outside your living room. Rarely does an opportunity come along to own a property this unique. Built on pilings directly over beautiful Crescent Lake, this one-of-a-kind waterfront retreat offers panoramic water views, excellent fishing from your own deck, and direct boating access to Dunns Creek and the St. Johns River. A private dock stretches from the shore to the home, creating the unforgettable feeling of living directly on the water while still enjoying the comforts of a traditional residence. The approximately 1,400-square-foot home features an open layout, abundant natural light, breathtaking sunrise views, and a spacious boathouse capable of accommodating multiple boats. Formerly operated as a successful vacation rental, the property offers tremendous versatility and potential as a full-time residence, weekend getaway, Airbnb/VRBO investment, fishing retreat, or unique waterfront business opportunity. Adding even more value is the commercial lot located between the home and the street, which is included in the sale. The additional property provides valuable space for parking, storage, business use, or potential future development. The property is commercially zoned with a house on the property, opening the door to a variety of possibilities for the new owner. Additional features include a backup generator, water heater, A/C system, and sewerage pump, all included with the sale. Conveniently located near local restaurants and within an easy drive of Daytona Beach, Jacksonville, St. Augustine, and Orlando, this is far more than just a waterfront home—it is an opportunity to own a truly distinctive piece of Florida waterfront. Come see it for yourself and “Seas-The-Day!” Properties like this simply don't come along very often.

Estimated monthly payment

Principal & interest$2,528
Property taxes$575
Home insurance (est.)$229

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history55 days on market

  1. Status: Active
    Jun 18, 2026
  2. Listed$599,900
    Jun 17, 2026
  3. Price reduced$499,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
55
Subdivision
Crescent City
County
Putnam
Year built
1974
Living area
1,410 sq ft
Price/sq ft
$355
Building area
2,218 sq ft (Estimated)
Lot size
7,405 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12107C0442C)
Annual taxes
$6,905 (2025)
Parcel #
30-12-28-1750-0180-0030
Zoning
SFR
MLS #
FC319356

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Laminate
Appliances
Convection Oven, Dryer, Electric Water Heater, Freezer, Ice Maker, Microwave, Range, Refrigerator, Washer
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat
Laundry
Outside
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
1-7 Days
Listing terms
Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Lighting, Outdoor Grill, Outdoor Shower, Private Mailbox, Private Yard, RV Hookup, Storage
Construction materials
Frame
Roof
Metal
Foundation
Pillar/Post/Pier
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Sewer Connected, Water Connected

Room Details

RoomLevelDimensions
Bedroom 1First15x17.3
Bathroom 1First7.1x6.4
KitchenFirst19.2x8.7
Living RoomFirst15.11x17.3
Primary BedroomFirst15x17.3

Listing Details

Listing date
2026-06-15
On market date
2026-06-17
Original list price
$599,900
Occupant type
Vacant
MLS area
32112 - Crescent City
Listing AOR
Sarasota - Manatee
Status changed
2026-06-18
Tax legal description
CRESCENT CITY MB2 P30 BLK 18 S 70FT OF N 85FT OF LOT 3

Flood risk

High riskFEMA Zone AEPanel 12107C0442C

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Palatka, FL to 21 S Lake St, Crescent City, FL 32112 (on Crescent Lake): Take US-17 South from Palatka toward Crescent City. Stay on US-17 South for approximately 20 miles. As you enter Crescent City, turn left onto Central Avenue (CR 308). Continue east toward the lake for about 0.3 miles. Turn right onto South Lake Street. Continue a short distance south; 21 S Lake St will be on your left, along the waterfront. Distance: Approximately 21 miles Driving Time: About 25–30 minutes, depending on traffic.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 11, 2026 at 6:20 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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