640 Union Avenue, FL
Stellar MLS

$499,900

640 Union Avenue

Crescent City, FL 32112

Listing updated: May 29, 2026 at 11:14 AM ET

Active
3
Beds
3
Baths
1,836
Sq Ft
3.2
Acres
2021
Built
WaterfrontWater accessIn-law suiteFireplace3.2 acres$272/sqft
Manufactured Home

Property type

2021

Year built

139,392 sqft

Lot size

$272

Price / sq ft

No HOA

HOA dues

15

Days on market

X

Flood zone

About this home

Experience peaceful waterfront living on this stunning 3+ acre property featuring a beautifully designed home built in 2021 with breathtaking lake views from nearly every direction. Combining modern finishes with the tranquility of nature, this exceptional 3-bedroom, 3-bath residence offers the perfect blend of comfort, functionality, and privacy. From the moment you arrive, you’ll appreciate the expansive setting, handicap-accessible front entry ramp, and endless possibilities this property provides. Inside, the home showcases luxury vinyl flooring throughout, crown molding in the main living areas, and a light-filled open-concept layout designed for both everyday living and entertaining. The spacious living area flows seamlessly into the beautifully appointed kitchen featuring stainless steel appliances, tile backsplash, abundant cabinetry, and a large center island with generous seating space ideal for gathering with family and guests. Large windows and sliding glass doors throughout the home maximize natural light while perfectly framing the picturesque lake views. The primary suite serves as a private retreat with direct access to the backyard through sliding glass doors overlooking the water. The spa-inspired primary bathroom features dual sinks, a relaxing soaking tub, separate walk-in shower, and a spacious walk-in closet. One of the home’s most versatile features is the private guest suite overlooking the water, perfectly suited for an in-law suite, multigenerational living, private guest quarters, or rental opportunity. Complete with its own kitchenette featuring cabinetry, sink, refrigerator, and room for a stackable washer and dryer, this space offers both comfort and independence for extended stays or visiting family and friends. There is an additional bedroom and bathroom for family and guests. Additional features include an interior laundry room, three storage sheds providing ample space for tools, equipment, or hobbies, and a millings parking pad. With just over 3 acres, there is abundant room to expand, add a pool, detached garage, workshop, outdoor entertainment area, or create the custom backyard oasis of your dreams. Whether enjoying morning coffee overlooking the lake, watching sunsets across the water, or simply taking in the peaceful surroundings, this property offers a rare opportunity to own newer construction, acreage, and waterfront living all in one exceptional package. Schedule your private showing today, this exceptional property will not last long!

Estimated monthly payment

Principal & interest$2,528
Property taxes$300
Home insurance (est.)$229

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history15 days on market

  1. Status: Active
    May 14, 2026
  2. Listed$499,900
    May 14, 2026
  3. Price increased$499,900

Facts & features

Property type
Residential
Sub type
Manufactured Home
Status
Active
Days on market
15
Subdivision
Lake English
County
Putnam
Year built
2021
Living area
1,836 sq ft
Price/sq ft
$272
Building area
1,900 sq ft (Public Records)
Lot size
139,392 sq ft
Lot category
2 to less than 5
Flood zone
X
Annual taxes
$3,600 (2025)
Parcel #
25-12-27-4903-0000-0110 | 105710
Zoning
R2
MLS #
NS1088201

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Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Vinyl
Appliances
Dishwasher, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Other, Primary Bedroom Main Floor
Laundry
Inside
Stories / Levels
One
Direction faces
East
Fireplace
Yes
In-law suite
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Parking features
Driveway

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
1-7 Days
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Other
Construction materials
Other
Roof
Shingle
Foundation
Other
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Dirt

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Electricity Connected

Community

Pets allowed
Cats OK, Dogs OK, Yes

Room Details

RoomLevelDimensions
Family RoomFirst19x12
Living RoomFirst13x12
Primary BedroomFirst16x12
Bedroom 2First12x9
StudioFirst14x12
KitchenFirst20x12

Listing Details

Listing date
2026-05-14
On market date
2026-05-14
Original list price
$499,900
Occupant type
Owner
MLS area
32112 - Crescent City
Listing AOR
New Smyrna Beach Board of Realtors
Status changed
2026-05-14
Tax legal description
LAKE ENGLISH S/D MB6 P68 LOT 11 (SUBJECT TO CLAY ELECT ESMT OR1605 P1410)

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

See GPS

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 29, 2026 at 11:14 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA