4190 103rd Street Road, FL
Stellar MLS

$589,500

4190 103rd Street Road

Ocala, FL 34476

Listing updated: June 17, 2026 at 1:02 AM ET

Active
4
Beds
4
Baths
3,366
Sq Ft
0.46
Acres
2006
Built
Private poolFireplace3-car garage$175/sqft360° tour
Single Family Residence

Property type

2006

Year built

20,038 sqft

Lot size

$175

Price / sq ft

No HOA

HOA dues

0

Days on market

3

Garage spaces

X

Flood zone

About this home

Welcome to refined Florida living in this beautifully crafted custom home located in the desirable Ocala Waterway Estates. From the moment you arrive, you’ll notice the difference—this is not your typical cookie-cutter property. With timeless curb appeal, manicured landscaping, and a grand presence, this home offers character, space, and quality that new construction simply can’t replicate. Offering approximately 3,366 square feet of thoughtfully designed living space, this residence features 4 bedrooms and 4 full bathrooms, providing flexibility for a variety of living arrangements, guests, or multi-generational use. Step through the stately double-door entry into a light-filled, open floor plan with soaring ceilings and elegant finishes. The spacious great room is the heart of the home, complete with a gas fireplace and expansive views of the private screened-in pool and spa—perfect for entertaining or relaxing evenings. The chef’s kitchen is designed for both function and style, featuring custom cabinetry, stainless steel appliances, a large breakfast bar, and seamless flow into the breakfast nook and living area. The primary suite offers a true retreat with a tray ceiling, propane fireplace, and a spa-inspired bathroom featuring dual vanities, a jetted soaking tub, separate walk-in shower, and a generous walk-in closet. Three additional bedrooms and three full bathrooms provide ample space and privacy throughout the home. This property is packed with features rarely found in newer homes, including dual A/C units for zoned climate control, a newer roof (approximately 3 years old), extensive interior and exterior storage, a detached 14x21 workshop with power and air—ideal for hobbies, projects, or creative space, a 45x12 reinforced RV pad with dual 50-amp hookups, and a 3-car garage. The backyard extends beyond the existing fence line, offering additional usable space, along with underground drainage for added functionality. Conveniently located near schools, shopping, dining, I-75, and the Florida Greenway, this home offers both accessibility and privacy without the restrictions of an HOA. If you’ve been searching for a home with space, character, and true versatility, this is a rare opportunity to own something that stands apart from the rest.

Estimated monthly payment

Principal & interest$2,981
Property taxes$352
Home insurance (est.)$270

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jun 16, 2026
  2. Listed$589,500
    Jun 16, 2026
  3. Price increased$589,500

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Ocala Waterway Estate
County
Marion
Year built
2006
Living area
3,366 sq ft
Price/sq ft
$175
Building area
6,059 sq ft (Public Records)
Lot size
20,038 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12083C0704E)
Garage
3 spaces
Pool
Private pool
Annual taxes
$4,227 (2024)
Parcel #
3578-011-016
Zoning
R1
MLS #
OM726736

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Interior Details

Bedrooms
4
Full bathrooms
4
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Microwave, Range, Refrigerator
Interior features
Cathedral Ceiling(s), Central Vaccum, Eat-in Kitchen, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Laundry Room
Stories / Levels
One
Direction faces
North
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Private Mailbox, Storage
Construction materials
Block
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Cable Connected, Electricity Connected, Public, Water Connected

Schools

ElementaryHammett Bowen Jr. ElementaryGreatSchools ↗
MiddleBLiberty Middle SchoolGreatSchools ↗
High SchoolWest Port High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst23x14.9
Living RoomFirst22x14.2
Primary BedroomFirst16.4x17.9
Dining RoomFirst12x14
Bathroom 1First11.9x11.9
Bathroom 2First15.5x11.6
Bathroom 3First15.8x11.1
Family RoomFirst9.9x7.9

Listing Details

Listing date
2026-06-16
On market date
2026-06-16
Original list price
$589,500
Occupant type
Owner
MLS area
34476 - Ocala
Listing AOR
Ocala - Marion
Status changed
2026-06-16
Tax legal description
SEC 27 TWP 16 RGE 21 PLAT BOOK K PAGE 052 OCALA WATERWAY ESTATES BLK 11 LOT 16

Flood risk

Minimal riskFEMA Zone XPanel 12083C0704E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

49th Ave to 103rd Street, home on the right

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 17, 2026 at 1:02 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA