$379,000
4431 Fern Drive
Bradenton, FL 34208
Listing updated: June 26, 2026 at 7:34 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Rarely do you find a home that offers this much space, flexibility, and value with such low ownership costs. Nestled within an intimate enclave of just 31 land-owned condos that live like single-family homes, this beautifully maintained residence in a 55+ community combines privacy, convenience, and thoughtful upgrades—all with a remarkably low HOA fee of just $150 per month and no CDD fees. Step inside to discover a floor plan unlike anything else on the market. Vaulted ceilings soar above the main living area, enhanced by two solar tube skylights that fill the home with natural light. The kitchen is thoughtfully designed with extensive cabinetry, granite countertops, and abundant storage. Luxury vinyl plank flooring and tile flow throughout the home, while the Florida room features durable vinyl flooring, providing an attractive, low-maintenance living space. What truly sets this home apart is its flexible floor plan, featuring a bonus room and a private office retreat tucked off the primary suite. Complete with double pocket doors, bay windows, and direct patio access, this space is ideal for working from home, pursuing hobbies, or creating a private sanctuary. The primary suite offers two closets and an updated ensuite bath with dual sinks, granite countertops, a linen closet, and a large Bath Fitter shower. Guests will appreciate the split-bedroom design, with a pocket door that allows the secondary bedroom and bath to become a private ensuite wing and comes with a Murphy bed already installed. Peace of mind comes from major updates already completed, including a new roof (2016), hurricane impact-rated windows and doors (2018), AC (2021), water heater (2023), and fresh interior paint. Modern conveniences include Alexa-enabled smart lighting, Ring security cameras, and garage storage with a built-in workbench. Optional affiliate membership at River Isles is available for just $180 per quarter and includes access to a community pool, clubhouse, fitness center, library, game room, and shuffleboard courts. Golf enthusiasts can enjoy an annual River Isles Golf Club membership for only $663.40. Homes with this combination of space, versatility, upgrades, and value are exceptionally hard to find. Come see it for yourself—you may have just found the one you've been waiting for.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history3 days on market
- Status: ActiveJun 23, 2026
- Listed$379,000Jun 23, 2026
- Price increased$379,000
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 3
- Subdivision
- Fernwood
- County
- Manatee
- Year built
- 1995
- Living area
- 1,538 sq ft
- Price/sq ft
- $246
- Building area
- 2,236 sq ft (Public Records)
- Lot size
- 7,062 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12081C0307F)
- Garage
- 2 spaces
- Annual taxes
- $2,317 (2025)
- Parcel #
- 1127126504
- Zoning
- PDP
- MLS #
- A4697074
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Tile
- Appliances
- Dishwasher, Disposal, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Window Treatments
- Laundry
- Electric Dryer Hookup, In Garage, Washer Hookup
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Off Street
HOA & Financial
- Total monthly fees
- $150/mo
- Total annual fees
- $1,800
- HOA name
- Trust Point Management Group / TJ Evans
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 4 Months
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See community documents.
- Approval process
- An application must be submitted to the Condo Association.
Exterior & Construction
- Exterior features
- Private Mailbox, Rain Gutters
- Construction materials
- Concrete, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 14x10 |
| Dining Room | First | 11.3x10.5 |
| Living Room | First | 14x16 |
| Bonus Room | First | 10x16 |
| Primary Bedroom | First | 11.75x17 |
| Office | First | 11x19 |
| Primary Bathroom | First | 8x9 |
| Bedroom 2 | First | 11x13 |
| Bathroom 2 | First | 8x5 |
| Florida Room | First | 10x11 |
Listing Details
- Listing date
- 2026-06-17
- On market date
- 2026-06-23
- Original list price
- $379,000
- Occupant type
- Vacant
- MLS area
- 34208 - Bradenton/Braden River
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-06-23
- Tax legal description
- UNIT 30 FERNWOOD CONDOMINIUM A LAND CONDOMINIUM PI#11271.2650/4
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
I-75 to Exit 220. West on SR 64. Left onto Oakleaf Blvd (River Isles Subdivision). Left onto Lakewood Ave. Left onto Fernwood Drive.
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Based on information submitted to the MLS GRID as of June 26, 2026 at 7:34 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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