4431 Fern Drive, FL4431 Fern Drive, FL4431 Fern Drive, FL
Stellar MLS
1 / 47

$379,000

4431 Fern Drive

Bradenton, FL 34208

Listing updated: August 21, 2026 at 10:16 PM ET

Active
Stellar MLSListing courtesy of Coldwell Banker Realty · Melinda Sanchez, PLLC · MLS #A4697074 · Active · 941-907-1033
2
Beds
2
Baths
1,538
Sq Ft
0.16
Acres
1995
Built
55+ community$246/sqft
Condominium

Property type

1995

Year built

7,062 sqft

Lot size

$246

Price / sq ft

No HOA

HOA dues

59

Days on market

2

Garage spaces

X

Flood zone

About this home

Virtually Staged. This is the kind of Florida home that makes you wonder why you waited so long. It’s rare to find a home that gives you this much space, flexibility, privacy, and value—especially with ownership costs this low—making it perfect for Snowbirds or full-time residents. Tucked into a small, intimate community of just 31 land-owned condos that live much more like single-family homes, this beautifully maintained 55+ residence offers a relaxed Florida lifestyle without the big HOA price tag. The HOA is just $150/month, with no CDD fees. From the moment you walk in, the home feels bright, open, and welcoming. The vaulted main living area is filled with natural light from two solar tube skylights, creating a warm, airy space that feels even larger than it is. The kitchen is designed for real life, with generous cabinetry, granite countertops, and plenty of storage. Luxury vinyl plank and tile flooring run throughout the home, while the Florida room adds another comfortable, low-maintenance space with durable vinyl flooring. And then there’s the flexibility. A bonus room gives you extra space to use however you want, while the private office retreat just off the primary suite offers something truly special. With double pocket doors, bay windows, and direct access to the patio, it’s the perfect spot for working from home, enjoying a hobby, reading with a cup of coffee, or simply having a quiet place of your own. The spacious primary suite features two closets and an updated ensuite bath with dual sinks, granite countertops, a linen closet, and a large Bath Fitter shower. On the opposite side of the home, the split-bedroom layout gives guests their own private space. A pocket door can close off the secondary bedroom and bath to create a comfortable ensuite-style guest wing, and the bedroom even includes a Murphy bed. Best of all, many of the expensive updates are already done. The roof was replaced in 2016, hurricane impact-rated windows and doors were installed in 2018, the AC was replaced in 2021, and the water heater was replaced in 2023. The interior has also been freshly painted. You’ll find thoughtful extras throughout, including Alexa-enabled smart lighting, Ring security cameras, and a garage with additional storage and a built-in workbench. If you want even more amenities, an optional affiliate membership at River Isles is available for just $180 per quarter, with access to the community pool, clubhouse, fitness center, library, game room, and shuffleboard courts. Golf lovers can also enjoy an annual River Isles Golf Club membership for $663.40. This is more than just a home—it’s a place that gives you room to live the way you want, with the updates, flexibility, and low monthly costs that make Florida living easier. Come take a look. You may walk in and realize you’ve found exactly what you’ve been waiting for.

Estimated monthly payment

Principal & interest$1,916
Property taxes$193
Home insurance (est.)$174

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history59 days on market

  1. Status: Active
    Jun 23, 2026
  2. Listed$379,000
    Jun 23, 2026
  3. Price increased$379,000

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
59
Subdivision
Fernwood
County
Manatee
Year built
1995
Living area
1,538 sq ft
Price/sq ft
$246
Building area
2,236 sq ft (Public Records)
Lot size
7,062 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12081C0307F)
Garage
2 spaces
Annual taxes
$2,317 (2025)
Parcel #
1127126504
Zoning
PDP
MLS #
A4697074

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Tile
Appliances
Dishwasher, Disposal, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Window Treatments
Laundry
Electric Dryer Hookup, In Garage, Washer Hookup
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Off Street

HOA & Financial

Total monthly fees
$150/mo
Total annual fees
$1,800
HOA name
Trust Point Management Group / TJ Evans
CDD
No
Homestead exemption
Yes
Min lease term
4 Months
Listing terms
Cash, Conventional, VA Loan
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See community documents.
Approval process
An application must be submitted to the Condo Association.

Exterior & Construction

Exterior features
Private Mailbox, Rain Gutters
Construction materials
Concrete, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Cats OK, Dogs OK
Senior community
Yes

Room Details

RoomLevelDimensions
KitchenFirst14x10
Dining RoomFirst11.3x10.5
Living RoomFirst14x16
Bonus RoomFirst10x16
Primary BedroomFirst11.75x17
OfficeFirst11x19
Primary BathroomFirst8x9
Bedroom 2First11x13
Bathroom 2First8x5
Florida RoomFirst10x11

Listing Details

Listing date
2026-06-17
On market date
2026-06-23
Original list price
$379,000
Occupant type
Vacant
MLS area
34208 - Bradenton/Braden River
Listing AOR
Sarasota - Manatee
Status changed
2026-06-23
Tax legal description
UNIT 30 FERNWOOD CONDOMINIUM A LAND CONDOMINIUM PI#11271.2650/4

Flood risk

Minimal riskFEMA Zone XPanel 12081C0307F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

I-75 to Exit 220. West on SR 64. Left onto Oakleaf Blvd (River Isles Subdivision). Left onto Lakewood Ave. Left onto Fernwood Drive.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 21, 2026 at 10:16 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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