4431 Fern Drive, FL4431 Fern Drive, FL4431 Fern Drive, FL
Stellar MLS
1 / 41

$379,000

4431 Fern Drive

Bradenton, FL 34208

Listing updated: June 26, 2026 at 7:34 PM ET

Active
Stellar MLSListing courtesy of Coldwell Banker Realty · Melinda Sanchez, PLLC · MLS #A4697074 · Active · 941-739-6777
2
Beds
2
Baths
1,538
Sq Ft
0.16
Acres
1995
Built
55+ community$246/sqft
Condominium

Property type

1995

Year built

7,062 sqft

Lot size

$246

Price / sq ft

No HOA

HOA dues

3

Days on market

2

Garage spaces

X

Flood zone

About this home

Rarely do you find a home that offers this much space, flexibility, and value with such low ownership costs. Nestled within an intimate enclave of just 31 land-owned condos that live like single-family homes, this beautifully maintained residence in a 55+ community combines privacy, convenience, and thoughtful upgrades—all with a remarkably low HOA fee of just $150 per month and no CDD fees. Step inside to discover a floor plan unlike anything else on the market. Vaulted ceilings soar above the main living area, enhanced by two solar tube skylights that fill the home with natural light. The kitchen is thoughtfully designed with extensive cabinetry, granite countertops, and abundant storage. Luxury vinyl plank flooring and tile flow throughout the home, while the Florida room features durable vinyl flooring, providing an attractive, low-maintenance living space. What truly sets this home apart is its flexible floor plan, featuring a bonus room and a private office retreat tucked off the primary suite. Complete with double pocket doors, bay windows, and direct patio access, this space is ideal for working from home, pursuing hobbies, or creating a private sanctuary. The primary suite offers two closets and an updated ensuite bath with dual sinks, granite countertops, a linen closet, and a large Bath Fitter shower. Guests will appreciate the split-bedroom design, with a pocket door that allows the secondary bedroom and bath to become a private ensuite wing and comes with a Murphy bed already installed. Peace of mind comes from major updates already completed, including a new roof (2016), hurricane impact-rated windows and doors (2018), AC (2021), water heater (2023), and fresh interior paint. Modern conveniences include Alexa-enabled smart lighting, Ring security cameras, and garage storage with a built-in workbench. Optional affiliate membership at River Isles is available for just $180 per quarter and includes access to a community pool, clubhouse, fitness center, library, game room, and shuffleboard courts. Golf enthusiasts can enjoy an annual River Isles Golf Club membership for only $663.40. Homes with this combination of space, versatility, upgrades, and value are exceptionally hard to find. Come see it for yourself—you may have just found the one you've been waiting for.

Estimated monthly payment

Principal & interest$1,916
Property taxes$193
Home insurance (est.)$174

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history3 days on market

  1. Status: Active
    Jun 23, 2026
  2. Listed$379,000
    Jun 23, 2026
  3. Price increased$379,000

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
3
Subdivision
Fernwood
County
Manatee
Year built
1995
Living area
1,538 sq ft
Price/sq ft
$246
Building area
2,236 sq ft (Public Records)
Lot size
7,062 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12081C0307F)
Garage
2 spaces
Annual taxes
$2,317 (2025)
Parcel #
1127126504
Zoning
PDP
MLS #
A4697074

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Tile
Appliances
Dishwasher, Disposal, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Window Treatments
Laundry
Electric Dryer Hookup, In Garage, Washer Hookup
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Off Street

HOA & Financial

Total monthly fees
$150/mo
Total annual fees
$1,800
HOA name
Trust Point Management Group / TJ Evans
CDD
No
Homestead exemption
Yes
Min lease term
4 Months
Listing terms
Cash, Conventional, VA Loan
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See community documents.
Approval process
An application must be submitted to the Condo Association.

Exterior & Construction

Exterior features
Private Mailbox, Rain Gutters
Construction materials
Concrete, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Cats OK, Dogs OK
Senior community
Yes

Room Details

RoomLevelDimensions
KitchenFirst14x10
Dining RoomFirst11.3x10.5
Living RoomFirst14x16
Bonus RoomFirst10x16
Primary BedroomFirst11.75x17
OfficeFirst11x19
Primary BathroomFirst8x9
Bedroom 2First11x13
Bathroom 2First8x5
Florida RoomFirst10x11

Listing Details

Listing date
2026-06-17
On market date
2026-06-23
Original list price
$379,000
Occupant type
Vacant
MLS area
34208 - Bradenton/Braden River
Listing AOR
Sarasota - Manatee
Status changed
2026-06-23
Tax legal description
UNIT 30 FERNWOOD CONDOMINIUM A LAND CONDOMINIUM PI#11271.2650/4

Flood risk

Minimal riskFEMA Zone XPanel 12081C0307F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

I-75 to Exit 220. West on SR 64. Left onto Oakleaf Blvd (River Isles Subdivision). Left onto Lakewood Ave. Left onto Fernwood Drive.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 26, 2026 at 7:34 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA