


$379,000
4431 Fern Drive
Bradenton, FL 34208
Listing updated: August 21, 2026 at 10:16 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Virtually Staged. This is the kind of Florida home that makes you wonder why you waited so long. It’s rare to find a home that gives you this much space, flexibility, privacy, and value—especially with ownership costs this low—making it perfect for Snowbirds or full-time residents. Tucked into a small, intimate community of just 31 land-owned condos that live much more like single-family homes, this beautifully maintained 55+ residence offers a relaxed Florida lifestyle without the big HOA price tag. The HOA is just $150/month, with no CDD fees. From the moment you walk in, the home feels bright, open, and welcoming. The vaulted main living area is filled with natural light from two solar tube skylights, creating a warm, airy space that feels even larger than it is. The kitchen is designed for real life, with generous cabinetry, granite countertops, and plenty of storage. Luxury vinyl plank and tile flooring run throughout the home, while the Florida room adds another comfortable, low-maintenance space with durable vinyl flooring. And then there’s the flexibility. A bonus room gives you extra space to use however you want, while the private office retreat just off the primary suite offers something truly special. With double pocket doors, bay windows, and direct access to the patio, it’s the perfect spot for working from home, enjoying a hobby, reading with a cup of coffee, or simply having a quiet place of your own. The spacious primary suite features two closets and an updated ensuite bath with dual sinks, granite countertops, a linen closet, and a large Bath Fitter shower. On the opposite side of the home, the split-bedroom layout gives guests their own private space. A pocket door can close off the secondary bedroom and bath to create a comfortable ensuite-style guest wing, and the bedroom even includes a Murphy bed. Best of all, many of the expensive updates are already done. The roof was replaced in 2016, hurricane impact-rated windows and doors were installed in 2018, the AC was replaced in 2021, and the water heater was replaced in 2023. The interior has also been freshly painted. You’ll find thoughtful extras throughout, including Alexa-enabled smart lighting, Ring security cameras, and a garage with additional storage and a built-in workbench. If you want even more amenities, an optional affiliate membership at River Isles is available for just $180 per quarter, with access to the community pool, clubhouse, fitness center, library, game room, and shuffleboard courts. Golf lovers can also enjoy an annual River Isles Golf Club membership for $663.40. This is more than just a home—it’s a place that gives you room to live the way you want, with the updates, flexibility, and low monthly costs that make Florida living easier. Come take a look. You may walk in and realize you’ve found exactly what you’ve been waiting for.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history59 days on market
- Status: ActiveJun 23, 2026
- Listed$379,000Jun 23, 2026
- Price increased$379,000
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 59
- Subdivision
- Fernwood
- County
- Manatee
- Year built
- 1995
- Living area
- 1,538 sq ft
- Price/sq ft
- $246
- Building area
- 2,236 sq ft (Public Records)
- Lot size
- 7,062 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12081C0307F)
- Garage
- 2 spaces
- Annual taxes
- $2,317 (2025)
- Parcel #
- 1127126504
- Zoning
- PDP
- MLS #
- A4697074
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Tile
- Appliances
- Dishwasher, Disposal, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Window Treatments
- Laundry
- Electric Dryer Hookup, In Garage, Washer Hookup
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Off Street
HOA & Financial
- Total monthly fees
- $150/mo
- Total annual fees
- $1,800
- HOA name
- Trust Point Management Group / TJ Evans
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 4 Months
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See community documents.
- Approval process
- An application must be submitted to the Condo Association.
Exterior & Construction
- Exterior features
- Private Mailbox, Rain Gutters
- Construction materials
- Concrete, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 14x10 |
| Dining Room | First | 11.3x10.5 |
| Living Room | First | 14x16 |
| Bonus Room | First | 10x16 |
| Primary Bedroom | First | 11.75x17 |
| Office | First | 11x19 |
| Primary Bathroom | First | 8x9 |
| Bedroom 2 | First | 11x13 |
| Bathroom 2 | First | 8x5 |
| Florida Room | First | 10x11 |
Listing Details
- Listing date
- 2026-06-17
- On market date
- 2026-06-23
- Original list price
- $379,000
- Occupant type
- Vacant
- MLS area
- 34208 - Bradenton/Braden River
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-06-23
- Tax legal description
- UNIT 30 FERNWOOD CONDOMINIUM A LAND CONDOMINIUM PI#11271.2650/4
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
I-75 to Exit 220. West on SR 64. Left onto Oakleaf Blvd (River Isles Subdivision). Left onto Lakewood Ave. Left onto Fernwood Drive.
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