644 Island Way, FL
Stellar MLS

$597,400

644 Island Way

Clearwater Beach, FL 33767

Active
2
Beds
2
Baths
1,335
Sq Ft
1.53
Acres
1972
Built
WaterfrontWater accessPrivate pool1.53 acres$447/sqft360° tour
Condominium

Property type

1972

Year built

66,725 sqft

Lot size

$447

Price / sq ft

$845/mo

HOA dues

141

Days on market

AE

Flood zone

About this home

This waterfront condominium is a MUST-SEE!!! Located at 644 Island Way in the highly sought-after Island Estates community, this beautifully updated first-floor residence offers sweeping open-water views and stunning western sunsets. Upon entering, you’re immediately drawn to the light-filled interior and panoramic water views, visible from every room—perfect for watching dolphins, manatees, passing boats, and nightly sunsets. The home has been completely redesigned with an open-concept layout that seamlessly connects the kitchen, dining, and living areas, making it ideal for both everyday living and entertaining. The custom eat-in kitchen features high-end appliances, soft-close cabinetry, quartz countertops with a matching backsplash, and a stylish dry bar with wine refrigerator. A stackable full-size washer and dryer add everyday convenience. The oversized primary bedroom includes a custom ensuite with a walk-in shower and a spacious walk-in closet. The guest bedroom is generously sized, offers beautiful water views, and is complemented by a tastefully updated guest bathroom just across the hall. Luxury vinyl flooring runs throughout the home, with hand-selected polished stone in the primary ensuite. Electric hurricane shutters provide added peace of mind. (Washer & Dryer 2026 / AC 2025 / Water Heater 2025.) Community RESORT STYLE amenities include a heated pool, BBQ area, secured lobby, assigned parking (Space #32 in front of the building entrance), marina with BOAT SLIPS CURRENTLY AVAILABLE FOR LEASE, kayak storage, and bicycle storage. Ideally located in the heart of Clearwater Beach, this home is just a short walk to Pier 60, award-winning restaurants, boutique shopping, and the world-famous sugar-sand beaches. Convenient access to hospitals, medical centers, and both Tampa and St. Pete–Clearwater airports completes the package. Call today and begin living the Florida lifestyle tomorrow! (BOAT SLIP $175 MONTH)

Estimated monthly payment

Principal & interest$3,021
Property taxes$395
Home insurance (est.)$274
HOA dues$845

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history141 days on market

  1. Status: Active
    Jan 7, 2026
  2. Listed$599,000
    Jan 7, 2026
  3. Price reduced$597,400

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
141
Subdivision
Island Point 1 Condo
County
Pinellas
Year built
1972
Living area
1,335 sq ft
Price/sq ft
$447
Lot size
66,725 sq ft
Lot category
1 to less than 2
Flood zone
AE
Pool
Private pool
Annual taxes
$4,739 (2024)
Parcel #
05-29-15-43465-000-1010
Zoning
CONDO
MLS #
TB8461679

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Ceramic Tile, Luxury Vinyl
Appliances
Bar Fridge, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
Interior features
Built-in Features, Ceiling Fans(s), Chair Rail, Crown Molding, Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Closet, Laundry Room
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
0
Attached garage
No
Parking features
Assigned, Circular Driveway, Ground Level, Guest, On Street, Reserved

HOA & Financial

HOA fee
$845 / Monthly
Monthly HOA
$845/mo
Total monthly fees
$845/mo
Total annual fees
$10,140
HOA name
Scott Vignery, LCAM
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
One year of ownership prior to a 12 month lease.
Approval process
HOA Application and Approval.

Exterior & Construction

Exterior features
Hurricane Shutters, Lighting, Outdoor Grill, Outdoor Shower, Shade Shutter(s), Sidewalk
Construction materials
Stucco
Roof
Built-Up
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Fire Hydrant, Public, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst22x11
Bedroom 2First18x11
Living RoomFirst28x13
KitchenFirst22x11
Dining RoomFirst11x9

Listing Details

Listing date
2026-01-07
On market date
2026-01-07
Original list price
$599,000
Occupant type
Owner
MLS area
33767 - Clearwater/Clearwater Beach
Listing AOR
Suncoast Tampa
Status changed
2026-01-07
Tax legal description
ISLAND POINT, NO. 1 CONDO BAY HOUSE, UNIT 101

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Memorial Causeway, turn East onto Island Way, continue to address and use Guest Parking. Please use reserved parking #32 or guest parking.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 28, 2026 at 9:50 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA