$369,900
6042 Topsail Road
Lady Lake, FL 32159
Listing updated: June 4, 2026 at 5:58 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Assumable VA mortgage at an unbeatable rate of 2.75! Welcome to this beautifully maintained and fully furnished home in the heart of Lady Lake! This move-in-ready property offers comfort, convenience, and flexibility for a variety of lifestyles. Thoughtfully furnished and tastefully appointed, the home is available for purchase or lease, making it an excellent opportunity for full-time residents, seasonal visitors, or investors. Enjoy spacious living areas, a well-equipped kitchen, comfortable bedrooms, and inviting outdoor spaces designed for relaxed Florida living. The furnishings allow for a seamless transition—simply bring your personal belongings and start enjoying your new home from day one. Conveniently located near shopping, dining, medical facilities, golf courses, and all the amenities that make the Lady Lake and The Villages area so desirable. Whether you're looking for a permanent residence, seasonal retreat, or rental opportunity, this versatile property is ready to meet your needs. Schedule your private showing today and discover all that this exceptional furnished home has to provide!
Local Insight
At $169/sqft, this half duplex is priced right at the bottom of Lady Lake's market range, which makes sense given its 1990 build date and modest lot size—you're paying for location and proximity to The Villages amenities rather than modern construction or land. The $310 monthly HOA is reasonable for this market, but factor in whether you're genuinely interested in the 55+ lifestyle and golf community access, because that's what drives value here; if you're looking for a standalone home with more privacy and land, the duplex layout and tight 0.28-acre lot might feel constraining despite the price appeal.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveJun 4, 2026
- Listed$369,900Jun 4, 2026
- Price increased$369,900
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Half Duplex
- Status
- Active
- Days on market
- 0
- Subdivision
- Harbor Hills Unit 01a
- County
- Lake
- Year built
- 1990
- Living area
- 2,190 sq ft
- Price/sq ft
- $169
- Building area
- 3,357 sq ft (Public Records)
- Lot size
- 12,034 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12069C0190E)
- Garage
- 2 spaces
- Annual taxes
- $3,576 (2025)
- Parcel #
- 13-18-24-0510-00S-00700
- Zoning
- PUD
- MLS #
- OM725926
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Wood
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Primary Bedroom Main Floor, Walk-In Closet(s), Wet Bar, Window Treatments
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- West
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Garage Door Opener, Golf Cart Garage, Golf Cart Parking, Oversized
HOA & Financial
- HOA fee
- $310 / Monthly
- Monthly HOA
- $310/mo
- Total monthly fees
- $478/mo
- Total annual fees
- $5,739
- HOA name
- Jim Manning, HOA President
- CDD
- No
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Minimum of 6 months.
Exterior & Construction
- Exterior features
- Courtyard, Sidewalk
- Construction materials
- Stucco
- Roof
- Tile
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Private Sewer
- Water source
- Private
- Utilities
- Electricity Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 16x32 |
| Dining Room | First | 16x11 |
| Kitchen | First | 11x11 |
| Primary Bedroom | First | 13x19 |
| Primary Bathroom | First | |
| Bedroom 2 | First | 11x10 |
| Den | First | 10x10 |
| Balcony/Porch/Lanai | First |
Listing Details
- Listing date
- 2026-06-02
- On market date
- 2026-06-04
- Original list price
- $369,900
- Occupant type
- Vacant
- MLS area
- 32159 - Lady Lake (The Villages)
- Listing AOR
- Ocala - Marion
- Status changed
- 2026-06-04
- Tax legal description
- HARBOR HILLS UNIT 1A BLK S LOT 7 PB 30 PGS 91-92 ORB 5544 PG 869 ORB 6027 PG 378
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Ocala, head south on US-441. Turn left on 42. Turn right on SE 155th Ave. Turn left on Marion County Road for 2.1 miles then turn right on Marion County Road. Turn left on Lake Griffin Road continue into Harbor Hills. Once through the gate, turn right on Topsail Road, the home is 500 feet on your left. 6042 Topsail Road, Lady Lake, Florida
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 4, 2026 at 5:58 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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