$284,500
10608 174th Loop
Summerfield, FL 34491
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Welcome to 55+ LIVING at its BEST in SPRUCE CREEK SOUTH! This is a 2/2 PALM II MODEL with 1678 square feet, a 19'8 x 14'6 Birdcage PLUS an OVERSIZED 19'8 x 25 GARAGE with over $52,000 in UPGRADES. Recent updates include HVAC (10/2025), ROOF (05/2025 ), NEW STAINLESS STEEL APPLIANCES (3 years old), Birdcage, and more! Ideally located near both the main and residential gates, where you will enjoy so many choices in shopping, dining and medical facilities. This home also offers quick access through the residential gate to Terrace Plaza for shopping, dining, and everyday conveniences including an urgent care clinic, dentist, Restaurants and spas—easy in and easy out. Inside, you’ll find a freshly painted home with vaulted ceilings, spacious rooms, and an oversized 2-car garage with plenty of space for a workshop area or storage. The kitchen is enhanced with New Cabinets and countertops along with New Solar Tubes (2025) and finished with beautiful subway tile backsplash. There is NO CARPET as this home features Laminate and Luxury Vinyl. Both Bedrooms are large in size and feature walk in closets, giving you extra storage. The large 23 x 11 fully air-condensed FLORIDA ROOM is sure to please as it offers a LARGE Bonus space that can be used for unlimited purposes. Community highlights: 24-hour gated community with security guard on premises. Golf-cart access across Hwy 441 to shops and services. On-site 18-hole golf course with The Links restaurant and a Pro-Shop. Fitness center, heated pool & hot tub. His-and-hers saunas with separate showers. Billiards, library, card rooms, event center, Club house Kitchen for special events. Pickleball, tennis, bocce, organized sports & group classes. Softball field hosting inter-community competitions Additional features include recycling bins and a gated auxiliary parking area (space permitting) where you can rent small, medium, or large open slips for an RV, trailer, or extra vehicle at a very reasonable cost. The community manager’s office is conveniently located in the clubhouse. This is a deed-restricted community (not an HOA) with a required monthly maintenance/amenities fee that includes trash pickup and use of common areas. Call today to schedule a private showing or request a virtual tour.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJun 3, 2026
- Listed$284,500Jun 3, 2026
- Price increased$284,500
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Spruce Crk South
- County
- Marion
- Year built
- 1994
- Living area
- 1,678 sq ft
- Price/sq ft
- $170
- Building area
- 2,338 sq ft (Public Records)
- Lot size
- 8,712 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $3,305 (2025)
- Parcel #
- 6013-005-008
- Zoning
- PUD
- MLS #
- G5113215
Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Laminate, Luxury Vinyl
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Walk-In Closet(s)
- Laundry
- In Garage, Outside
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Golf Cart Parking, Oversized
HOA & Financial
- HOA fee
- $180 / Monthly
- Monthly HOA
- $180/mo
- Total monthly fees
- $180/mo
- Total annual fees
- $2,160
- HOA name
- Tracey Brown
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See deed restrictions
Exterior & Construction
- Exterior features
- Rain Gutters, Sliding Doors
- Construction materials
- Vinyl Siding, Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Water Connected
Community
- Pets allowed
- Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 22x13 |
| Dining Room | First | 11x11 |
| Kitchen | First | 15x11 |
| Florida Room | First | 23x11 |
| Primary Bedroom | First | 13x16 |
| Bedroom 2 | First | 12x13.1 |
| Balcony/Porch/Lanai | First | 19x15 |
Listing Details
- Listing date
- 2026-06-01
- On market date
- 2026-06-03
- Original list price
- $284,500
- Occupant type
- Owner
- MLS area
- 34491 - Summerfield
- Listing AOR
- Lake and Sumter
- Status changed
- 2026-06-03
- Tax legal description
- SEC 35 TWP 17 RGE 23 PLAT BOOK 003 PAGE 012 SPRUCE CREEK SOUTH XIII BLK E LOT 8
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Fruitland Park: North on US 27/441 toward Summerfield; Left on SE 176th Street into community, Right on SE 108th Terrace and continue straight as SE 108th Terrace turns into SE 174th Loop. Follow around to home on left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 4, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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