10608 174th Loop, FL
Stellar MLS

$284,500

10608 174th Loop

Summerfield, FL 34491

Active
2
Beds
2
Baths
1,678
Sq Ft
0.2
Acres
1994
Built
55+ community$170/sqft360° tour
Single Family Residence

Property type

1994

Year built

8,712 sqft

Lot size

$170

Price / sq ft

$180/mo

HOA dues

1

Day on market

2

Garage spaces

X

Flood zone

About this home

Welcome to 55+ LIVING at its BEST in SPRUCE CREEK SOUTH! This is a 2/2 PALM II MODEL with 1678 square feet, a 19'8 x 14'6 Birdcage PLUS an OVERSIZED 19'8 x 25 GARAGE with over $52,000 in UPGRADES. Recent updates include HVAC (10/2025), ROOF (05/2025 ), NEW STAINLESS STEEL APPLIANCES (3 years old), Birdcage, and more! Ideally located near both the main and residential gates, where you will enjoy so many choices in shopping, dining and medical facilities. This home also offers quick access through the residential gate to Terrace Plaza for shopping, dining, and everyday conveniences including an urgent care clinic, dentist, Restaurants and spas—easy in and easy out. Inside, you’ll find a freshly painted home with vaulted ceilings, spacious rooms, and an oversized 2-car garage with plenty of space for a workshop area or storage. The kitchen is enhanced with New Cabinets and countertops along with New Solar Tubes (2025) and finished with beautiful subway tile backsplash. There is NO CARPET as this home features Laminate and Luxury Vinyl. Both Bedrooms are large in size and feature walk in closets, giving you extra storage. The large 23 x 11 fully air-condensed FLORIDA ROOM is sure to please as it offers a LARGE Bonus space that can be used for unlimited purposes. Community highlights: 24-hour gated community with security guard on premises. Golf-cart access across Hwy 441 to shops and services. On-site 18-hole golf course with The Links restaurant and a Pro-Shop. Fitness center, heated pool & hot tub. His-and-hers saunas with separate showers. Billiards, library, card rooms, event center, Club house Kitchen for special events. Pickleball, tennis, bocce, organized sports & group classes. Softball field hosting inter-community competitions Additional features include recycling bins and a gated auxiliary parking area (space permitting) where you can rent small, medium, or large open slips for an RV, trailer, or extra vehicle at a very reasonable cost. The community manager’s office is conveniently located in the clubhouse. This is a deed-restricted community (not an HOA) with a required monthly maintenance/amenities fee that includes trash pickup and use of common areas. Call today to schedule a private showing or request a virtual tour.

Estimated monthly payment

Principal & interest$1,439
Property taxes$275
Home insurance (est.)$130
HOA dues$180

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jun 3, 2026
  2. Listed$284,500
    Jun 3, 2026
  3. Price increased$284,500

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Spruce Crk South
County
Marion
Year built
1994
Living area
1,678 sq ft
Price/sq ft
$170
Building area
2,338 sq ft (Public Records)
Lot size
8,712 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$3,305 (2025)
Parcel #
6013-005-008
Zoning
PUD
MLS #
G5113215

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Laminate, Luxury Vinyl
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Walk-In Closet(s)
Laundry
In Garage, Outside
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Golf Cart Parking, Oversized

HOA & Financial

HOA fee
$180 / Monthly
Monthly HOA
$180/mo
Total monthly fees
$180/mo
Total annual fees
$2,160
HOA name
Tracey Brown
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See deed restrictions

Exterior & Construction

Exterior features
Rain Gutters, Sliding Doors
Construction materials
Vinyl Siding, Frame
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Water Connected

Community

Pets allowed
Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst22x13
Dining RoomFirst11x11
KitchenFirst15x11
Florida RoomFirst23x11
Primary BedroomFirst13x16
Bedroom 2First12x13.1
Balcony/Porch/LanaiFirst19x15

Listing Details

Listing date
2026-06-01
On market date
2026-06-03
Original list price
$284,500
Occupant type
Owner
MLS area
34491 - Summerfield
Listing AOR
Lake and Sumter
Status changed
2026-06-03
Tax legal description
SEC 35 TWP 17 RGE 23 PLAT BOOK 003 PAGE 012 SPRUCE CREEK SOUTH XIII BLK E LOT 8

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Fruitland Park: North on US 27/441 toward Summerfield; Left on SE 176th Street into community, Right on SE 108th Terrace and continue straight as SE 108th Terrace turns into SE 174th Loop. Follow around to home on left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 4, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA