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$219,000

17855 99th Avenue

Summerfield, FL 34491

Listing updated: June 22, 2026 at 10:50 AM ET

Active

Listing courtesy of Bhhs Florida Properties Group · Donna Rosner · MLS #W7886299 · Active · 352-688-2227

Beds

Baths

1,678

Sq Ft

0.19

Acres

1993

Built

◆Water view◆55+ community◆$131/sqft◆360° tour

Single Family Residence

Property type

1993

Year built

8,276 sqft

Lot size

$131

Price / sq ft

$180/mo

HOA dues

Days on market

Garage spaces

Flood zone

About this home

One or more photo(s) has been virtually staged. One or more photo(s) has been virtually staged. SELLER VERY MOTIVATED! This is your opportunity to own a golf course home, with water views, in the highly sought-after 55+ gated golf community of Spruce Creek South! This 2-bedroom, 2-bath Palm floor plan offers an exceptional opportunity to enjoy community activities without the high monthly HOA fees found in many Florida retirement communities. Important updates include a NEW ROOF (2025) and NEW HOT WATER HEATER (2022). Inside, you'll find ceramic tile flooring in the kitchen and dining area, while the great room and bedrooms are ready for your personal updates. The spacious enclosed lanai under heat and air is a standout feature, providing additional living space and showcasing serene water views of the pond along with scenic views of the 7th hole. Ideally located near the community clubhouse, pool, fitness center, pickleball courts, bocce ball courts, and a wide variety of clubs and social activities, this home combines convenience with a vibrant lifestyle. Centrally located near The Villages with easy access to shopping, dining, entertainment, and medical facilities. PRICED BELOW MARKET VALUE, it's the perfect opportunity for buyers looking to personalize a home in a premier golf community. Whether you're searching for a seasonal getaway, golf course property, or a full-time Florida residence, this property offers outstanding value in one of Central Florida's most popular adult communities. BRING YOUR OFFERS!

Estimated monthly payment

Principal & interest$1,107

Property taxes$136

Home insurance (est.)$100

HOA dues$180

Down payment

20%

$43,800 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history21 days on market

Status: Active
Jun 1, 2026
Listed$219,000
Jun 1, 2026
Price increased$219,000

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 21
Cumulative DOM: 579
Subdivision: Spruce Creek South
County: Marion
Year built: 1993
Living area: 1,678 sq ft
Price/sq ft: $131
Building area: 2,258 sq ft (Public Records)
Lot size: 8,276 sq ft
Lot category: 0 to less than 1/4
Flood zone: X (12083C0905D)
Garage: 2 spaces
Annual taxes: $1,630 (2025)
Parcel #: 6008-001-006
Zoning: PUD
MLS #: W7886299

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Interior Details

Bedrooms: 2
Full bathrooms: 2
Flooring: Carpet, Ceramic Tile
Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features: Ceiling Fans(s), Primary Bedroom Main Floor, Walk-In Closet(s)
Laundry: In Garage
Stories / Levels: One
Direction faces: West

Heating & Cooling

Heating: Electric
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: No

HOA & Financial

HOA fee: $180 / Monthly
Monthly HOA: $180/mo
Total monthly fees: $180/mo
Total annual fees: $2,160
HOA name: American Heritage/Diane Suchy
CDD: No
Homestead exemption: Yes
Min lease term: 6 Months
Listing terms: Cash, Conventional, FHA, Other, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Buyer and/or Buyer's Agent to verify all leasing restrictions with deed restrictions. One Owner must be at least 55 years of age.
Approval process: Buyer and/or Buyer's Agent to verify approval process.

Exterior & Construction

Exterior features: Private Mailbox
Construction materials: Vinyl Siding, Frame
Roof: Shingle
Foundation: Slab
Water view: Yes
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected

Community

Pets allowed: Cats OK, Dogs OK, Number Limit, Yes
Senior community: Yes

Schools

ElementaryStanton-Weirsdale Elem. SchoolGreatSchools ↗

MiddleLake Weir Middle SchoolGreatSchools ↗

High SchoolBelleview High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Great Room	First	26.1x13.11
Kitchen	First	15x10.9
Primary Bedroom	First	16.1x15.3

Listing Details

Listing date: 2026-05-29
On market date: 2026-06-01
Original list price: $219,000
Occupant type: Vacant
MLS area: 34491 - Summerfield
Listing AOR: West Pasco
Status changed: 2026-06-01
Tax legal description: SEC 34 TWP 17 RGE 23 PLAT BOOK 002 PAGE 126 SPRUCE CREEK SOUTH VIII BLK A LOT 6

Flood risk

Minimal riskFEMA Zone XPanel 12083C0905D

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From South: 75-N to Exit 329 (Wildwood). Turn right onto FL-44E. Turn left onto Sumter County Rd 229. Turn right onto E. County Rd 466., Turn left onto 301-N. Turn right and continue on County Rd 42E. Turn right onto US-27/US-441. Turn right onto SE 176th St. Turn left onto SE 99th Ave. House on left.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 22, 2026 at 10:50 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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