$219,000
17855 99th Avenue
Summerfield, FL 34491
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
One or more photo(s) has been virtually staged. Waterfront Golf Course Home in Spruce Creek South! Don't miss this opportunity to own a 2-bedroom, 2-bath Palm floorplan in the highly sought-after 55+ gated golf community of Spruce Creek South. Ideally situated in close proximity to the community amenities, including the pool, clubhouse, fitness center, pickleball courts, bocce ball courts, and numerous social activities, this home offers both convenience and an active lifestyle. Priced below market value, this property presents an excellent opportunity for buyers looking to add their personal touches. Upon entry, you'll find ceramic tile flooring in the kitchen and dining area. The great room and bedrooms are carpeted and ready for updating to your taste. One of the home's standout features is the spacious enclosed lanai under heat and air, providing additional living space and showcasing beautiful water views of the pond and scenic views of the 7th hole golf course. Enjoy relaxing mornings and peaceful sunsets from this desirable waterfront setting. Important updates include a new roof (2025) hot water heater (2022), and HVAC system (2006). Whether you're seeking a retirement home, seasonal residence, or full-time Florida living, this property offers outstanding value in one of the area's most popular active adult communities. Motivated seller—bring your offers!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJun 1, 2026
- Listed$219,000Jun 1, 2026
- Price increased$219,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Cumulative DOM
- 559
- Subdivision
- Spruce Crk South 08
- County
- Marion
- Year built
- 1993
- Living area
- 1,678 sq ft
- Price/sq ft
- $131
- Building area
- 2,258 sq ft (Public Records)
- Lot size
- 8,276 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12083C0905D)
- Garage
- 2 spaces
- Annual taxes
- $1,630 (2025)
- Parcel #
- 6008-001-006
- Zoning
- PUD
- MLS #
- W7886299
Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Primary Bedroom Main Floor, Walk-In Closet(s)
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- No
HOA & Financial
- HOA fee
- $180 / Monthly
- Monthly HOA
- $180/mo
- Total monthly fees
- $180/mo
- Total annual fees
- $2,160
- HOA name
- American Heritage/Diane Suchy
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, FHA, Other, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer and/or Buyer's Agent to verify all leasing restrictions with deed restrictions. One Owner must be at least 55 years of age.
- Approval process
- Buyer and/or Buyer's Agent to verify approval process.
Exterior & Construction
- Exterior features
- Private Mailbox
- Construction materials
- Vinyl Siding, Frame
- Roof
- Shingle
- Foundation
- Slab
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Number Limit, Yes
- Senior community
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Great Room | First | 26.1x13.11 |
| Kitchen | First | 15x10.9 |
| Primary Bedroom | First | 16.1x15.3 |
Listing Details
- Listing date
- 2026-05-29
- On market date
- 2026-06-01
- Original list price
- $219,000
- Occupant type
- Vacant
- MLS area
- 34491 - Summerfield
- Listing AOR
- West Pasco
- Status changed
- 2026-06-01
- Tax legal description
- SEC 34 TWP 17 RGE 23 PLAT BOOK 002 PAGE 126 SPRUCE CREEK SOUTH VIII BLK A LOT 6
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From South: 75-N to Exit 329 (Wildwood). Turn right onto FL-44E. Turn left onto Sumter County Rd 229. Turn right onto E. County Rd 466., Turn left onto 301-N. Turn right and continue on County Rd 42E. Turn right onto US-27/US-441. Turn right onto SE 176th St. Turn left onto SE 99th Ave. House on left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 2, 2026 at 2:27 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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