3831 Gaines Drive, FL3831 Gaines Drive, FL3831 Gaines Drive, FL
Stellar MLS
1 / 59

$765,000

3831 Gaines Drive

Winter Haven, FL 33884

Listing updated: August 12, 2026 at 6:50 AM ET

Active
Stellar MLSListing courtesy of The Market Realty Company · Vikki Thielen · MLS #L4962328 · Active · 863-999-4643
3
Beds
2
Baths
2,678
Sq Ft
0.55
Acres
2005
Built
Private poolFireplace$286/sqft360° tour
Single Family Residence

Property type

2005

Year built

24,076 sqft

Lot size

$286

Price / sq ft

$27/mo

HOA dues

72

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to this immaculate dream home at 3831 Gaines Dr! This beautifully updated 3-bedroom + office home features an open floor plan with stunning upgrades throughout, including an updated kitchen, modern bathrooms, and spacious living areas designed for both comfort and entertaining. The gorgeous kitchen is complete with brand-new appliances and flows seamlessly into the main living space, creating the perfect atmosphere for family gatherings and everyday living. Additional upgrades include a Kinetico water filtration system and an allergen air filtration system to help provide cleaner water and improved indoor air quality throughout the home. Step outside to your own private oasis featuring a heated pool, incredible outdoor kitchen, and a perfectly maintained yard that makes outdoor living effortless year-round. This move-in-ready home truly has it all — luxury, comfort, thoughtful upgrades, and plenty of space to live, work, and entertain!

Estimated monthly payment

Principal & interest$3,868
Property taxes$294
Home insurance (est.)$351
HOA dues$27

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history72 days on market

  1. Status: Active
    Jun 1, 2026
  2. Listed$775,000
    Jun 1, 2026
  3. Price reduced$765,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
72
Subdivision
Gaines Cove
County
Polk
Year built
2005
Living area
2,678 sq ft
Price/sq ft
$286
Building area
3,643 sq ft (Owner)
Lot size
24,076 sq ft
Lot category
1/2 to less than 1
Flood zone
X (12105C0530G)
Garage
2 spaces
Pool
Private pool
Annual taxes
$3,522 (2025)
Parcel #
26-29-09-687040-000530
MLS #
L4962328

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Hardwood
Appliances
Bar Fridge, Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Ice Maker, Indoor Grill, Kitchen Reverse Osmosis System, Microwave
Interior features
Ceiling Fans(s), Crown Molding, Open Floorplan, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
East
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$320 / Annually
Monthly HOA
$27/mo
Total monthly fees
$27/mo
Total annual fees
$320
HOA name
Lee Wagoner
CDD
No
Homestead exemption
Yes
Listing terms
Cash, Conventional, FHA
Ownership
Fee Simple
Available for lease
No
Lease restrictions
No

Exterior & Construction

Exterior features
Lighting, Outdoor Grill, Outdoor Kitchen
Construction materials
Block, HardiPlank Type, Stucco
Roof
Shingle
Foundation
Block, Slab
Pool
Private pool
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Cable Available, Electricity Connected

Community

Pets allowed
No

Room Details

RoomLevelDimensions
Bonus RoomSecond16x17
Primary BedroomFirst12x13
KitchenFirst13x15
Primary BathroomFirst12x13
Bedroom 2First11x15
Dining RoomFirst12x12
LaundryFirst9x7
Living RoomFirst19x14

Listing Details

Listing date
2026-06-01
On market date
2026-06-01
Original list price
$775,000
Occupant type
Owner
MLS area
33884 - Winter Haven / Cypress Gardens
Listing AOR
Lakeland
Status changed
2026-06-01
Tax legal description
GAINES COVE UNIT NUMBER TWO PB 69 PG 14 LOT 53

Flood risk

Minimal riskFEMA Zone XPanel 12105C0530G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Highway 27, head west on Thompson Nursery Road. Continue as the road turns into Eloise Loop Road, then turn right onto Eloise Loop Road at the intersection. Take a right onto Gaines Drive — the home will be on the left at 3831 Gaines Dr, Winter Haven, FL 33884.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 12, 2026 at 6:50 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA