$500,000

5040 Bessie Court

St Cloud, FL 34772

Active

Beds

Baths

1,910

Sq Ft

0.13

Acres

2022

Built

◆Waterfront◆Water access◆Fireplace◆$262/sqft

🏠Single Family Residence

Property type

🏗️2022

Year built

📐5,663 sqft

Lot size

📊$262

Price / sq ft

🏘️$108/mo

HOA dues

📅1

Day on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

CANAL HOME BUILT IN 2022 WITH ACCESS TO THE ALLIGATOR CHAIN-OF-LAKES, BOAT HOUSE & DOCK BUILT IN 2024!! Plank tile flooring in all living areas & the office, BRAND NEW CARPET IN THE BEDROOMS.....high ceilings, beautiful GLASS front door, OPEN FLOOR PLAN, & a gorgeous Kitchen. Welcoming Island, tile backsplash, quartz counters, pull-out drawers, FARMHOUSE SINK, DOUBLE OVEN, & an oversized Samsung Fridge (dishwasher, microwave, cook-top will stay also). SOLAR SUPPLIES THE WHOLE HOME WITH POWER.....IT WILL BE PAID AT CLOSING SO BUYER INHERITS FREE AND CLEAR!! In the Living Room there is a "floating" TV console that adds a modern feel, the TV itself will stay, & sliding glass door lead to the screened-in back patio. The Owner's Suite overlooks the canal, has a large walk-in closet, & sports a private bath.....dual sinks, a soaker tub, tiled shower, & an electric fireplace sets the mood with a fire show (& heat during cold days). STEP OUT & INDULGE IN MY FAVORITE PART......THE WATERFRONT DOCK & BOATHOUSE!! Made of COMPOSITE boards, equipped with POWER, LIGHTS, & WATER.......a fan, METAL ROOF, floor lights, BOAT LIFT, & a separate electrical panel. Cast the fishing pole straight from your backyard!!.....enjoy the gorgeous sunsets, lower the boat, utilize the COMMUNITY BOAT LIFT, get dropped into Alligator Lake, & the chain is yours!! NO WATER MAINTENANCE BUT THE BENEFITS OF WATERFRONT LIVING......NO FLOOD INSURANCE IS NEEDED EITHER. 2-Car Garage is equipped with a LEVEL TWO CAR CHARGER, shelving, a SMART opener, & a THERMAL EXPANSION WATER HEATER. Banana trees, Bismarck palms, & NEW ROCK IN THE LANDSCAPE BED!! Hanover Lakes has a STUNNING community pool, playground, soccer field, green space, sidewalks, & boardwalk. Reach Melbourne Beach within 49+ mi, Lake Nona within 17+ mi, the OIA within 20+ mi, downtown St. Cloud within 6+ mi, & the famous attractions within 30+ mi. Location is SUPERB, condition is FANTASTIC, & the water views are SPECTACULAR!! Come see why 5040 Bessie Court needs to be yours.

Estimated monthly payment

Principal & interest$2,528

Property taxes$646

Home insurance (est.)$229

HOA dues$108

Down payment

20%

$100,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

Status: Active
Jun 1, 2026
Listed$500,000
Jun 1, 2026
Price increased$500,000

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Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 1
Subdivision: Hanover Lakes Ph 4
County: Osceola
Year built: 2022
Living area: 1,910 sq ft
Price/sq ft: $262
Building area: 2,590 sq ft (Public Records)
Lot size: 5,663 sq ft
Lot category: 0 to less than 1/4
Flood zone: X (12097C0280G)
Garage: 2 spaces
Annual taxes: $7,747 (2025)
Parcel #: 20-26-31-0137-0001-4140
Zoning: PUD
MLS #: S5150775

Interior Details

Bedrooms: 4
Full bathrooms: 2
Flooring: Carpet, Tile
Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
Interior features: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Split Bedroom, Thermostat, Walk-In Closet(s)
Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels: One
Direction faces: North
Fireplace: Yes

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes
Parking features: Driveway, Electric Vehicle Charging Station(s), Garage Door Opener

HOA & Financial

HOA fee: $325 / Quarterly
Monthly HOA: $108/mo
Total monthly fees: $108/mo
Total annual fees: $1,300
HOA name: Artemis Lifestyles/Mary James
CDD: Yes
Homestead exemption: Yes
Min lease term: 8-12 Months
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No
Additional lease restrictions: Buyer to verify if any leasing restrictions apply. HOA requires all copies of leases to be on file.
Approval process: Buyer to verify if any leasing restrictions apply. HOA requires all copies of leases to be on file.

Exterior & Construction

Exterior features: Lighting, Rain Gutters, Sliding Doors
Construction materials: Block, Stone, Stucco
Roof: Shingle
Foundation: Slab
Waterfront: Yes
Water access: Yes
Water view: Yes
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Electricity Connected, Fiber Optics

Community

Pets allowed: Yes

Room Details

Room	Level	Dimensions
Bedroom 2	First	10.9x11.6
Bedroom 3	First	10.7x11.1
Bedroom 4	First	9.8x11.1
Laundry	First	6.2x6.6
Foyer	First	4.8x8
Dining Room	First	8x8
Living Room	First	13x16
Primary Bedroom	First	12x13.7
Balcony/Porch/Lanai	First	9.8x23.5
Kitchen	First	11x15.6

Listing Details

Listing date: 2026-06-01
On market date: 2026-06-01
Original list price: $500,000
Occupant type: Owner
MLS area: 34772 - St Cloud (Narcoossee Road)
Listing AOR: Osceola
Status changed: 2026-06-01
Tax legal description: HANOVER LAKES PH 4 PB 30 PGS 97-99 LOT 414

Flood risk

Minimal riskFEMA Zone XPanel 12097C0280G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

192 E through St. Cloud, make a R onto Hickory Tree Rd, make a L onto Alligator Lake Rd, make a R into Hanover Lakes, make a L at first stop sign, follow around and make a R onto Bessie Ct, home is down on the L.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 2, 2026 at 6:51 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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