$119,900
428 Banana Cay Drive
South Daytona, FL 32119
Listing updated: June 10, 2026 at 4:46 PM ET
Listing courtesy of Realty Pros Assured · Bryan Morford · MLS #NS1088257 · Active · 386-767-7653Property type
Year built
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
INVESTOR ALERT!!! This condo is perfect for an investor, or first time home buyer! Located on the first floor, this unit is easily accessible. This unit is ready for new owners to make their own, or you can continue with the established tenants already in place. This is a safe, family friendly neighborhood. Centrally located to universities, hospitals, shopping, and yes... THE BEACH!!
Local Insight
At $119,900, you're looking at a legitimate value play in Daytona's condo market, though at 922 square feet this 1985 unit is on the smaller side—so that $130/sqft pricing only works if location and rental potential matter more than space. The $398 monthly HOA is reasonable for a beachside property, but confirm what's included and whether the building has deferred maintenance issues common to units from this era, plus verify the X500 flood zone designation doesn't trigger unexpected insurance costs. This makes sense as an investment property capitalizing on race week and event rental demand, but as a primary residence you'd want to physically inspect the unit and get a marine surveyor's read on the building's condition before closing.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history24 days on market
- Status: ActiveMay 17, 2026
- Listed$135,000May 17, 2026
- Price reduced$119,900
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 24
- Subdivision
- Bristol Bay Condo
- County
- Volusia
- Year built
- 1985
- Living area
- 922 sq ft
- Price/sq ft
- $130
- Lot size
- 0 sq ft
- Lot category
- Non-Applicable
- Flood zone
- X500 (12127C0386J)
- Annual taxes
- $1,842 (2025)
- Parcel #
- 5333-28-00-428A
- Zoning
- RESI
- MLS #
- NS1088257
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Tile
- Appliances
- Dishwasher, Range, Refrigerator
- Interior features
- Ceiling Fans(s)
- Laundry
- Inside
- Stories / Levels
- Two
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
HOA & Financial
- HOA fee
- $398 / Monthly
- Monthly HOA
- $398/mo
- Total monthly fees
- $398/mo
- Total annual fees
- $4,776
- HOA name
- TPSAMS
- CDD
- No
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, FHA
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Please verify!
Exterior & Construction
- Exterior features
- Sliding Doors
- Construction materials
- Block, Concrete
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 14x10 |
| Kitchen | First | 13x9 |
| Dining Room | First | 12x9 |
| Balcony/Porch/Lanai | First | 12x6 |
| Bedroom 2 | First | 12x11 |
| Living Room | First | 14x11 |
Listing Details
- Listing date
- 2026-05-17
- On market date
- 2026-05-17
- Original list price
- $135,000
- Occupant type
- Tenant
- MLS area
- 32119 - Daytona Beach/S Daytona Beach
- Listing AOR
- West Volusia
- Status changed
- 2026-05-17
- Tax legal description
- UNIT 428A BRISTOL BAY CONDO PER OR 5649 PG 4532 PER OR 5890 PG 4070 PER OR 6781 PG 1720 PER OR 6839 PG 3808 PER OR 6995 PG 4573 PER OR 7580 PG 0944
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
East on Reed Canal from Nova Rd, left on Banana Cay to 428.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 10, 2026 at 4:46 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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