$649,000
503 Palm Avenue
Palm Harbor, FL 34683
Listing updated: June 13, 2026 at 3:06 PM ET
Listing courtesy of Keller Williams Realty- Palm H · Katherine Congdon · MLS #TB8508594 · Active · 727-772-0772Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
KEY WEST STYLE HOME with COASTAL ELEGANCE - Perfectly elevated and ideally situated just moments from the sparkling waters of the Gulf of Mexico and steps from the iconic Pinellas Trail, this well-built meticulously maintained 3-bedroom 3-bathroom home offers a blend of coastal luxury and active lifestyle living. Step inside to an expansive sun-drenched great room boasting high ceilings that amplify the feeling of spaciousness and a magnificent stacked rock fireplace. The seamless kitchen with breakfast bar, dining and family room combination is perfect for entertaining or cozy nights at home. French doors open onto the private screened porch balcony- your new favorite spot for morning coffee or sunset breezes. Rich engineered hardwood floors and durable tile flow throughout. The Primary Suite serves as a true sanctuary, featuring a walk-in closet and a spa-like ensuite bath complete with a huge walk-in shower, double-sink vanity and a separate water closet for added privacy. Peace of mind comes from with significant upgrades including; a new ROOF (2024) a professionally updated backyard (2024) and whole house SPRINKLER SYSTEM. A FOUR- CAR TANDEM GARAGE has plenty of room for vehicles, boat, golf cart, etc. All this in the heart of Cyrstal Beach close to beaches, restaurants and shopping. This coastal gem is perfect for the Florida lifestyle. Don't miss it!
Local Insight
This property sits in AE flood zone with what appears to be a competitive price per square foot at $337, so you'll want to verify flood insurance costs upfront—they can easily run $1,500+ annually and significantly impact your true carrying costs. The 4-car garage and no HOA are solid practical pluses for someone who values flexibility, though the 0.13-acre lot is tight, so if outdoor space matters to you, this isn't your property. At nearly 20 years old with three full baths, it's well-maintained for its age, but don't skip the inspection—older homes in flood zones sometimes hide water damage issues that don't show up immediately.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history22 days on market
- Status: ActiveMay 22, 2026
- Listed$649,000May 22, 2026
- Price increased$649,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 22
- Subdivision
- Crystal Beach Heights
- County
- Pinellas
- Year built
- 2004
- Living area
- 1,928 sq ft
- Price/sq ft
- $337
- Building area
- 4,023 sq ft (Public Records)
- Lot size
- 5,793 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12103C0057H)
- Garage
- 4 spaces
- Annual taxes
- $5,062 (2025)
- Parcel #
- 35-27-15-19908-001-0150
- Zoning
- R-4
- MLS #
- TB8508594
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Flooring
- Carpet, Hardwood, Tile
- Appliances
- Dishwasher, Electric Water Heater, Range, Refrigerator
- Interior features
- Ceiling Fans(s), High Ceilings, PrimaryBedroom Upstairs
- Laundry
- Laundry Room
- Stories / Levels
- Three Or More
- Direction faces
- South
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric, Natural Gas
- Cooling
- Central Air
Parking
- Garage spaces
- 4
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Balcony, French Doors
- Construction materials
- Metal Frame, Vinyl Siding
- Roof
- Shingle
- Foundation
- Other
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Second | 15x12 |
| Primary Bedroom | Third | 15x18 |
| Living Room | Second | 22x19 |
| Dining Room | Second | 12x8.5 |
| Primary Bathroom | Third |
Listing Details
- Listing date
- 2026-05-13
- On market date
- 2026-05-22
- Original list price
- $649,000
- Occupant type
- Owner
- MLS area
- 34683 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-05-22
- Tax legal description
- CRYSTAL BEACH HEIGHTS BLK 1, LOT 15 & S 1/2 OF VAC ALLEY ON N PER O.R. 21098/823
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US Hwy19 N go North to Alderman Rd, East to Alt 19, North, Slight left onto Desoto Blvd., then left onto Palm Ave. Home is on the right
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 13, 2026 at 3:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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