$159,900

162 Saint Thomas Circle

Apollo Beach, FL 33572

Active

Beds

Baths

1,284

Sq Ft

0.14

Acres

1972

Built

◆Waterfront◆Water access◆55+ community◆$125/sqft

Mobile Home

Property type

1972

Year built

5,997 sqft

Lot size

$125

Price / sq ft

$242/mo

HOA dues

Days on market

Flood zone

About this home

Enjoy the ultimate active Florida lifestyle in this vibrant waterfront 55+ community featuring a canal system with direct access to Tampa Bay, where dolphins and manatees are often seen right from your backyard paradise. This charming two-bedroom, two-bath home offers an open floor plan filled with natural light, creating a bright and inviting space perfect for both relaxing and entertaining. The spacious eat-in kitchen features an impressive 28 feet of cabinetry, offering abundant storage and workspace. Additional highlights include a large laundry area, covered carport, and a versatile screened room and shed combination ideal for hobbies, entertaining, or enjoying peaceful waterfront breezes. Designed for active adults seeking both recreation and community, residents enjoy an array of amenities including a clubhouse, game room, craft room, large community gathering hall, bocce ball courts, shuffleboard, horseshoe pits, dog park, private boat ramp, and kayak launch. Whether you enjoy boating, kayaking, social gatherings, or simply soaking in the beauty of waterfront living, this community offers something for everyone. Conveniently located near beaches, shopping, dining, and world-famous amusement parks, this home delivers the perfect combination of relaxation, recreation, and an active coastal lifestyle. Come see why so many are calling Caribbean Isles home!

Estimated monthly payment

Principal & interest$809

Property taxes$92

Home insurance (est.)$73

HOA dues$242

Down payment

20%

$31,980 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

Status: Active
Jun 2, 2026
Listed$159,900
Jun 1, 2026
Price increased$159,900

Facts & features

Property type: Residential
Sub type: Mobile Home
Status: Active
Days on market: 0
Cumulative DOM: 512
Subdivision: Caribbean Isles Residential Co
County: Hillsborough
Year built: 1972
Living area: 1,284 sq ft
Price/sq ft: $125
Building area: 1,884 sq ft (Public Records)
Lot size: 5,997 sq ft
Lot category: 0 to less than 1/4
Flood zone: AE (12057C0494J)
Annual taxes: $1,105 (2025)
Parcel #: U-22-31-19-606-000000-00012.0
Zoning: PD
MLS #: TB8505246

Interior Details

Bedrooms: 2
Full bathrooms: 2
Flooring: Laminate
Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Range, Range Hood, Refrigerator, Washer
Interior features: Eat-in Kitchen, Open Floorplan, Primary Bedroom Main Floor, Thermostat
Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels: One
Direction faces: North

Heating & Cooling

Heating: Central, Electric
Cooling: Central Air

Parking

Attached garage: No
Carport: Yes

HOA & Financial

HOA fee: $242 / Monthly
Monthly HOA: $242/mo
Total monthly fees: $242/mo
Total annual fees: $2,904
HOA name: Candis Farberov
CDD: No
Min lease term: 1 Month
Listing terms: Cash
Ownership: Co-op
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: See Rules and Regulations for additional information.
Approval process: See Rules and Regulations for additional information.

Exterior & Construction

Exterior features: Lighting, Private Mailbox, Rain Gutters
Construction materials: Vinyl Siding
Roof: Membrane
Foundation: Crawlspace
Waterfront: Yes
Water access: Yes
Water view: Yes
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Available, Electricity Connected, Fire Hydrant, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed: Breed Restrictions, Number Limit, Size Limit, Yes
Senior community: Yes

Room Details

Room	Level	Dimensions
Kitchen	First	11x20
Living Room	First	18x14
Primary Bedroom	First	9x12
Primary Bathroom	First	9x10
Bedroom 2	First	9x10
Bathroom 2	First	6x6
Laundry	First	10x5
Balcony/Porch/Lanai	First	9x19

Listing Details

Listing date: 2026-06-01
On market date: 2026-06-01
Original list price: $159,900
Occupant type: Vacant
MLS area: 33572 - Apollo Beach / Ruskin
Listing AOR: Suncoast Tampa
Status changed: 2026-06-02
Tax legal description: CARIBBEAN ISLES RESIDENTIAL COOPERATIVE UNIT 12

Flood risk

High riskFEMA Zone AEPanel 12057C0494J

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

I-75 to US41. Turn South and travel to Elsberry Road. Turn West on Elsberry Road and travel to the Main where you will follow directions.75 travel West at exit 246 on Big Bend Road. Go West on Big Bend Re to 41 South. Follow 41 South to right on Elsberry Road. Community on the Right.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 1, 2026 at 9:55 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA