$590,000
1231 Illinois Avenue
Palm Harbor, FL 34683
Listing updated: June 3, 2026 at 11:31 AM ET
Listing courtesy of Future Home Realty Inc · Mark Longenecker · MLS #TB8503172 · Pending · 813-855-4982Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Under contract-accepting backup offers. Prime Downtown Palm Harbor Duplex Property: Each unit: 3 beds, 2 full baths, attached garages. Condition Excellent: New roof (2024). new hot water heater (2026) newer A/C 2020 One unit fully updated and vacant — ready for immediate occupancy and rent increase to $2,600+/month. Income potential: Unit A (updated renovated, vacant) — $2,600+ Unit B at this time on month to month at $1,800 month. Parking for 6 cars. Highlights: Walkable or Golfcart downtown location with shops, restaurants, and marina access Strong rental demand in Palm Harbor; popular with professionals and small families Low-maintenance recent roof replacement (2025)plus much more Separate garages and full 3BR / 2 full bath layouts in both units “*Freshly renovated unit — move-in ready” Charming downtown with boutique shops, cafés, and waterfront parks. Close to the Pinellas Trail, local marinas, and easy access to major roads for Tampa/St. Pete commutes. Attracts renters seeking small-town coastal lifestyle with nearby amenities and good schools. *Next door duplex unit also possible available both units sit on 4 lots.*
Local Insight
At $324/sqft, this duplex is priced competitively for the Palm Harbor market, and the lack of HOA fees is a real plus for cash flow if you're thinking investment—though you'll want to factor in what maintenance looks like on a 40-year-old structure. The 0.13-acre lot is tight for a six-bedroom unit, so you're really maximizing density here, which works for rentals but might feel cramped if you're owner-occupying. Being in flood zone X is favorable, but I'd verify the actual flood history on this specific address since it's beachside enough that even X-rated properties in this area can surprise you with insurance costs.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history31 days on market
- Status: PendingJun 3, 2026
- Listed$620,000May 2, 2026
- Price reduced$590,000
Facts & features
- Property type
- Residential Income
- Sub type
- Duplex
- Status
- Pending
- Days on market
- 31
- Subdivision
- Sutherland Town Of
- County
- Pinellas
- Year built
- 1985
- Living area
- 1,820 sq ft
- Price/sq ft
- $324
- Building area
- 2,680 sq ft (Public Records)
- Lot size
- 5,750 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- x
- Garage
- 2 spaces
- Parcel #
- 01-28-15-88560-127-1300
- MLS #
- TB8503172
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Interior Details
- Bedrooms
- 6
- Flooring
- Laminate
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Other, Primary Bedroom Main Floor, Solid Surface Counters
- Laundry
- Inside
- Stories / Levels
- One
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Listing terms
- Cash, Conventional, FHA, Special Funding, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Check with county
Exterior & Construction
- Exterior features
- Other
- Construction materials
- Vinyl Siding
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Listing Details
- Listing date
- 2026-05-02
- On market date
- 2026-05-02
- Original list price
- $620,000
- Occupant type
- Tenant
- MLS area
- 34683 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-03
- Tax legal description
- SUTHERLAND, TOWN OF BLK 127, LOTS 13 & 14 (SEE S02-28-15)
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Alt 19, east on Florida ave, Right on Omaha , left on Illinois
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 3, 2026 at 11:31 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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