$696,000
815 Florida Avenue
Palm Harbor, FL 34683
Listing updated: July 17, 2026 at 2:05 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
PRICE REDUCTION - OWNER MOTIVATED - Nestled just minutes from the waterfront and the charming downtown district of Palm Harbor, this unique property offers exceptional flexibility, privacy, and endless possibilities. The main living area, located on the upper level, is warm and inviting, featuring 3 bedrooms, 2 bathrooms, and an open-concept kitchen, dining, and living space designed for comfortable everyday living and effortless entertaining. The private lower level functions as a fully equipped in-law suite with its own entrance, offering a spacious bedroom, full kitchen, dining area, and an additional bonus room with bunk accommodations. Whether you're hosting extended family, welcoming long-term guests, providing separate living space for a loved one, or exploring income-producing opportunities, this separate living area offers outstanding versatility. Outside, escape to your own backyard retreat featuring a sparkling saltwater pool, a fully fenced yard for added privacy, a garage, and covered parking. Located close to marinas, parks, restaurants, shopping, and everything Palm Harbor provides, this property is an exceptional opportunity for buyers seeking a home that adapts to their lifestyle. Whether you're searching for a primary residence, multigenerational living, a seasonal getaway, or an investment with built-in flexibility, this one-of-a-kind property is ready to welcome you home.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history110 days on market
- Status: ActiveMar 29, 2026
- Listed$698,000Mar 29, 2026
- Price reduced$696,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 110
- Subdivision
- Sutherland Town Of
- County
- Pinellas
- Year built
- 1990
- Living area
- 1,330 sq ft
- Price/sq ft
- $523
- Building area
- 2,933 sq ft (Public Records)
- Lot size
- 6,752 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12103C0059H)
- Garage
- 4 spaces
- Pool
- Private pool
- Annual taxes
- $10,894 (2025)
- Parcel #
- 01-28-15-88560-089-0800
- Zoning
- R-4
- MLS #
- TB8491354
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Interior Details
- Bedrooms
- 5
- Full bathrooms
- 3
- Flooring
- Luxury Vinyl
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Washer
- Interior features
- Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
- Laundry
- Inside
- Stories / Levels
- Two
- Direction faces
- South
- In-law suite
- Yes
Heating & Cooling
- Heating
- Central, Ductless
- Cooling
- Central Air
Parking
- Garage spaces
- 4
- Attached garage
- Yes
- Parking features
- Driveway, Golf Cart Parking, Parking Pad, Garage
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- French Doors
- Construction materials
- Concrete, Frame
- Roof
- Shingle
- Foundation
- Concrete Perimeter
- Pool
- Private pool
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- None
- Utilities
- Cable Connected, Electricity Connected, Sewer Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second | 10x12 |
| Primary Bathroom | Second | |
| Bedroom 2 | Second | |
| Bedroom 3 | Second | |
| Living Room | Second | |
| Dining Room | Second | |
| Kitchen | Second | |
| Bedroom 4 | First | |
| Bedroom 5 | First | |
| Kitchen | First | |
| Kitchen | First |
Listing Details
- Listing date
- 2026-03-27
- On market date
- 2026-03-29
- Original list price
- $698,000
- Occupant type
- Vacant
- MLS area
- 34683 - Palm Harbor
- Listing AOR
- Osceola
- Status changed
- 2026-03-29
- Tax legal description
- SUTHERLAND, TOWN OF BLK 89, LOT 8 & S 1/2 OF VAC ALLEY ON N (SEE S02-28-15)
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US Hwy 19, take Tampa Rd west turn right on Alt 19 , then left on Florida Ave the property on right.
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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 17, 2026 at 2:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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