815 Florida Avenue, FL815 Florida Avenue, FL815 Florida Avenue, FL
Stellar MLS
1 / 64

$696,000

815 Florida Avenue

Palm Harbor, FL 34683

Listing updated: July 17, 2026 at 2:05 PM ET

Active
Stellar MLSListing courtesy of Jason Mitchell Real Estate Flo · Diane Blake · MLS #TB8491354 · Active · 754-307-0607
5
Beds
3
Baths
1,330
Sq Ft
0.16
Acres
1990
Built
Private poolIn-law suite4-car garage$523/sqft360° tour
Single Family Residence

Property type

1990

Year built

6,752 sqft

Lot size

$523

Price / sq ft

No HOA

HOA dues

110

Days on market

4

Garage spaces

AE

Flood zone

About this home

PRICE REDUCTION - OWNER MOTIVATED - Nestled just minutes from the waterfront and the charming downtown district of Palm Harbor, this unique property offers exceptional flexibility, privacy, and endless possibilities. The main living area, located on the upper level, is warm and inviting, featuring 3 bedrooms, 2 bathrooms, and an open-concept kitchen, dining, and living space designed for comfortable everyday living and effortless entertaining. The private lower level functions as a fully equipped in-law suite with its own entrance, offering a spacious bedroom, full kitchen, dining area, and an additional bonus room with bunk accommodations. Whether you're hosting extended family, welcoming long-term guests, providing separate living space for a loved one, or exploring income-producing opportunities, this separate living area offers outstanding versatility. Outside, escape to your own backyard retreat featuring a sparkling saltwater pool, a fully fenced yard for added privacy, a garage, and covered parking. Located close to marinas, parks, restaurants, shopping, and everything Palm Harbor provides, this property is an exceptional opportunity for buyers seeking a home that adapts to their lifestyle. Whether you're searching for a primary residence, multigenerational living, a seasonal getaway, or an investment with built-in flexibility, this one-of-a-kind property is ready to welcome you home.

Estimated monthly payment

Principal & interest$3,519
Property taxes$908
Home insurance (est.)$319

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history110 days on market

  1. Status: Active
    Mar 29, 2026
  2. Listed$698,000
    Mar 29, 2026
  3. Price reduced$696,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
110
Subdivision
Sutherland Town Of
County
Pinellas
Year built
1990
Living area
1,330 sq ft
Price/sq ft
$523
Building area
2,933 sq ft (Public Records)
Lot size
6,752 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12103C0059H)
Garage
4 spaces
Pool
Private pool
Annual taxes
$10,894 (2025)
Parcel #
01-28-15-88560-089-0800
Zoning
R-4
MLS #
TB8491354

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Interior Details

Bedrooms
5
Full bathrooms
3
Flooring
Luxury Vinyl
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Washer
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry
Inside
Stories / Levels
Two
Direction faces
South
In-law suite
Yes

Heating & Cooling

Heating
Central, Ductless
Cooling
Central Air

Parking

Garage spaces
4
Attached garage
Yes
Parking features
Driveway, Golf Cart Parking, Parking Pad, Garage
Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
French Doors
Construction materials
Concrete, Frame
Roof
Shingle
Foundation
Concrete Perimeter
Pool
Private pool
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
None
Utilities
Cable Connected, Electricity Connected, Sewer Connected

Schools

ElementaryOzona Elementary-PNGreatSchools ↗
MiddlePalm Harbor Middle-PNGreatSchools ↗
High SchoolPalm Harbor Univ High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomSecond10x12
Primary BathroomSecond
Bedroom 2Second
Bedroom 3Second
Living RoomSecond
Dining RoomSecond
KitchenSecond
Bedroom 4First
Bedroom 5First
KitchenFirst
KitchenFirst

Listing Details

Listing date
2026-03-27
On market date
2026-03-29
Original list price
$698,000
Occupant type
Vacant
MLS area
34683 - Palm Harbor
Listing AOR
Osceola
Status changed
2026-03-29
Tax legal description
SUTHERLAND, TOWN OF BLK 89, LOT 8 & S 1/2 OF VAC ALLEY ON N (SEE S02-28-15)

Flood risk

High riskFEMA Zone AEPanel 12103C0059H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US Hwy 19, take Tampa Rd west turn right on Alt 19 , then left on Florida Ave the property on right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 17, 2026 at 2:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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