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$999,000

10174 Merrymeeting Bay Drive

Winter Garden, FL 34787

Listing updated: June 18, 2026 at 10:15 AM ET

Active

Listing courtesy of Luxe Properties Llc · Deanna Meredith · MLS #O6402434 · Active · 305-809-7650

Beds

Baths

2,758

Sq Ft

0.27

Acres

2020

Built

◆Waterfront◆Water access◆3-car garage◆$362/sqft◆360° tour

Single Family Residence

Property type

2020

Year built

11,703 sqft

Lot size

$362

Price / sq ft

$250/mo

HOA dues

Days on market

Garage spaces

Flood zone

About this home

LAKEFRONT!!!Welcome to 10174 Merrymeeting Bay Dr — a gorgeous 4-bedroom, 3.5-bath home in the heart of Winter Garden that checks all the boxes and then some. Step inside and you'll notice the open floor plan right away. Tile floors run through the main living areas with cozy carpet in the bedrooms. The kitchen is a dream with quartz counters, stainless appliances, wood cabinets, and a walk-in pantry. The primary suite features tray ceilings and a custom feature wall, while the bathroom offers a large shower, double sinks, and a fully built-out walk-in closet. Laundry is conveniently located inside the house too. Now let's talk about the backyard — this is where things get really good. You've got 60 feet of lakefront and a screened lanai with roll-up screens that's an absolute show-stopper. Think full summer kitchen with a fridge, grill, sink, ceiling fans, and a large island. Oh, and you can catch the Disney fireworks right from your front porch. Not bad, right? A transfer switch has been added to accommodate a generator, so you're covered when storms roll through. The community itself is loaded with amenities like a pool, tennis courts, and volleyball. Atwater Bay Elementary is right inside the neighborhood, and Horizon High School is just minutes away. Publix sits right at the front of the community, and Lakeshore Private Park is close by for extra outdoor fun. This one won't last long — come see it for yourself!

Local Insight

At $362/sqft for a 2020 waterfront home in a rapidly growing area with strong median household income ($123k+), you're getting reasonable value, but the tight 0.27-acre lot and $250 monthly HOA are real constraints on privacy and long-term costs that deserve close scrutiny against comparable non-waterfront options in the subdivision. Winter Garden/Waterleigh is experiencing explosive growth (315% population increase since 2010), which means property appreciation potential but also increasing traffic and development pressure on what was historically citrus land—factor in whether that trajectory appeals to you or concerns you for resale 10+ years out.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$5,051

Property taxes$662

Home insurance (est.)$458

HOA dues$250

Down payment

20%

$199,800 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history53 days on market

Status: Active
Apr 26, 2026
Listed$1,100,000
Apr 26, 2026
Price reduced$999,000

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 53
Subdivision: Waterleigh Ph 2c-2 & 2c-3
County: Orange
Year built: 2020
Living area: 2,758 sq ft
Price/sq ft: $362
Building area: 3,916 sq ft (Public Records)
Lot size: 11,703 sq ft
Lot category: 1/4 to less than 1/2
Flood zone: X (12095C0375F)
Garage: 3 spaces
Annual taxes: $7,946 (2025)
Parcel #: 06-24-27-7505-05-340
Zoning: P-D
MLS #: O6402434

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Interior Details

Bedrooms: 4
Full bathrooms: 3
Half bathrooms: 1
Flooring: Carpet, Ceramic Tile
Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Interior features: Ceiling Fans(s), High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Window Treatments
Laundry: Inside
Stories / Levels: One
Direction faces: East

Heating & Cooling

Heating: Central, Electric
Cooling: Central Air

Parking

Garage spaces: 3
Attached garage: Yes

HOA & Financial

HOA fee: $250 / Monthly
Monthly HOA: $250/mo
Total monthly fees: $250/mo
Total annual fees: $3,000
HOA name: Leland Management
CDD: No
Homestead exemption: Yes
Min lease term: 8-12 Months
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Exterior features: Lighting, Outdoor Grill, Outdoor Kitchen, Private Yard, Sidewalk, Sliding Doors
Construction materials: Block
Roof: Slate, Tile
Foundation: Slab
Waterfront: Yes
Water access: Yes
Water view: Yes
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Connected, Electricity Connected

Community

Pets allowed: Yes

Room Details

Room	Level	Dimensions
Primary Bedroom	First	18x14
Living Room	First	25x19
Kitchen	First	11x18

Listing Details

Listing date: 2026-04-26
On market date: 2026-04-26
Original list price: $1,100,000
Occupant type: Vacant
MLS area: 34787 - Winter Garden/Oakland
Listing AOR: Orlando Regional
Status changed: 2026-04-26
Tax legal description: WATERLEIGH PHASE 2C-2 AND 2C-3 98/73 LOT534

Flood risk

Minimal riskFEMA Zone XPanel 12095C0375F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Follow Atwater Bay around to MerrymeetingBay

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 18, 2026 at 10:15 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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