$515,000

381 Madeira Circle

Tierra Verde, FL 33715

Active
3
Beds
3
Baths
1,585
Sq Ft
0.02
Acres
1998
Built
Fireplace3-car garage$325/sqft360° tour
🏠Townhouse

Property type

🏗️1998

Year built

📐902 sqft

Lot size

📊$325

Price / sq ft

🏘️$645/mo

HOA dues

📅37

Days on market

🚗3

Garage spaces

🌊AE

Flood zone

About this home

Welcome to your coastal retreat in the highly desirable Tierra Verde community, just minutes from the award-winning beaches of Fort De Soto Park. Known for its pristine shoreline, scenic trails, and laid-back island lifestyle, this location offers the perfect blend of tranquility and convenience. This beautifully maintained three-story townhouse offers both space and functionality. The ground level features an expansive tandem three-car garage, or a two-car setup with a dedicated workshop—ideal for hobbies, storage, or additional workspace. The second level showcases a bright and open-concept living, dining, and kitchen area—perfect for entertaining or everyday living. This level also includes a fully updated bathroom with brand-new porcelain tile, vanity, mirror, and toilet, along with a laundry area and a versatile office or guest bedroom. Upstairs on the third level, you’ll find the spacious primary suite featuring new luxury vinyl flooring and a private balcony with freshly stained wood flooring—perfect for enjoying morning coffee or evening breezes. An additional guest bedroom with new luxury vinyl flooring and a fully renovated bathroom complete this level. Additional upgrades include interior paint (October 2022), a water softener (2022), and a brand-new AC unit, providing comfort and peace of mind for years to come. Notably, the property experienced no flooding during recent storms, including Hurricane Helene and Hurricane Milton, offering added confidence in its resilience. Experience coastal living at its finest in one of St. Pete’s most sought-after island communities.

Estimated monthly payment

Principal & interest$2,604
Property taxes$470
Home insurance (est.)$236
HOA dues$645

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history37 days on market

  1. Status: Active
    Apr 16, 2026
  2. Listed$549,000
    Apr 16, 2026
  3. Price reduced$515,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
37
Subdivision
Palms Of Tierra
County
Pinellas
Year built
1998
Living area
1,585 sq ft
Price/sq ft
$325
Lot size
902 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12103C0286H)
Garage
3 spaces
Annual taxes
$5,645 (2025)
Parcel #
20-32-16-65905-001-0130
Zoning
RM-15
MLS #
TB8498728

Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Hardwood, Luxury Vinyl, Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Softener
Interior features
Ceiling Fans(s), Open Floorplan, PrimaryBedroom Upstairs, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Inside
Stories / Levels
Three Or More
Direction faces
Northeast
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Driveway, Oversized, Tandem, Workshop in Garage

HOA & Financial

HOA fee
$645 / Monthly
Monthly HOA
$645/mo
Total monthly fees
$645/mo
Total annual fees
$7,740
HOA name
Lori Baxter
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer/ Buyer's agent to verify with the HOA.
Approval process
Buyer/ Buyer's agent to verify with the HOA.

Exterior & Construction

Exterior features
Balcony
Construction materials
Block, Stucco, Frame
Roof
Shingle
Foundation
Block, Slab
Road surface
Asphalt, Concrete

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Room Details

RoomLevelDimensions
Living RoomSecond16x14
KitchenSecond12x10
Primary BedroomThird15x13

Listing Details

Listing date
2026-04-16
On market date
2026-04-16
Original list price
$549,000
Occupant type
Vacant
MLS area
33715 - St Pete/Tierra Verde
Listing AOR
Suncoast Tampa
Status changed
2026-04-16
Tax legal description
PALMS OF TIERRA, REPLAT OF BLK A, LOT 13

Flood risk

High riskFEMA Zone AEPanel 12103C0286H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Pinellas Bayway S to Madeira Circle on east side of the Bayway. Property is on the right.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 23, 2026 at 3:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA