$399,900
391 Madeira Circle
St Petersburg, FL 33715
Listing updated: June 25, 2026 at 4:06 PM ET
Listing courtesy of Coastal Properties Group International · Melissa Clark · MLS #TB8450232 · Active · 727-493-1555Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
This is what you move to Florida for! A beautifully appointed three-bedroom, three-bath townhome in Tierra Verde's coveted Palms of Tierra community — steps from the Gulf, minutes from downtown St. Pete, and built around the kind of indoor-outdoor living most buyers spend years searching for. From the moment you step inside, you'll feel it: sun-drenched living spaces, soaring vaulted ceilings, and an effortless open-concept flow made for both lazy Sundays and lively gatherings. Cozy up beside the wood-burning fireplace on cool winter evenings, or slide open the doors and let the Gulf breeze roll in from your private covered balcony — cocktail in hand, not a care in the world. The kitchen is built to entertain, with generous cabinetry, stainless steel appliances, and a breakfast bar that keeps the conversation flowing. Every bedroom is a private retreat, each featuring an en suite bath, vaulted ceilings, and custom built-in closets. The expansive primary suite takes it even further — soaring ceilings, a walk-in closet, a skylight-kissed en suite bath, and its own covered balcony where every morning feels like a vacation. Downstairs, an oversized tandem 2-car garage gives you room for all the toys — paddleboards, bikes, and kayaks — plus direct access to yet another covered outdoor space ready-made for weekend barbecues and golden-hour hangs. And your four-legged family members? They'll love it here just as much as you do. This is a pet-friendly community, and at the very tip of the island, the legendary Fort De Soto Dog Beach — consistently ranked among the top dog beaches in the entire country — is practically in your backyard. Miles of off-leash shoreline, warm Gulf waters, and tail-wagging bliss await, just minutes from your front door. Beyond the leash-free adventures, Fort De Soto Park, scenic waterfront trails, boat ramps, and marinas round out a backyard that most would only dream about. Award-winning beaches, waterfront dining, world-class fishing, and the electric pulse of downtown St. Petersburg are all just minutes away. Resort-style amenities — pool, hot tub, fitness center, tennis and pickleball courts — complete the picture. Unbeatable location. Zero compromises. Move-in ready. THIS IS THE TIERRA VERDE LIFESTYLE - COME LIVE IT. This home had ZERO water intrusion during the hurricanes of 2024.
Local Insight
At $252/sqft for a 1996 townhouse in an AE flood zone, you're paying a premium that reflects the water access appeal more than the bones of the property—flood insurance will be mandatory and potentially pricey, so run those numbers before committing. The $645 monthly HOA on a modest 1,585-sqft unit is steep relative to the purchase price and limits your actual monthly housing flexibility, especially when combined with required flood coverage. The location works if waterfront lifestyle is non-negotiable and you're comfortable with ongoing flood risk and maintenance costs, but this is a "why you're really buying" property rather than a value play.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history217 days on market
- Status: ActiveNov 21, 2025
- Listed$489,000Nov 20, 2025
- Price reduced$399,900
Facts & features
- Property type
- Residential
- Sub type
- Townhouse
- Status
- Active
- Days on market
- 217
- Subdivision
- Palms Of Tierra
- County
- Pinellas
- Year built
- 1996
- Living area
- 1,585 sq ft
- Price/sq ft
- $252
- Lot size
- 902 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12103C0286H)
- Garage
- 2 spaces
- Annual taxes
- $6,511 (2024)
- Parcel #
- 20-32-16-65905-001-0080
- Zoning
- RM-15
- MLS #
- TB8450232
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Flooring
- Carpet, Tile, Wood
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Built-in Features, Ceiling Fans(s), Crown Molding, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
- Stories / Levels
- Three Or More
- Direction faces
- North
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Ground Level, Off Street, Tandem
HOA & Financial
- HOA fee
- $645 / Monthly
- Monthly HOA
- $645/mo
- Total monthly fees
- $645/mo
- Total annual fees
- $7,740
- HOA name
- Danielle Bruynell
- CDD
- No
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- One-year rental minimum Please confirm with HOA
- Approval process
- Confirm with HOA
Exterior & Construction
- Exterior features
- Balcony, Sliding Doors
- Construction materials
- Stucco, Frame
- Roof
- Shingle
- Foundation
- Slab
- Water access
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Underground Utilities, Water Available, Water Connected
Community
- Pets allowed
- Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Second | 7x10 |
| Dining Room | Second | 9x13 |
| Living Room | Second | 13x16 |
| Bedroom 2 | Second | 11x11 |
| Bedroom 3 | Third | 11x11 |
| Primary Bedroom | Third | 12x13 |
Listing Details
- Listing date
- 2025-11-20
- On market date
- 2025-11-20
- Original list price
- $489,000
- Occupant type
- Owner
- MLS area
- 33715 - St Pete/Tierra Verde
- Listing AOR
- Suncoast Tampa
- Status changed
- 2025-11-21
- Tax legal description
- PALMS OF TIERRA, REPLAT OF BLK A, LOT 8
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Pinellas Bayway S to Madeira Circle on east-side of Bayway, property on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 25, 2026 at 4:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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