$739,000

323 Madeira Circle

St Petersburg, FL 33715

Active
3
Beds
3
Baths
1,585
Sq Ft
0.02
Acres
1996
Built
WaterfrontWater access55+ communityFireplace3-car garage$466/sqft
🏠Townhouse

Property type

🏗️1996

Year built

📐906 sqft

Lot size

📊$466

Price / sq ft

🏘️$715/mo

HOA dues

📅8

Days on market

🚗3

Garage spaces

🌊AE

Flood zone

About this home

Welcome to waterfront living at its finest in Tierra Verde, St. Petersburg—where coastal luxury meets everyday comfort with your private dock and 20,000 lb boat lift. This beautifully updated 3-bedroom, 3-bath townhome is the blend of style, space, and the boating lifestyle you're looking for. Step inside to discover a light-filled, open-concept layout featuring a fully updated kitchen stainless steel appliances, quality cabinetry, and ample counter space—for entertaining or relaxed coastal living. The spacious living and dining areas flow seamlessly to your private waterfront setting, creating an ideal indoor-outdoor lifestyle. Upstairs, generously sized bedrooms on both floors with is own bathroom provide comfort and privacy. With the master including a well-appointed primary suite with a deck and waterview. With three full bathrooms, this home easily accommodates guests and family alike. Your private dock with boat lift, quick access to open water—for boating, fishing, or sunset cruises right from your backyard.

Estimated monthly payment

Principal & interest$3,737
Property taxes$847
Home insurance (est.)$339
HOA dues$715

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history8 days on market

  1. Status: Active
    May 1, 2026
  2. Listed$739,000
    May 1, 2026
  3. Price increased$739,000

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
8
Subdivision
Palms Of Tierra
County
Pinellas
Year built
1996
Living area
1,585 sq ft
Price/sq ft
$466
Lot size
906 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12103C0286H)
Garage
3 spaces
Annual taxes
$10,167 (2025)
Parcel #
20-32-16-65905-001-0400
Zoning
RM-15
MLS #
O6404223

Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Carpet, Wood
Appliances
Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Purifier
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Pest Guard System, PrimaryBedroom Upstairs, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Closet
Stories / Levels
Three Or More
Direction faces
West
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes

HOA & Financial

HOA fee
$715 / Monthly
Monthly HOA
$715/mo
Total monthly fees
$715/mo
Total annual fees
$8,580
HOA name
Palms of Tierra HOA: Resource Property Management
CDD
No
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, Other, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Tenants need to complete application for HOA approval and sign agreement with all rules. Limit of 6 people total.

Exterior & Construction

Exterior features
Balcony, Lighting, Other, Sauna, Sliding Doors, Storage, Tennis Court(s)
Construction materials
Stucco
Roof
Shingle
Foundation
Block
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Available, Fire Hydrant, Public, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected

Community

Pets allowed
Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Primary BedroomThird
Bedroom 1Second
Bedroom 2Third
Bathroom 2Third
Bathroom 1Second
Dining RoomSecond
Balcony/Porch/LanaiSecond
Balcony/Porch/LanaiThird
FoyerFirst
KitchenSecond
LaundrySecond
Primary BathroomThird
Primary BedroomThird
Living RoomSecond

Listing Details

Listing date
2026-05-01
On market date
2026-05-01
Original list price
$739,000
Occupant type
Owner
MLS area
33715 - St Pete/Tierra Verde
Listing AOR
Orlando Regional
Status changed
2026-05-01
Tax legal description
PALMS OF TIERRA, REPLAT OF BLK A, LOT 40 TOGETHER WITH THE USE OF BOAT SLIP 19C (AS DESC IN TIIF SLL 520005823 DOCK PLAN)

Flood risk

High riskFEMA Zone AEPanel 12103C0286H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Drive east on 12th St West. Left to Pinellas Bayway South/FL 679. Right to Madeira Circle. Property is on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 9, 2026 at 8:17 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA