$480,000
320 Island Way
Clearwater Beach, FL 33767
Listing updated: April 17, 2026 at 6:53 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
CALLING ALL INVESTORS, RENTAL INCOME POTENTIAL OPPORTUNITY!!!!!! Enjoy Island living at its best with this renovated 1700 square foot 3-bedroom, 3-full bath, huge loft space and 2 car garage. Located in the exclusive Cutter Cove Community on Island Estates. This complex offers resort style amenities including heated pool and spa, Tiki huts, Barbecue area, cabanas and a community waterfront clubhouse. The owners spared no expense with their updates to this home. The chefs kitchen has custom cabinets, granite counters and stainless appliances. The kitchen opens to the great room with high ceilings and sliders leading to a private patio for dining. The first bedroom and full bath is located on this level. Going upstairs you will find the Primary bedroom and en-suite. This retreat has 2 walkin closets along with gorgeous updates to bath including new cabinetry and granite. A spiral stair case leads to the huge loft area attached to the primary retreat, and can be used as a home office. Down the hall is the 3rd bedroom with lovely updated bath. There is stylish laminate flooring throughout the home, adding warmth to the custom finishes. This townhome features 2 car tandem garage with ample storage space for all your beach toys, bikes, paddle boards and golf cart. This is a pet friendly complex so bring your dogs. The exceptional amenities also include minimum lease with approval, making it an ideal investment opportunity, seasonal rentals for extra income. No Storm damage was incurred in this unit. The roof is 1 yr new. Located on Island Estates there is a Publix grocery store, bank, post office, fine dining and all less than a mile to our Famous Clearwater Beach. This home offers unmatched coastal convenience and access. Enjoy all the benefits of Gulf Coast Luxury living with proximity to Tampa's cultural attractions, theme parks, 2 International airports, Championship golf courses, Yacht clubs and the turquoise waters of the Gulf of America. You owe it to yourself to come live what we locals call "The Salt Life".
Local Insight
At $282 per square foot, this is reasonably priced for Clearwater Beach, but the AE flood zone means you'll be required to carry flood insurance—factor that ongoing cost into your budget since it's not optional in this designation. The 1.26-acre lot is unusually generous for a townhouse in this area and gives you more privacy and outdoor space than typical, though you'll want to verify what portion is actually usable versus wetland or setback restrictions. No HOA is a genuine plus for this price point, but given the 1994 build date and beachfront proximity, a thorough inspection of the foundation, roof, and salt-air corrosion should be non-negotiable.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveApr 16, 2026
- Listed$480,000Apr 16, 2026
- Price increased$480,000
Facts & features
- Property type
- Residential
- Sub type
- Townhouse
- Status
- Active
- Days on market
- 1
- Subdivision
- Cutter Cove Condo
- County
- Pinellas
- Year built
- 1994
- Living area
- 1,700 sq ft
- Price/sq ft
- $282
- Lot size
- 54,683 sq ft
- Lot category
- 1 to less than 2
- Flood zone
- AE (12103C0102H)
- Garage
- 2 spaces
- Annual taxes
- $7,323 (2024)
- Parcel #
- 08-29-15-20194-002-0606
- MLS #
- TB8498418
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Flooring
- Laminate
- Appliances
- Built-In Oven, Dishwasher, Refrigerator, Washer
- Interior features
- Cathedral Ceiling(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Solid Wood Cabinets, Stone Counters, Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- Three Or More
- Direction faces
- West
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $946/mo
- Total annual fees
- $11,352
- HOA name
- RESOURCE PROPERTY MANAGEMENT INC
- CDD
- No
- Min lease term
- 1 Month
- Listing terms
- Cash, Conventional
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- application process see rules and regulations
- Approval process
- application see rules and regulations
Exterior & Construction
- Exterior features
- Balcony, Lighting, Sidewalk, Sliding Doors
- Construction materials
- Frame
- Roof
- Other
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second | 14x22 |
| Kitchen | Second | 8x10 |
| Living Room | Second | 14x14 |
Listing Details
- Listing date
- 2026-04-16
- On market date
- 2026-04-16
- Original list price
- $480,000
- Occupant type
- Vacant
- MLS area
- 33767 - Clearwater/Clearwater Beach
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-04-16
- Tax legal description
- CUTTER COVE CONDO ( PHASE 2 ) BLDG 6, UNIT 606
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From airports, take highway 60 west to beaches. Turn right on Island way to address
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 17, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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