10615 104th Circle, FL10615 104th Circle, FL10615 104th Circle, FL
Stellar MLS
1 / 56

$1,390,000

10615 104th Circle

Oxford, FL 34484

Listing updated: August 20, 2026 at 12:24 PM ET

Active
Stellar MLSListing courtesy of Morris Realty And Investments · Lena Williams · MLS #G5110792 · Active · 352-435-4663
3
Beds
3
Baths
3,308
Sq Ft
6.27
Acres
2012
Built
Private pool3-car garage6.27 acres$420/sqft
Single Family Residence

Property type

2012

Year built

273,121 sqft

Lot size

$420

Price / sq ft

$100/mo

HOA dues

66

Days on market

3

Garage spaces

X500

Flood zone

About this home

Stunning Sumter Crossing Estate! Welcome to this absolutely incredible custom-built estate in the gated community of Sumter Crossing, located in Oxford, Florida. Privately situated on 6.27 fully fenced acres, this true craftsman-style home showcases solid wood details and expert millwork throughout—offering timeless charm paired with high-end functionality. Designed for comfort, security, and versatility, the home includes an attached three-bay garage with an 11-foot high center door and a Back Yard Buddy 4-post car lift with a 7,000 lb. capacity for serious car enthusiasts or collectors. In addition, a pristine detached RV garage offers two bays, including one with a 14’x16’ overhead door—ideal for RVs, boats, or workshop use. All garage spaces are climate-controlled with mini-split A/C systems, and the RV garage includes its own full bath for added convenience. Built to exceptional standards, this home features hurricane-rated, shatter-resistant windows, solid core and fire-rated interior doors, spray foam insulation, a generator for peace of mind during storms. Inside, you'll find stunning ceilings with wood accents, crown molding, tall baseboards, and meticulous wood-trim details throughout. The thoughtfully designed kitchen is the heart of the home, boasting GE Monogram appliances, an induction cooktop, farmhouse sink, expansive countertops, a center island with vegetable sink, a breakfast bar, custom cabinetry with built-in cookbook shelving, and a fully built-out walk-in pantry. It opens beautifully into the grand living room, where custom built-ins and elegant wood ceilings create a warm and inviting atmosphere. A formal dining area and a spacious Florida room—surrounded by windows and filled with natural light—complete the main living space and provide the perfect place for gatherings. The luxurious primary suite is a private retreat with two custom walk-in closets featuring built-in shelving, drawers, and a secure safe. The en-suite bath includes dual sinks, a separate makeup vanity, a large walk-in shower, a water closet, and built-in shelving. In addition, the master closet was designed as a tornado-safe room, built to withstand high winds for added safety. Outside, enjoy the screen-enclosed pool and spacious lanai, complete with a summer kitchen sink—perfect for entertaining. The circular driveway provides ample guest parking, and the fenced backyard includes a separate fenced area for pets or play, with a charming gazebo for shade. Additional features include a spacious laundry room with ample storage, a whole-home audio closet for media and tech systems, dimmer switches on all lighting, a top-tier security system, engineered hardwood flooring, and board and batten siding with stone accents that complete the estate's craftsman curb appeal. This is more than a home—it's a private, well-crafted retreat where quality and comfort shine through every detail.

Estimated monthly payment

Principal & interest$7,029
Property taxes$409
Home insurance (est.)$637
HOA dues$100

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history66 days on market

  1. Status: Active
    Aug 20, 2026
  2. Listed$1,490,000
    Apr 10, 2026
  3. Price reduced$1,390,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
66
Subdivision
Sumter Xing
County
Sumter
Year built
2012
Living area
3,308 sq ft
Price/sq ft
$420
Building area
7,115 sq ft (Public Records)
Lot size
273,121 sq ft
Lot category
5 to less than 10
Flood zone
X500 (12119C0062D)
Garage
3 spaces
Pool
Private pool
Annual taxes
$4,903 (2025)
Parcel #
C24B008
Zoning
0104R
MLS #
G5110792

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Ceramic Tile, Hardwood
Appliances
Cooktop, Dishwasher, Refrigerator, Tankless Water Heater
Interior features
Ceiling Fans(s), Crown Molding, Kitchen/Family Room Combo, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Bath In Garage, Circular Driveway, Garage Door Opener, Oversized, RV Garage

HOA & Financial

HOA fee
$1,200 / Annually
Monthly HOA
$100/mo
Total monthly fees
$100/mo
Total annual fees
$1,200
HOA name
Mike Rummer
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
See restrictions.

Exterior & Construction

Exterior features
Dog Run
Construction materials
Stone, Wood Siding
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Electricity Connected

Community

Pets allowed
Yes

Schools

ElementaryWildwood ElementaryGreatSchools ↗
MiddleWildwood MiddleGreatSchools ↗
High SchoolWildwood HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst22x16
Florida RoomFirst16x20
KitchenFirst16x29
Dining RoomFirst16x17
Primary BedroomFirst18x16
Primary BathroomFirst12x12
Bedroom 2First13x16
Bedroom 3First16x13
Balcony/Porch/LanaiFirst12x20

Listing Details

Listing date
2026-04-10
On market date
2026-04-10
Original list price
$1,490,000
Occupant type
Owner
MLS area
34484 - Oxford
Listing AOR
Lake and Sumter
Status changed
2026-08-20
Tax legal description
LOT 8 SUMTER CROSSING PB 8 PGS 9-9D

Flood risk

Moderate riskFEMA Zone X500Panel 12119C0062D

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US 441 Take FL-44 W to Sumter County Rd 219 in Sumter County, Continue on Sumter County Rd 219. Take Sumter County Rd 221 and Sumter County Rd 223 to NE 104th Circle.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 20, 2026 at 12:24 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA