$205,000

4541 Winchester Terrace

Hernando, FL 34442

Active
3
Beds
2
Baths
1,536
Sq Ft
0.23
Acres
1968
Built
$133/sqft360° tour
🏠Single Family Residence

Property type

🏗️1968

Year built

📐9,999 sqft

Lot size

📊$133

Price / sq ft

🏘️No HOA

HOA dues

📅25

Days on market

🌊X

Flood zone

About this home

Tucked away in the quiet surroundings of Hernando, this inviting 4-bedroom, 2-bath home with a flexible bonus space for a 5th bedroom or home office offers the kind of charm and versatility that’s hard to find. With over 1,600 square feet of living space, the home welcomes you in with a layout that feels both comfortable and full of possibility, ready to adapt to your lifestyle. From the moment you arrive, you’ll notice the character and functionality this property brings—featuring a metal roof, pier foundation, and thoughtful accessibility features including a ramp and accessible shower. Inside, hardwood flooring adds warmth throughout, while the spacious floor plan provides room to spread out, gather, or create dedicated spaces for work, hobbies, or guests. Step outside and you’ll find even more to love—a detached shop with a lean-to, perfect for storing tools, working on projects, or simply enjoying extra space that gives this property an edge over the rest. Whether you need room for equipment, creative pursuits, or everyday convenience, it’s already here waiting for you. Positioned in a Flood Zone X, this home offers added peace of mind with its low flood risk designation. The MDR zoning allows for residential flexibility, making this property a smart choice for a variety of buyers. Conveniently located just minutes from major roadways like US-41 and FL-200, you’re never far from shopping, dining, and everything Citrus County has to offer—yet still tucked into a setting that feels relaxed and private. If you’ve been searching for a property with space, character, and the freedom to truly make it your own, this is one you won’t want to miss. Schedule your showing today and come see the potential for yourself. Metal ROOF Newer Well Pump Solar 2026 On Well and Septic Wood Frame Home Year Built 1968

Estimated monthly payment

Principal & interest$1,037
Property taxes$60
Home insurance (est.)$94

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history25 days on market

  1. Status: Active
    Mar 28, 2026
  2. Listed$210,000
    Mar 28, 2026
  3. Price reduced$205,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
25
Subdivision
Apache Shores Unit 04
County
Citrus
Year built
1968
Living area
1,536 sq ft
Price/sq ft
$133
Building area
1,608 sq ft (Public Records)
Lot size
9,999 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12017C0217D)
Annual taxes
$719 (2025)
Parcel #
19E-18S-14-0040-00220-0460
Zoning
MDRMH
MLS #
TB8491629

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Laminate, Tile
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Thermostat
Laundry
Laundry Room
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central
Cooling
Central Air

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
None
Construction materials
Frame
Roof
Metal
Foundation
Pillar/Post/Pier
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Cable Connected, Electricity Connected, Water Connected

Room Details

RoomLevelDimensions
KitchenFirst
Dining RoomFirst
Primary BathroomFirst
Primary BedroomFirst
Living RoomFirst

Listing Details

Listing date
2026-03-28
On market date
2026-03-28
Original list price
$210,000
Occupant type
Owner
MLS area
34442 - Hernando
Listing AOR
Suncoast Tampa
Status changed
2026-03-28
Tax legal description
APACHE SHORES UNIT 4 PB 4 PG 83 LOTS 46 & 47 & N'LY 25 FT OF LOT 48 BLK 22

Flood risk

Minimal riskFEMA Zone XPanel 12017C0217D

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Start on U.S. Route 41 (N Florida Ave) Turn onto State Road 200 (FL-200) heading toward Hernando Turn left onto E Buffalo Ln Turn left onto N Winchester Terrace Continue down the road — the home will be on your left

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 22, 2026 at 10:15 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA