$199,900
4540 Winchester Terrace
Hernando, FL 34442
Listing updated: August 27, 2026 at 8:00 PM ET
Listing courtesy of Keller Williams Elite Partners Ii · Nicoletta Lingrosso · MLS #W7885384 · Active · 352-419-0200Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
One or more photo(s) has been virtually staged. NEW 2026 HOME ON OVER 1/2 ACRE — PRICED UNDER $200K! Why rent when you could own a BRAND-NEW 2026 home with room to spread out? This beautiful 3-bedroom, 2-bath home offers a desirable split-bedroom floor plan and sits on over half an acre. Step inside to a bright, modern interior featuring drywall construction, luxury vinyl flooring, stainless steel appliances, and an open-concept kitchen and living area perfect for everyday living and entertaining. Everything is NEW, offering the peace of mind and low-maintenance lifestyle that comes with a brand-new home. Outside, the spacious homesite provides plenty of room for your toys, pets, garden, future workshop, or additional outdoor living space. NO HOA & NO FLOOD ZONE! Conveniently located in Hernando with easy access to shopping, dining, boating, fishing, parks, and everything Florida's Nature Coast has to offer. Offered at just $199,900! Financing options may include USDA, VA, FHA, and Conventional programs for qualified buyers. Eligible USDA and VA buyers may qualify for 0% down financing. Ask your lender about available financing options and schedule your private showing today. Brand-new 2026 home + over 1/2 acre + no HOA + under $200K = a combination that's hard to find!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history118 days on market
- Status: ActiveMay 1, 2026
- Listed$214,900May 1, 2026
- Price reduced$199,900
Facts & features
- Property type
- Residential
- Sub type
- Manufactured Home
- Status
- Active
- Days on market
- 118
- Subdivision
- Apache Shores Unit 04
- County
- Citrus
- Year built
- 2026
- Living area
- 1,200 sq ft
- Price/sq ft
- $167
- Building area
- 1,100 sq ft (Public Records)
- Lot size
- 24,999 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- x
- Annual taxes
- $130 (2025)
- Parcel #
- 19E-18S-14-0040-00230-0550
- Zoning
- MDRMH
- MLS #
- W7885384
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl, Vinyl
- Appliances
- Cooktop, Dishwasher, Range, Refrigerator
- Interior features
- Other
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- North
- New construction
- Yes
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- No
Exterior & Construction
- Exterior features
- Other
- Construction materials
- Other
- Roof
- Shingle
- Foundation
- Other
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- Other
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Living Room | First | |
| Primary Bedroom | First |
Listing Details
- Listing date
- 2026-05-01
- On market date
- 2026-05-01
- Original list price
- $214,900
- Occupant type
- Vacant
- MLS area
- 34442 - Hernando
- Listing AOR
- Lake and Sumter
- Status changed
- 2026-05-01
- Tax legal description
- APACHE SHORES UNIT 4 LOT 55 BLK 23 DESC IN OR BK 844 PG 467
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
44 W Gulf to Lake turn left on S Croft right on 486 E Novell Bryant, left on 41 N Florida; veer right on 200 N Carl G; Left on Buffalo then turns into Winchester home on the right. GPS can be used also
More homes like this
$50,000
3180 E Buffalo Ln
Hernando, FL 34442
1 bd · 1 ba · 973 sqft
Apache Shores Unit 04
MLS ID #S5144557, THREE MOUNTAINS REALTY.
Listing provided by Stellar MLS
$205,000
4541 N Winchester Ter
Hernando, FL 34442
3 bd · 2 ba · 1,536 sqft
Apache Shores Unit 04
MLS ID #TB8491629, PEOPLE'S TRUST REALTY.
Listing provided by Stellar MLS
$183,398
2763 N Vasser Ter
Hernando, FL 34442
3 bd · 2 ba · 1,280 sqft
Parsons Pt Add
MLS ID #P4936467, J&T PROPERTY SOLUTIONS GROUP LLC.
Listing provided by Stellar MLS
$229,500
4683 N Lake Vista Trl
Hernando, FL 34442
2 bd · 2 ba · 1,572 sqft
Arbor Lakes
MLS ID #W7886037, RE/MAX MARKETING SPECIALISTS.
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 27, 2026 at 8:00 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA