$929,000

1646 Holcomb Creek Street

Winter Garden, FL 34787

Listing updated: April 26, 2026 at 2:05 PM ET

Active

Beds

Baths

3,841

Sq Ft

0.18

Acres

2017

Built

◆$242/sqft◆360° tour

Single Family Residence

Property type

2017

Year built

7,719 sqft

Lot size

$242

Price / sq ft

$184/mo

HOA dues

Days on market

Garage spaces

Flood zone

About this home

Welcome to 1646 Holcomb Creek Street. Your beautifully appointed four bedroom, 4.5-bath Meritage home offers 3,824 sq ft of thoughtfully designed living space in one of Winter Garden’s most desirable communities. Built in 2017, this energy-efficient floorplan features spray foam insulation, whole house water filtration system, a spacious open layout, high-end finishes, and multiple flexible living areas. The gourmet kitchen impresses with 42" cabinetry, quartz countertops, stainless steel appliances, extended storage, walk in pantry and a large eat-in dining area. The family room includes an electric fireplace with a floor-to-ceiling stone accent wall and triple sliding glass doors leading to the screened lanai and fenced backyard. The first-floor primary suite offers a tray ceiling and a spa-inspired bath with direct access to the laundry room. A guest suite with private bath, third bedroom with an additional private bath, powder room, and a convenient pocket office completes the main level. Upstairs, a large bonus/game room, additional bedroom, full bath, and a flexible pass-through space provides endless possibilities for a media room, playroom, office or optional 5th bedroom. Your garage offers overhead storage and a Tesla-E/V charger. Exterior features include a tile roof, stone accents, extended front porch, in ground irrigation and lush landscaping. Located minutes from top-rated schools, shopping, dining, major highways and attractions. This exceptional home offers the perfect blend of luxury, comfort, and efficiency—move-in ready and meticulously maintained.

Estimated monthly payment

Principal & interest$4,698

Property taxes$1,045

Home insurance (est.)$426

HOA dues$184

Down payment

20%

$185,800 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history28 days on market

Status: Active
Mar 29, 2026
Listed$949,900
Mar 29, 2026
Price reduced$929,000

Virtual Tour

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 28
Subdivision: Twinwaters
County: Orange
Year built: 2017
Living area: 3,841 sq ft
Price/sq ft: $242
Building area: 4,718 sq ft (Public Records)
Lot size: 7,719 sq ft
Lot category: 0 to less than 1/4
Flood zone: X (12095C0200H)
Garage: 2 spaces
Annual taxes: $12,543 (2025)
Parcel #: 05-23-27-8530-00-530
Zoning: UVPUD
MLS #: O6394506

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Interior Details

Bedrooms: 4
Full bathrooms: 4
Half bathrooms: 1
Flooring: Carpet, Ceramic Tile
Appliances: Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Water Filtration System
Interior features: Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s)
Laundry: Laundry Room
Stories / Levels: Two
Direction faces: East

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes

HOA & Financial

HOA fee: $184 / Monthly
Monthly HOA: $184/mo
Total monthly fees: $184/mo
Total annual fees: $2,208
HOA name: First Service Residential
CDD: No
Homestead exemption: Yes
Min lease term: 8-12 Months
Listing terms: Cash, Conventional, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Please verify any and all information/restrictions with HOA

Exterior & Construction

Exterior features: Sidewalk, Sliding Doors
Construction materials: Block, Stucco
Roof: Tile
Foundation: Slab
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Public, Underground Utilities

Community

Pets allowed: Breed Restrictions

Schools

ElementaryAHamlin ElementaryGreatSchools ↗

MiddleAHamlin MiddleGreatSchools ↗

High SchoolAWest Orange HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Loft	Second	14x20
Dining Room	First	12x14
Kitchen	First	12x16
Primary Bedroom	First	15x18
Bedroom 2	First	11x14
Bedroom 3	First	12x14
Bedroom 4	Second	12x14
Living Room	First	18x22

Listing Details

Listing date: 2026-03-28
On market date: 2026-03-29
Original list price: $949,900
Occupant type: Owner
MLS area: 34787 - Winter Garden/Oakland
Listing AOR: Orlando Regional
Status changed: 2026-03-29
Tax legal description: TWINWATERS 86/27 LOT 53

Flood risk

Minimal riskFEMA Zone XPanel 12095C0200H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 26, 2026 at 2:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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