$6,400,000
203 Useppa Island
Captiva, FL 33924
Listing updated: March 26, 2026 at 1:24 PM ET
Listing courtesy of Uip Property Company Llc · Brian McColgan · MLS #C7523801 · Active · 239-410-7850Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Located on the eastern shore of the reimagined and redeveloped private Useppa Island, the Aerie estate is the signature property on 30 miles of Pine Island Sound. With 250 feet of shoreline and views that capture 180 degrees of the Sound stretching for miles, the home is unique. Enter the foyer and take in a great room reminiscent of a century old fishing retreat, the pecky cypress ceiling soaring 25 feet above the fireplace gathering area, broad windows to watch passing boats and soaring birds. A mezzanine floor overlooking the great room boasts a kitchen with two of everything and room for multiple chefs-or dishwashers or bartenders. Overlooking the water from this level is a dining room for 12. Adjacent to the kitchen is a screened-in grilling and outdoor serving area, and a swimming pool with an expansive deck area. Also on this level is a half bath, and 2 bedrooms with ensuite baths. The second floor includes 2 bedrooms with ensuite baths and a massive 25x30 owners suite. A private dock, enclosed and conditioned garage, storage and equipment rooms provide the service areas needed to serve this expansive home. Useppa has all the services and amenities of a small town, and is a bridgeless island ensuring privacy and solitude. Yet an active lifestyle of boating and sporting activities for any that wish to participate. The island is known for its outgoing community of residents, and with only 118 homes, the nature of the island will not deviate from the tropical luxury and Old Florida ambiance that create this special place in the sun.
Local Insight
At $6.4M for a 1999-built home on tiny Useppa Island, you're paying heavily for the ultra-exclusive address and direct waterfront rather than recent updates or square footage—the $931/sqft is steep for a 25-year-old property, even with the private pool. The A8 flood zone is significant here; while it's not the highest risk, you'll need robust flood insurance and should verify elevation compliance given the island's exposure and limited evacuation routes. This is a lifestyle purchase for someone who values isolated island living and water access above all else, not a value play.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveMar 25, 2026
- Listed$6,750,000Mar 25, 2026
- Price reduced$6,400,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Useppa Island
- County
- Lee
- Year built
- 1999
- Living area
- 6,878 sq ft
- Price/sq ft
- $931
- Building area
- 16,021 sq ft (Estimated)
- Lot size
- 27,225 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- A8
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $59,683 (2025)
- Parcel #
- 09-44-21-01-00002.0030
- Zoning
- RM-2
- MLS #
- C7523801
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Interior Details
- Bedrooms
- 5
- Full bathrooms
- 5
- Half bathrooms
- 2
- Flooring
- Hardwood, Reclaimed Wood
- Appliances
- Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Range Hood, Refrigerator, Washer, Water Filtration System, Wine Refrigerator
- Interior features
- Built-in Features, Cathedral Ceiling(s), Ceiling Fans(s), Central Vaccum, Eat-in Kitchen, L Dining, Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Electric, Zoned
- Cooling
- Central Air, Humidity Control, Zoned
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Covered, Electric Vehicle Charging Station(s), Garage Door Opener, Garage Faces Rear, Golf Cart Garage, Golf Cart Parking, Ground Level, Guest
- Carport
- Yes
HOA & Financial
- HOA fee
- $504 / Monthly
- Monthly HOA
- $504/mo
- Total monthly fees
- $2,126/mo
- Total annual fees
- $25,513
- HOA name
- Evelyn
- CDD
- No
- Min lease term
- 1-7 Days
- Listing terms
- Cash
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Tenants must be members of Useppa Island Club & Marina, or guests of a member.
- Approval process
- Application for club membership and initiation fee of $75000 + tax for a single family home
Exterior & Construction
- Exterior features
- French Doors, Outdoor Grill, Outdoor Shower, Private Entrance, Private Yard
- Construction materials
- HardiPlank Type
- Roof
- Metal
- Foundation
- Concrete Perimeter, Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Gravel, Other
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Propane, Public, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second | 19x17 |
| Great Room | First | 33x39 |
| Dining Room | Second | 19x19 |
| Kitchen | Second | 25x19 |
| Bedroom 1 | First | 10x17 |
| Bedroom 2 | First | 10x17 |
| Bedroom 3 | Second | 13x18 |
| Bedroom 4 | Second | 13x18 |
| Balcony/Porch/Lanai | First | 18x20 |
Listing Details
- Listing date
- 2026-03-25
- On market date
- 2026-03-25
- Original list price
- $6,750,000
- Occupant type
- Owner
- MLS area
- 33924 - Captiva
- Listing AOR
- Port Charlotte
- Status changed
- 2026-03-25
- Tax legal description
- COTTAGE SITES OF USEPPA IS SITE 3-PH II DESC IN OR1912 PG2641+ SITE II-2 +OR2737/1515 + 1511
Flood risk
See FEMA for this zone’s designation and insurance requirements.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-75 or US 41 take SR 78 (Pine Island Road) west to Stringfellow Road in the center of Pine Island. Turn right and continue north approximately 7 miles to the Useppa Shore Port, 8115 Main Street, Bokeelia. Alternately, your agent may pick you up in Four Winds Marina, also in Bokeelia.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of March 26, 2026 at 1:24 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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