$3,995,000
319 Pilot Point Lane
Boca Grande, FL 33921
Listing updated: June 22, 2026 at 9:51 AM ET
Listing courtesy of Keller Williams Tampa Central · Robert Melvin · MLS #TB8375836 · Active · 813-865-0700Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
THIS IS YOUR OPPORTUNITY – Remodeled and walk-in ready! Come explore the exceptional panoramic sparkling water views from this well-maintained residence nestled on the shores of Charlotte Harbor in the “North Bay” neighborhood of Boca Bay. The home is beautifully updated with new furniture and is being offered Turn-Key for immediate use. Featuring stunning wood floors and coastal contemporary updates to the bathrooms and kitchen – including new cabinets, lighting, and more. Offering four bedrooms (including a bunk room) and four full bathrooms, all clean and inviting, with excellent bonus space throughout. The metal roof, clapboard siding, and spectacular rooftop deck (that never misses a sunset) all contribute to that timeless Old Florida charm. All impact glass windows and sliding glass doors are already in place for added peace of mind. Mother Nature at her best with exceptional views from every level! For the fisherman, paddle boarder, or kayaker, you can walk out and wade the nearby grass flats and sand bars, which offer some of the best fishing in and around Boca Grande. As part of the Boca Bay community, this property enjoys access to community pools, the exclusive Pass Club, and available boat dockage – offering a complete coastal lifestyle. This residence represents a terrific value for an open bay view / bayfront home. Come and explore this enchanting opportunity.
Local Insight
At nearly $4M on a quarter-acre lot in flood zone AE, you're paying a significant premium for Boca Grande's exclusivity and waterfront access rather than square footage value—the $1,181/sqft is steep even for this island market. The real question is flood insurance cost and elevation requirements; AE designation means mandatory coverage and potential substantial premiums that won't show up in the HOA, so factor that heavily into your true carrying costs. If you're serious about waterfront living on this island, the location and water access justify consideration, but run detailed flood and insurance numbers before committing—they can easily add $10k-20k+ annually to ownership.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history309 days on market
- Status: ActiveNov 5, 2025
- Listed$5,995,000Apr 19, 2025
- Price reduced$3,995,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 309
- Subdivision
- North Bay
- County
- Lee
- Year built
- 1991
- Living area
- 3,384 sq ft
- Price/sq ft
- $1,181
- Building area
- 5,215 sq ft (Public Records)
- Lot size
- 11,411 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE (12071C0182G)
- Garage
- 2 spaces
- Annual taxes
- $40,069 (2024)
- Parcel #
- 23-43-20-23-00000.0850
- Zoning
- PUD
- MLS #
- TB8375836
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 4
- Flooring
- Carpet, Ceramic Tile, Wood
- Appliances
- Built-In Oven, Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Three Or More
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Circular Driveway, Garage Door Opener, Golf Cart Parking
HOA & Financial
- HOA fee
- $300 / Quarterly
- Monthly HOA
- $100/mo
- Total monthly fees
- $652/mo
- Total annual fees
- $7,820
- HOA name
- Emma Doras
- CDD
- No
- Homestead exemption
- Yes
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- No
Exterior & Construction
- Exterior features
- Balcony, Lighting, Sliding Doors
- Construction materials
- Frame
- Roof
- Metal
- Foundation
- Stilt/On Piling
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Private Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Public, Underground Utilities
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 16x20 |
| Kitchen | First | 12x14 |
| Family Room | First | 14x17 |
| Dining Room | First | 11x14 |
| Bedroom 3 | Second | 12x16 |
| Bedroom 2 | First | 12x16 |
| Primary Bathroom | Third | |
| Primary Bedroom | Third | 16x19 |
Listing Details
- Listing date
- 2025-04-19
- On market date
- 2025-04-19
- Original list price
- $5,995,000
- Occupant type
- Vacant
- MLS area
- 33921 - Boca Grande (PO BOX)
- Listing AOR
- Suncoast Tampa
- Status changed
- 2025-11-05
- Tax legal description
- NORTH BAY PB 45 PGS 38-43 LOT 85
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Turn into Boca Bay follow road left till you get to Royal Tern.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 22, 2026 at 9:51 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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