900 Cove Cay Drive, FL
Stellar MLS

$260,000

900 Cove Cay Drive

Clearwater, FL 33760

Active
2
Beds
2
Baths
960
Sq Ft
0
Acres
1990
Built
WaterfrontWater access$271/sqft360° tour
Condominium

Property type

1990

Year built

$271

Price / sq ft

$714/mo

HOA dues

35

Days on market

AE

Flood zone

About this home

Beautifully updated and furnished Clearwater condo that is Feng Shui Friendly, with positive energy flow, located in the gated, resort-style community of Cove Cay, situated along Tampa Bay with convenient access to the Gulf of Mexico. This move-in ready 2-bedroom, 2-bath residence offers a relaxed Florida lifestyle in a highly desirable waterfront golf course community. Upon entering through the guarded gate, you’ll notice the tranquil setting with manicured fairways, mature oak trees, and tropical landscaping throughout the community. Cove Cay is known for its peaceful atmosphere and natural surroundings, creating a setting that feels both private and inviting. Inside, the home features fresh interior paint and new laminate flooring. The kitchen offers maple cabinetry, nearly new appliances, ample counter space, a pass-through to the main living area, breakfast bar seating, and additional storage cabinetry. A bright window brings in natural light and enhances the space. The living and dining areas are combined in an open layout that works well for everyday living and entertaining. Triple sliding glass doors open to a screened and tiled lanai with water views, offering a comfortable place to relax and enjoy the scenery of the bay inlet, conservation area, and distant Tampa Bay. The split-bedroom layout places both bedrooms just off the main living area. The primary suite is generously sized and includes lanai access through sliding doors, a large closet, and an ensuite bath with tile flooring, updated fixtures, and a mirrored linen closet. The secondary bedroom and guest bath are equally well maintained, with tile flooring and a tub/shower combination in the guest bath. New flooring was installed in both bedrooms. Located in Village III, this building includes its own recreation area with a heated pool, spa, and gathering space. Association dues cover water, sewer, trash, basic internet, reserve funding, building maintenance and insurance, grounds upkeep, pool and recreation area maintenance, 24-hour security, and pest control in common areas. Cove Cay also offers access to a championship 18-hole golf course, marina, Bayview Grill, and AJ’s Dockside Bar and Grill. The semi-private golf course is USGA rated, features water on 12 holes, and provides scenic Tampa Bay views along the back nine. The marina offers boat slips, storage, rentals, and service options, adding to the community’s appeal for waterfront and boating enthusiasts. Conveniently located near Gulf beaches, downtown St. Petersburg, Tampa International Airport, and Clearwater-St. Petersburg Airport, this home combines comfort, convenience, and a sought-after coastal lifestyle.

Estimated monthly payment

Principal & interest$1,315
Property taxes$280
Home insurance (est.)$119
HOA dues$714

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history35 days on market

  1. Status: Active
    Mar 21, 2026
  2. Listed$285,000
    Mar 20, 2026
  3. Price reduced$260,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
35
Subdivision
Cove Cay Village Iii
County
Pinellas
Year built
1990
Living area
960 sq ft
Price/sq ft
$271
Lot size
0 sq ft
Lot category
Non-Applicable
Flood zone
AE
Annual taxes
$3,364 (2025)
Parcel #
29-29-16-18708-003-0560
MLS #
TB8488642

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Laminate
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
Interior features
Living Room/Dining Room Combo
Laundry
In Kitchen, Inside
Stories / Levels
One
Direction faces
Southwest

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Attached garage
No
Parking features
Assigned, Covered, Guest
Carport
Yes

HOA & Financial

HOA fee
$714 / Monthly
Monthly HOA
$714/mo
Total monthly fees
$714/mo
Total annual fees
$8,567
HOA name
Cove Cay 3 Condo Assoc / Yuri Sande
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please confirm lease restrictions with the Association.
Approval process
Please confirm approval process with the Association.

Exterior & Construction

Exterior features
Balcony, Sliding Doors
Construction materials
Block, Concrete, Stucco
Roof
Built-Up
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Fire Hydrant, Sewer Connected, Water Connected

Community

Pets allowed
Breed Restrictions

Schools

ElementaryBelcher Elementary-PNGreatSchools ↗
MiddleOak Grove Middle-PNGreatSchools ↗
High SchoolPinellas Park High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst8x14
Living RoomFirst13x22
Primary BedroomFirst13x14
Bedroom 2First11x12

Listing Details

Listing date
2026-03-20
On market date
2026-03-20
Original list price
$285,000
Occupant type
Vacant
MLS area
33760 - Clearwater
Listing AOR
Suncoast Tampa
Status changed
2026-03-21
Tax legal description
COVE CAY VILLAGE III CONDO PHASE THREE, UNIT 5-F

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

South on US Hwy 19 to Whitney Road exit. Take Frontage Road to Cove Cay entrance on US HWY 19. Unit is located in Village III at the front - Building 900 - 5th floor - Unit 5F. Visitor parking spots have yellow curbs and are located at the second left where the Village III sign is.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 24, 2026 at 4:50 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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