89 Fairway Circle, FL89 Fairway Circle, FL89 Fairway Circle, FL
Stellar MLS
1 / 17

$354,900

89 Fairway Circle

Umatilla, FL 32784

Listing updated: September 28, 2026 at 11:58 AM ET

Active
Stellar MLSListing courtesy of Exp Realty Llc · Edalys Ramos · MLS #G5109646 · Active · 888-883-8509
4
Beds
2
Baths
1,562.9
Sq Ft
0.23
Acres
2024
Built
◆55+ community◆$227/sqft◆360° tour
Single Family Residence

Property type

2024

Year built

10,022 sqft

Lot size

$227

Price / sq ft

$50/mo

HOA dues

194

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to this newly built 2024 single-family home located at 89 Fairway Circle in Umatilla, situated within an intimate 55+ community of fewer than 40 homes, offering a quiet and private residential setting. This modern residence features 4 bedrooms, 2 bathrooms, and approximately 1,562 square feet of thoughtfully designed living space, positioned on a spacious lot of over 10,000 square feet. Inside, the home features a bright and open-concept floor plan that seamlessly connects the living, dining, and kitchen areas, creating an ideal space for both entertaining and everyday living. Large windows allow natural light to flow throughout the home, enhancing the open feel of the main living areas. The kitchen is designed with both style and functionality in mind, featuring modern cabinetry, stainless steel appliances, and ample counter space while remaining open to the main living and dining areas. The primary suite offers a comfortable and private retreat with a spacious bedroom, private bathroom, and generous closet space. Three additional bedrooms provide flexibility for guests, a home office, or additional living space. High ceilings throughout the home contribute to the bright and spacious feel of the interior. Additional features include ceiling fans, an interior laundry area, and a two-car attached garage with convenient access to the main living areas. Outside, the property sits on a lot offering plenty of space for outdoor living, gardening, or enjoying the Florida lifestyle. The expansive yard provides room for outdoor activities while maintaining a sense of privacy. Located in Umatilla in Lake County, the home offers convenient access to local schools, parks, and nearby lakes, while still being within a short drive to Mount Dora, Eustis, and the greater Orlando area. With its modern construction, spacious layout, and location within a small and peaceful 55+ community, this property offers a unique opportunity for buyers seeking low-density living in Central Florida. Schedule your private showing today.

Estimated monthly payment

Principal & interest$1,795
Property taxes$63
Home insurance (est.)$163
HOA dues$50

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history194 days on market

  1. Status: Active
    Mar 18, 2026
  2. Listed$440,000
    Mar 18, 2026
  3. Price reduced$354,900

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
194
Subdivision
Twin Lakes Estates, Phase Iii
County
Lake
Year built
2024
Living area
1,562.9 sq ft
Price/sq ft
$227
Building area
2,218.2 sq ft (Builder)
Lot size
10,022 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$757 (2025)
Parcel #
01-18-26-200200010700
MLS #
G5109646

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Laminate, Tile
Appliances
Dishwasher, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
Interior features
Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan
Laundry
Common Area, Inside
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$50 / Monthly
Monthly HOA
$50/mo
Total monthly fees
$50/mo
Total annual fees
$600
HOA name
Gail Schmidt
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer and Buyer's agent should verify lease restrictions with HOA Realtor Information
Approval process
buyer and Buyer's agent should verify approval process with HOA

Exterior & Construction

Exterior features
Other
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Other, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Available, Phone Available, Water Available

Community

Pets allowed
Cats OK, Dogs OK
Senior community
Yes

Schools

ElementaryBUmatilla ElemGreatSchools ↗
MiddleBUmatilla MiddleGreatSchools ↗
High SchoolBUmatilla HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst
KitchenFirst
Dining RoomFirst
Primary BedroomFirst
Bedroom 2First
Bedroom 3First

Listing Details

Listing date
2026-03-13
On market date
2026-03-18
Original list price
$440,000
Occupant type
Owner
MLS area
32784 - Umatilla / Dona Vista
Listing AOR
Sarasota - Manatee
Status changed
2026-03-18
Tax legal description
TWIN LAKES ESTATES PHASE III PB 58 PG 26-27 LOT 107 ORB 6161 PG 412

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

SR19 north in Umatilla to 2nd Entrance of Twin Lakes Estates. Proceed to the right after entering to vacant lot next to 91 Fairway Circle.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 28, 2026 at 11:58 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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