1 / 72

$2,849,900

478 Harbor Drive

Indian Rocks Beach, FL 33785

Listing updated: July 19, 2026 at 1:05 PM ET

Active

Listing courtesy of Engel & Volkers Madeira Beach · Evan Pedone · MLS #TB8484658 · Active · 727-394-7365

Beds

Baths

3,319

Sq Ft

0.22

Acres

1968

Built

◆Waterfront◆Water access◆Private pool◆$859/sqft◆360° tour

Single Family Residence

Property type

1968

Year built

9,640 sqft

Lot size

$859

Price / sq ft

No HOA

HOA dues

131

Days on market

Garage spaces

Flood zone

About this home

Experience the pinnacle of the Indian Rocks Beach waterfront lifestyle in this beautifully updated coastal retreat, where luxury, boating, and income potential come together on one of the area’s most desirable open water lots. Inside, This spacious home features 4 bedrooms, each with a private en-suite bathroom and an open floor plan designed to maximize the stunning water views in every major living area. Recent 2025 upgrades elevate the home with durable wood-look tile flooring, all-new custom kitchen cabinetry, designer countertops, and high-end appliances. The second floor leads to a serene primary suite sanctuary, offering soaring ceilings and a spa-inspired en suite bath—your personal retreat after a day on the water. Also on the second floor is a separate sitting room perfect for a movie room or game room (as it is currently used) and a private balcony overlooking the water. Step outside to your private tropical oasis, where a sparkling waterfront pool, private boat dock, and lift make it easy to embrace life on the water. Just across the Intracoastal waters, a small sandbar island invites boaters and kayakers to pull up, drop anchor, and enjoy a laid-back afternoon on the water with neighbors and friends. Located in the heart of Indian Rocks Beach, the home provides easy access to pristine Gulf beaches, waterfront dining, and endless coastal recreation. Adding to its appeal, local zoning allows for short-term rentals, offering excellent income potential for owners seeking a luxury waterfront property that can also generate revenue when not in use. This exceptional waterfront opportunity delivers the best of luxury coastal living, boating lifestyle, and income potential in one remarkable property.

Estimated monthly payment

Principal & interest$14,411

Property taxes$1,916

Home insurance (est.)$1,306

Down payment

20%

$569,980 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history131 days on market

Status: Active
Mar 10, 2026
Listed$2,900,000
Mar 10, 2026
Price reduced$2,849,900

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 131
Subdivision: Browns Add To Re-Rev Map Of Indian Beach
County: Pinellas
Year built: 1968
Living area: 3,319 sq ft
Price/sq ft: $859
Building area: 4,150 sq ft (Public Records)
Lot size: 9,640 sq ft
Lot category: 0 to less than 1/4
Flood zone: A (12103C0112H)
Garage: 2 spaces
Pool: Private pool
Annual taxes: $22,989 (2025)
Parcel #: 06-30-15-12402-000-0280
MLS #: TB8484658

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Interior Details

Bedrooms: 4
Full bathrooms: 4
Half bathrooms: 1
Flooring: Hardwood, Tile
Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Microwave, Refrigerator, Washer
Interior features: Ceiling Fans(s), Open Floorplan, PrimaryBedroom Upstairs, Stone Counters, Thermostat
Laundry: Inside, Laundry Room
Stories / Levels: Two
Direction faces: East

Heating & Cooling

Heating: Central, Electric
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes

HOA & Financial

Total monthly fees: $0/mo
Total annual fees: $0
CDD: No
Min lease term: No Minimum
Listing terms: Cash, Conventional, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Exterior features: Sliding Doors
Construction materials: Brick, Concrete, Stucco
Roof: Metal
Foundation: Slab
Pool: Private pool
Waterfront: Yes
Water access: Yes
Water view: Yes
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Public

Room Details

Room	Level	Dimensions
Primary Bedroom	Second
Kitchen	First	15x14
Living Room	First	17x17

Listing Details

Listing date: 2026-03-07
On market date: 2026-03-10
Original list price: $2,900,000
Occupant type: Tenant
MLS area: 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
Listing AOR: Suncoast Tampa
Status changed: 2026-03-10
Tax legal description: BROWNS ADD TO RE-REV MAP OF INDIAN BEACH LOT E

Flood risk

High riskFEMA Zone APanel 12103C0112H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

If you are driving sount on Gulf Blvd, make a left on Second St, a slight right on Janice Pl and a quick left on Barry Pl. The estate will be on your left.

More homes like this

ActiveCondominium360°

$2,675,000

805 S Gulfview Blvd #407a

Clearwater Beach, FL 33767

3 bd · 4 ba · 2,392 sqft

Viceroy Residences Clearwater Beach

MLS ID #TB8473136, VCWB DEVELOPMENT SALES, LLC.

Listing provided by Stellar MLS

ActiveCondominium360°

$1,995,000

805 S Gulfview Blvd #305b

Clearwater Beach, FL 33767

2 bd · 3 ba · 2,173 sqft

Viceroy Residences Clearwater Beach

MLS ID #TB8472814, VCWB DEVELOPMENT SALES, LLC.

Listing provided by Stellar MLS

ActiveCondominium360°

$4,245,000

805 S Gulfview Blvd #603a

Clearwater Beach, FL 33767

3 bd · 4 ba · 2,980 sqft

Viceroy Residences Clearwater Beach

MLS ID #TB8467182, VCWB DEVELOPMENT SALES, LLC.

Listing provided by Stellar MLS

ActiveCondominium

$3,750,000

805 S Gulfview Blvd #401b

Clearwater Beach, FL 33767

3 bd · 4 ba · 2,965 sqft

Viceroy Residences Clearwater Beach

MLS ID #TB8466288, VCWB DEVELOPMENT SALES, LLC.

Listing provided by Stellar MLS

Call Schedule a tour

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 19, 2026 at 1:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA