$235,000
641 Kensington Lake Circle
Brandon, FL 33511
Listing updated: March 3, 2026 at 7:06 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Looking for investment opportunity? This is the perfect with tenants included! Welcome to this property at the center of all commercial and shopping of Brandon. Located in the prime commercial area of Brandon and a short drive from Brandon Regional Hospital, Brandon Mall, I-75, I-4, I-301 and the Selmon Expressway. You can't find another location as perfect as this one. A lower HOA, really easy to deal for lease, community pool, water, trash and sewer included on the HOA monthly fee. Don't missed this spectacular unit with new kitchen quartz countertop and hand made solid wood cabinet. Relaxed view from lanai to the lake/pond. A green backyard for pets or make your BBQ area. Property special for investor not first time buyers. FHA available by 12/15/2026.
Local Insight
At $203/sqft for a 1998 townhouse in Brandon, you're getting decent value for a water-view unit in a managed community, though the $347 monthly HOA is on the steeper side and worth factoring into your long-term ownership costs. The real draw here is the water view and flood zone X designation (no flood insurance required), but a 26-year-old structure means you should budget for potential updates to the HVAC, roof, or plumbing before anything major fails. The tiny lot size is typical for townhomes, so there's no outdoor space to speak of, but if you're looking for an affordable entry point with water views and minimal flood risk, this warrants a thorough inspection and a close look at the HOA financials.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history2 days on market
- Status: ActiveMar 1, 2026
- Listed$235,000Mar 1, 2026
- Price increased$235,000
Facts & features
- Property type
- Residential
- Sub type
- Townhouse
- Status
- Active
- Days on market
- 2
- Subdivision
- 2hf | The Townhomes At Kensington Phase E
- County
- Hillsborough
- Year built
- 1998
- Living area
- 1,159 sq ft
- Price/sq ft
- $203
- Building area
- 1,187 sq ft (Public Records)
- Lot size
- 1,307 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Annual taxes
- $3,047 (2025)
- Parcel #
- U-28-29-20-2HF-000011-00002.0
- Zoning
- PD
- MLS #
- TB8481528
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Thermostat
- Laundry
- Laundry Closet
- Stories / Levels
- Two
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Parking features
- Assigned, Guest
HOA & Financial
- HOA fee
- $347 / Monthly
- Monthly HOA
- $347/mo
- Total monthly fees
- $347/mo
- Total annual fees
- $4,164
- HOA name
- Harbeck Hospitality / Becky Campbell
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, Other
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Call or email to BECKY CAMPBELL at 727-386-5575 and/or [email protected] or drive by 200 Emerald Bay Dr Suite 300, Oldsmar, FL 34677
- Approval process
- Call or email to BECKY CAMPBELL at 727-386-5575 and/or [email protected] for approval instructions, or drive by 200 Emerald Bay Dr Suite 300, Oldsmar, FL 34677
Exterior & Construction
- Exterior features
- French Doors, Lighting
- Construction materials
- Concrete
- Roof
- Shingle
- Foundation
- Slab
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Primary Bedroom | Second | |
| Kitchen | First | |
| Bedroom 1 | Second | |
| Bathroom 1 | Second | |
| Bathroom 2 | Second | |
| Laundry | Second | |
| Dining Room | First | |
| Balcony/Porch/Lanai | First |
Listing Details
- Listing date
- 2026-02-28
- On market date
- 2026-03-01
- Original list price
- $235,000
- Occupant type
- Tenant
- MLS area
- 33511 - Brandon
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-03-01
- Tax legal description
- THE TOWNHOMES AT KENSINGTON PHASE E LOT 2 BLOCK 11
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
from I-4 E, take exit 9 to merge onto I-75S toward Naples. use the right to take exit 257 for Fl-60 toward Brandon. continue for FL-60 E around 3 mile. Take S Gornto Lake Rd. Turn left onto W Lumsden Rd. Turn left onto Kensington Lake Cir. Open gate. Turn right onto Kensington Lake Cir. Turn left to stay on Kensington Lake Cir. Walk to find unit facing the lake. Not facing parking lot.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of March 3, 2026 at 7:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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