1921 Cardinal Road, FL
Stellar MLS

$799,000

1921 Cardinal Road

Dunedin, FL 34698

Active
3
Beds
3
Baths
2,349
Sq Ft
0.45
Acres
1972
Built
Private poolFireplace$340/sqft
Single Family Residence

Property type

1972

Year built

19,794 sqft

Lot size

$340

Price / sq ft

No HOA

HOA dues

56

Days on market

2

Garage spaces

AE

Flood zone

About this home

Set on nearly half an acre beneath a canopy of majestic oak trees, this beautifully updated 3-bedroom, 2.5-bath home offers a rare sense of space and privacy in the desirable Dunedin Ridge community. Lush landscaping and expansive green space create a peaceful setting that feels like a private park while still being close to everything Dunedin has to offer. Inside, engineered hardwood flooring flows throughout the home, leading to a bright dine-in kitchen designed for both everyday living and entertaining. The crisp white kitchen features granite countertops, stainless steel appliances, a breakfast bar, and a charming shiplap ceiling, while a sun tunnel fills the space with natural light. The inviting family room centers around a cozy wood-burning fireplace and opens through French doors to the expansive backyard. Step outside to your own private oasis, where a resort-style saltwater pool is surrounded by multiple areas for relaxing and entertaining. Whether hosting friends or enjoying a quiet evening beneath the oaks, the property offers an exceptional outdoor living experience. The spacious primary suite serves as a peaceful retreat, complete with a spa-inspired ensuite featuring dual vanities, quartz countertops, and a walk-in shower. Secondary bedrooms are generously sized with ample closet space, and the updated guest bathroom reflects the same thoughtful design. An indoor laundry room adds everyday convenience. Additional upgrades include crown molding, surround sound, impact windows, irrigation, security cameras, and landscape lighting. Ideally located near shopping, dining, parks, and the Gulf beaches, this exceptional home offers the perfect blend of privacy, comfort, and convenience in one of Dunedin’s most charming communities.

Local Insight

This 1972 home is priced below the $360/sqft county median, which could represent value—but the AE flood zone designation is a significant red flag that'll drive up insurance costs and potentially complicate financing, so factor that heavily into your true cost of ownership. The private pool and fireplace are nice amenities, but at over 50 years old, you'll want a thorough inspection of the roof, electrical, and plumbing before committing, since deferred maintenance on a home this age can quickly erase any price advantage.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$4,040
Property taxes$338
Home insurance (est.)$366

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history56 days on market

  1. Status: Active
    Feb 24, 2026
  2. Listed$799,000
    Feb 24, 2026
  3. Price increased$799,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
56
Subdivision
Dunedin Ridge 1st Add
County
Pinellas
Year built
1972
Living area
2,349 sq ft
Price/sq ft
$340
Building area
2,937 sq ft (Public Records)
Lot size
19,794 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12103C0067H)
Garage
2 spaces
Pool
Private pool
Annual taxes
$4,057 (2025)
Parcel #
13-28-15-23544-000-0410
MLS #
TB8479956

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Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Hardwood, Tile
Appliances
Dishwasher, Microwave, Refrigerator
Interior features
Built-in Features, Ceiling Fans(s), Primary Bedroom Main Floor, Solid Surface Counters
Laundry
Laundry Room
Stories / Levels
One
Direction faces
Southeast
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air, Mini-Split Unit(s)

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Confirm leasing restrictions with the city of Dunedin.

Exterior & Construction

Exterior features
Fire Pit
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected

Room Details

RoomLevelDimensions
Living RoomFirst
KitchenFirst
Primary BedroomFirst

Listing Details

Listing date
2026-02-24
On market date
2026-02-24
Original list price
$799,000
Occupant type
Owner
MLS area
34698 - Dunedin
Listing AOR
Suncoast Tampa
Status changed
2026-02-24
Tax legal description
DUNEDIN RIDGE 1ST ADD LOT 41

Flood risk

High riskFEMA Zone AEPanel 12103C0067H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Curlew Road to Cardinal Road, House is on the right-hand side.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 21, 2026 at 4:45 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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