265 Lake Thomas Drive, FL

$339,950

265 Lake Thomas Drive

Winter Haven, FL 33880

Active
3
Beds
2
Baths
1,517
Sq Ft
0.14
Acres
1985
Built
WaterfrontWater accessFireplace$224/sqft360° tour
🏠Single Family Residence

Property type

🏗️1985

Year built

📐6,033 sqft

Lot size

📊$224

Price / sq ft

🏘️No HOA

HOA dues

📅97

Days on market

🚗1

Garage space

🌊AE

Flood zone

About this home

Welcome to this beautifully renovated lakefront home located on Thomas Lake in Winter Haven, Florida! This charming two-story home combines modern upgrades with warm character, breathtaking water views, and lake access. Step inside to tall vaulted ceilings creating an open, spacious layout filled with natural light and prospective memories. The home features all-new flooring throughout and a completely updated kitchen showcasing stainless steel appliances, quartz countertops, brand-new cabinetry, and closet pantry, providing plenty of storage and room to cook or entertain. In the living room, you will find a cozy fireplace with a raised hearth and wood accents, adding a welcoming focal point to the downstairs. This home also features beautifully updated bathrooms and walk-in closets, as well as a brand new electric water heater and newer A/C units as of 2022 for added efficiency and comfort during those Florida summer days. Outside, you’ll find a newer roof as of 2022, a freshly painted exterior, an attached 1-car garage with a driveway, and plenty of space to enjoy the outdoors in the back yard or a day on the lake. Relax or entertain on the large rear patio, or spend a cozy night in the enclosed, two-story back porch, each offering gorgeous lake views. The third bedroom is located within the home’s loft and is equipped with a walk in closet and direct access to the upper back porch. This move-in-ready lakefront home blends those new enhancements, comfort, scenic surroundings, and the charm of living in Winter Haven, FL, making it an opportunity you won’t want to miss!

Estimated monthly payment

Principal & interest$1,719
Property taxes$97
Home insurance (est.)$156

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history97 days on market

  1. Status: Active
    Feb 24, 2026
  2. Listed$359,950
    Feb 24, 2026
  3. Price reduced$339,950

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
97
Subdivision
Timber Wood
County
Polk
Year built
1985
Living area
1,517 sq ft
Price/sq ft
$224
Building area
2,249 sq ft (Estimated)
Lot size
6,033 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12105C0345G)
Garage
1 spaces
Annual taxes
$1,169 (2025)
Parcel #
25-28-35-355063-000040
MLS #
L4959685

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Luxury Vinyl
Appliances
Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, PrimaryBedroom Upstairs, Stone Counters, Walk-In Closet(s)
Laundry
In Garage
Stories / Levels
Two
Direction faces
Southwest
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
No

Exterior & Construction

Exterior features
Other
Construction materials
Block
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Public, Sewer Connected, Water Connected

Room Details

RoomLevelDimensions
KitchenFirst
Living RoomFirst
Primary BedroomFirst
Primary BedroomSecond

Listing Details

Listing date
2026-02-24
On market date
2026-02-24
Original list price
$359,950
Occupant type
Vacant
MLS area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Listing AOR
Lakeland
Status changed
2026-02-24
Tax legal description
TIMBER WOOD UNIT THREE PB 74 PG 50 LOT 4

Flood risk

High riskFEMA Zone AEPanel 12105C0345G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US-17 in Winter Haven: Head West on SR-540 (Winter Lake Rd). Turn north (right) onto Spirit Lake Rd to left on Live Oak Lane. Follow Live Oak Lane to left on Lake Thomas Dr. Home will be on the right.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 1, 2026 at 10:31 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA