$430,000
496 Terranova Street
Winter Haven, FL 33884
Listing updated: June 29, 2026 at 4:30 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
ROOF 2022! Enjoy the HEATED SALTWATER POOL all year in your backyard Oasis. LARGE CORNER LOT (.28 acre). SINGLE STORY HOME. Terranova is a GATED COMMUNITY nestled among the Winter Haven Chain of Lakes. LOW HOA. NO CDD. Screened in patio is great for enjoying the beautiful Florida weather. Fully fenced yard with double door gate so you can pull a small boat inside! SPLIT FLOOR PLAN features the primary bedroom and bathroom on one side of the home and three additional bedrooms and a full bath on the other. High ceilings. BRAND NEW PUBLIX GROCERY STORE less than five minutes away! Walking trail within the community to Chain of Lakes Elementary School. The pool has a child safety fence that can be put up if desired - not photographed. Call to schedule your private showing today.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history105 days on market
- Status: ActiveMar 16, 2026
- Listed$460,000Mar 16, 2026
- Price reduced$430,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 105
- Subdivision
- Terranova Ph 02
- County
- Polk
- Year built
- 2004
- Living area
- 2,357 sq ft
- Price/sq ft
- $182
- Building area
- 3,086 sq ft (Public Records)
- Lot size
- 12,079 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X & AE
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $6,005 (2025)
- Parcel #
- 26-29-14-687805-001530
- MLS #
- O6380041
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Carpet, Laminate, Tile
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Garage Door Opener, Garage Faces Side
HOA & Financial
- HOA fee
- $675 / Annually
- Monthly HOA
- $56/mo
- Total monthly fees
- $56/mo
- Total annual fees
- $675
- HOA name
- Terranova HOA - David D'Agostino
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer to verify directly with the HOA
- Approval process
- Buyer to verify directly with the HOA
Exterior & Construction
- Exterior features
- Other
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 14x26 |
| Kitchen | First | 12x13 |
| Primary Bedroom | First | 13x17 |
| Bedroom 2 | First | 13x13 |
| Bedroom 3 | First | 10x15 |
| Bedroom 4 | First | 13x12 |
Listing Details
- Listing date
- 2026-02-02
- On market date
- 2026-03-16
- Original list price
- $460,000
- Occupant type
- Owner
- MLS area
- 33884 - Winter Haven / Cypress Gardens
- Listing AOR
- Orlando Regional
- Status changed
- 2026-03-16
- Tax legal description
- TERRANOVA PHASE II PB 119 PGS 42 THRU 46 LOT 153
Flood risk
See FEMA for this zone’s designation and insurance requirements.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Starting from Hwy 27 (US-27 S): Turn right onto Cypress Gardens Blvd (SR-540 W). Turn left onto Helena Rd. Turn left onto Eloise Loop Rd (CR-540A). Turn right toward Terranova Blvd. Turn slightly right onto Terranova Blvd. Turn left onto Terranova St. The home will be on the left.
Property sale history
Public records496 TERRANOVA ST, WINTER HAVEN 33884
- Jan 2024$435,000
2,357 sq ft · Built 2004 · 0.2773 acres
Sale data from Florida public records (Department of Revenue / county property appraiser). Deemed reliable but not guaranteed; may not reflect current market or MLS status. Not Stellar MLS data.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 29, 2026 at 4:30 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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