496 Terranova Street, FL
Stellar MLS

$447,500

496 Terranova Street

Winter Haven, FL 33884

Active
4
Beds
2
Baths
2,357
Sq Ft
0.28
Acres
2004
Built
Private pool$190/sqft
Single Family Residence

Property type

2004

Year built

12,079 sqft

Lot size

$190

Price / sq ft

$56/mo

HOA dues

79

Days on market

2

Garage spaces

X & AE

Flood zone

About this home

ROOF 2022! Enjoy the HEATED SALTWATER POOL all year in your backyard Oasis. LARGE CORNER LOT (.28 acre). SINGLE STORY HOME. Terranova is a GATED COMMUNITY nestled among the Winter Haven Chain of Lakes. LOW HOA. NO CDD. Screened in patio is great for enjoying the beautiful Florida weather. Fully fenced yard with double door gate so you can pull a small boat inside! SPLIT FLOOR PLAN features the primary bedroom and bathroom on one side of the home and three additional bedrooms and a full bath on the other. High ceilings. BRAND NEW PUBLIX GROCERY STORE is being built less than five minutes away! Walking trail within the community to Chain of Lakes Elementary School. Call to schedule your private showing today.

Estimated monthly payment

Principal & interest$2,263
Property taxes$500
Home insurance (est.)$205
HOA dues$56

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history79 days on market

  1. Status: Active
    Mar 16, 2026
  2. Listed$460,000
    Mar 16, 2026
  3. Price reduced$447,500

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
79
Subdivision
Terranova Ph 02
County
Polk
Year built
2004
Living area
2,357 sq ft
Price/sq ft
$190
Building area
3,086 sq ft (Public Records)
Lot size
12,079 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X & AE
Garage
2 spaces
Pool
Private pool
Annual taxes
$6,005 (2025)
Parcel #
26-29-14-687805-001530
MLS #
O6380041

Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Carpet, Laminate, Tile
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Garage Door Opener, Garage Faces Side

HOA & Financial

HOA fee
$675 / Annually
Monthly HOA
$56/mo
Total monthly fees
$56/mo
Total annual fees
$675
HOA name
Terranova HOA - David D'Agostino
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer to verify directly with the HOA
Approval process
Buyer to verify directly with the HOA

Exterior & Construction

Exterior features
Other
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Community

Pets allowed
Yes

Schools

ElementaryChain O Lakes ElemGreatSchools ↗
MiddleDenison MiddleGreatSchools ↗
High SchoolLake Region HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst14x26
KitchenFirst12x13
Primary BedroomFirst13x17
Bedroom 2First13x13
Bedroom 3First10x15
Bedroom 4First13x12

Listing Details

Listing date
2026-02-02
On market date
2026-03-16
Original list price
$460,000
Occupant type
Owner
MLS area
33884 - Winter Haven / Cypress Gardens
Listing AOR
Orlando Regional
Status changed
2026-03-16
Tax legal description
TERRANOVA PHASE II PB 119 PGS 42 THRU 46 LOT 153

Flood risk

Zone X & AEFEMA Zone X & AE

See FEMA for this zone’s designation and insurance requirements.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Starting from Hwy 27 (US-27 S): Turn right onto Cypress Gardens Blvd (SR-540 W). Turn left onto Helena Rd. Turn left onto Eloise Loop Rd (CR-540A). Turn right toward Terranova Blvd. Turn slightly right onto Terranova Blvd. Turn left onto Terranova St. The home will be on the left.

Property sale history

Public records

496 TERRANOVA ST, WINTER HAVEN 33884

  • Jan 2024$435,000

3,086 sq ft · Built 2004 · 0.2773 acres

Sale data from Florida public records (Department of Revenue / county property appraiser). Deemed reliable but not guaranteed; may not reflect current market or MLS status. Not Stellar MLS data.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 3, 2026 at 2:33 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA