645 Keene Road, FL
Stellar MLS

$169,900

645 Keene Road

Clearwater, FL 33755

Active
3
Beds
2
Baths
1,140
Sq Ft
2.93
Acres
1976
Built
Water view2.93 acres$149/sqft360° tour
Condominium

Property type

1976

Year built

127,677 sqft

Lot size

$149

Price / sq ft

No HOA

HOA dues

5

Days on market

x

Flood zone

About this home

One or more photo(s) has been virtually staged. Welcome to this spacious condo located in the desirable subdivision of St Andrews Cove in Clearwater. Embrace the Florida lifestyle without the hassle of maintaining a single-family home. The main living areas feature ceramic tile flooring, while the bedrooms and bathrooms boast recently installed luxury vinyl floors. The living room is expansive, offering ample space to accommodate larger furniture pieces. Additionally, there is a versatile space just off the primary bedroom, perfect for use as an office or playroom. The primary bedroom is complete with a walk-in closet and en suite bathroom. AC 2021. One of the standout features of this condo is its proximity to the community pool, which is just steps from the unit, offering a refreshing escape. Moreover, The Landings Golf Club is located close by, making it an ideal location for golf enthusiasts. This condo is conveniently located near the stunning Gulf Beaches and easy access to explore all the attractions that Tampa Bay offers. Whether you're looking for an investment opportunity, a second home, or a year-round residence, this property is perfect for you. Don't miss the chance to experience the best of Florida living in this charming and well-appointed condo.

Local Insight

At $149/sqft, this is genuinely affordable for the Tampa Bay market, but you're buying a 1976 condo that'll likely need updates—factor in inspection costs carefully. The 2.93-acre lot and water view are the real draws here, though you'll want to understand exactly what access you have and whether that land translates to actual usable outdoor space or just lot size on paper. Being in flood zone X and HOA-free is solid, but verify what utilities and maintenance responsibilities fall on individual owners in a condo this age.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$859
Property taxes$208
Home insurance (est.)$78

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history5 days on market

  1. Status: Active
    Feb 19, 2026
  2. Listed$169,900
    Feb 19, 2026
  3. Price increased$169,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
5
Subdivision
St Andrews Cove Condo
County
Pinellas
Year built
1976
Living area
1,140 sq ft
Price/sq ft
$149
Lot size
127,677 sq ft
Lot category
2 to less than 5
Flood zone
x
Annual taxes
$2,495 (2024)
Parcel #
12-29-15-77871-018-1812
MLS #
TB8472846

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Ceramic Tile, Luxury Vinyl
Appliances
Dishwasher, Disposal, Electric Water Heater, Range, Refrigerator
Interior features
Ceiling Fans(s)
Laundry
None
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

HOA & Financial

Total monthly fees
$625/mo
Total annual fees
$7,500
HOA name
Murray McGilveary
CDD
No
Min lease term
8-12 Months
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please refer to Management Company
Approval process
Please refer to Management Company

Exterior & Construction

Exterior features
Sidewalk, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Block
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Public, Water Available, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementarySkycrest Elementary-PNGreatSchools ↗
MiddleDunedin Highland Middle-PNGreatSchools ↗
High SchoolClearwater High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenSecond5x9
Living RoomSecond12x17
Primary BedroomSecond11x14
Bedroom 1Second11x14
Bedroom 2Second11x14

Listing Details

Listing date
2026-02-19
On market date
2026-02-19
Original list price
$169,900
Occupant type
Vacant
MLS area
33755 - Clearwater
Listing AOR
Suncoast Tampa
Status changed
2026-02-19
Tax legal description
ST ANDREWS COVE 1 CONDO BLDG R, UNIT R-12 TOGETHER WITH THE USE OF PARKING SPACE 645-D

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Gulf to Bay North on Keene Rd., just past Airport Dr., right into complex. Building D on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of February 24, 2026 at 4:36 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA