$169,900
645 Keene Road
Clearwater, FL 33755
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
One or more photo(s) has been virtually staged. Welcome to this spacious condo located in the desirable subdivision of St Andrews Cove in Clearwater. Embrace the Florida lifestyle without the hassle of maintaining a single-family home. The main living areas feature ceramic tile flooring, while the bedrooms and bathrooms boast recently installed luxury vinyl floors. The living room is expansive, offering ample space to accommodate larger furniture pieces. Additionally, there is a versatile space just off the primary bedroom, perfect for use as an office or playroom. The primary bedroom is complete with a walk-in closet and en suite bathroom. AC 2021. One of the standout features of this condo is its proximity to the community pool, which is just steps from the unit, offering a refreshing escape. Moreover, The Landings Golf Club is located close by, making it an ideal location for golf enthusiasts. This condo is conveniently located near the stunning Gulf Beaches and easy access to explore all the attractions that Tampa Bay offers. Whether you're looking for an investment opportunity, a second home, or a year-round residence, this property is perfect for you. Don't miss the chance to experience the best of Florida living in this charming and well-appointed condo.
Local Insight
At $149/sqft, this is genuinely affordable for the Tampa Bay market, but you're buying a 1976 condo that'll likely need updates—factor in inspection costs carefully. The 2.93-acre lot and water view are the real draws here, though you'll want to understand exactly what access you have and whether that land translates to actual usable outdoor space or just lot size on paper. Being in flood zone X and HOA-free is solid, but verify what utilities and maintenance responsibilities fall on individual owners in a condo this age.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history5 days on market
- Status: ActiveFeb 19, 2026
- Listed$169,900Feb 19, 2026
- Price increased$169,900
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 5
- Subdivision
- St Andrews Cove Condo
- County
- Pinellas
- Year built
- 1976
- Living area
- 1,140 sq ft
- Price/sq ft
- $149
- Lot size
- 127,677 sq ft
- Lot category
- 2 to less than 5
- Flood zone
- x
- Annual taxes
- $2,495 (2024)
- Parcel #
- 12-29-15-77871-018-1812
- MLS #
- TB8472846
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Luxury Vinyl
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Range, Refrigerator
- Interior features
- Ceiling Fans(s)
- Laundry
- None
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
HOA & Financial
- Total monthly fees
- $625/mo
- Total annual fees
- $7,500
- HOA name
- Murray McGilveary
- CDD
- No
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please refer to Management Company
- Approval process
- Please refer to Management Company
Exterior & Construction
- Exterior features
- Sidewalk, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Block
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Public, Water Available, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Second | 5x9 |
| Living Room | Second | 12x17 |
| Primary Bedroom | Second | 11x14 |
| Bedroom 1 | Second | 11x14 |
| Bedroom 2 | Second | 11x14 |
Listing Details
- Listing date
- 2026-02-19
- On market date
- 2026-02-19
- Original list price
- $169,900
- Occupant type
- Vacant
- MLS area
- 33755 - Clearwater
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-02-19
- Tax legal description
- ST ANDREWS COVE 1 CONDO BLDG R, UNIT R-12 TOGETHER WITH THE USE OF PARKING SPACE 645-D
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Gulf to Bay North on Keene Rd., just past Airport Dr., right into complex. Building D on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of February 24, 2026 at 4:36 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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