$264,900
9826 178th Lane
Summerfield, FL 34491
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
EXCEPTIONAL Value in a Prime 55+ Gated Community! Looking for a great home at an UNBEATABLE price? Don’t miss this outstanding opportunity in the highly desirable Spruce Creek South, a friendly and established gated 55+ community conveniently located off US Hwy 441/27 — just minutes from The Villages, Stonecrest, shopping, dining, and entertainment. Whether by golf cart or car, everything you need is close by! This immaculate 2-bedroom Chestnut model offers tremendous value — move-in ready, fully FURNISHED, and beautifully maintained with quality updates throughout. Enjoy peace of mind with a new ROOF (2022), new HVAC system (2019), and modern appliances already in place. The inviting SPLIT FLOOR PLAN provides privacy for you and your guests, while the spacious living and dining areas flow seamlessly into a stylish kitchen with CORIAN countertops. You’ll love relaxing year-round in the GLASS ENCLOSED, air-conditioned LANAI (10’x20’), or stepping outside to the large screened "birdcage" patio for fresh air and conversation. Additional highlights include: • VAULTED ceilings and beautiful floors throughout • Well-designed bathrooms and a roomy 2-car garage with walkout door • Low-traffic neighborhood with peaceful surroundings And when you’re ready for fun — enjoy resort-style amenities just a short walk away: pickleball, tennis, bocce, swimming pool, fitness rooms, and central recreation facilities. This home truly delivers A LOT FOR THE MONEY — perfect for year-round living, snowbirds, or savvy investors seeking comfort, convenience, and community at an affordable price. IN ADDITION TO A GREAT NEW PRICE, SELLRS ARE OFFERING A CREDIT OF $5000 TO BE USED TO PAINT THE INTERIOR OR EXTERIOR OF THIS UPGRADED HOME. Move quickly — great buys like this don’t last! Call today to schedule your private showing and see the value for yourself!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history90 days on market
- Status: ActiveFeb 15, 2026
- Listed$279,900Feb 15, 2026
- Price reduced$264,900
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 90
- Subdivision
- Spruce Crk South 08
- County
- Marion
- Year built
- 1993
- Living area
- 1,312 sq ft
- Price/sq ft
- $202
- Building area
- 2,342 sq ft (Public Records)
- Lot size
- 7,841 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12083C0905D)
- Garage
- 2 spaces
- Annual taxes
- $1,357 (2025)
- Parcel #
- 6008-005-007
- Zoning
- PUD
- MLS #
- G5107726
Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile, Laminate
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Crown Molding, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Electric, Heat Pump
- Cooling
- Central Air, Humidity Control
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $179 / Monthly
- Monthly HOA
- $179/mo
- Total monthly fees
- $179/mo
- Total annual fees
- $2,148
- HOA name
- na
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Lighting, Rain Gutters, Sliding Doors
- Construction materials
- Vinyl Siding, Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Fiber Optics, Fire Hydrant
Community
- Pets allowed
- Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 11x14 |
| Primary Bedroom | First | 12x14 |
| Bedroom 2 | First | 13x12 |
| Primary Bathroom | First | 6x10 |
| Bathroom 2 | First | 6x8 |
| Bonus Room | First | 10x20 |
| Balcony/Porch/Lanai | First | 10x14 |
| Kitchen | First |
Listing Details
- Listing date
- 2026-02-15
- On market date
- 2026-02-15
- Original list price
- $279,900
- Occupant type
- Vacant
- MLS area
- 34491 - Summerfield
- Listing AOR
- Ocala - Marion
- Status changed
- 2026-02-15
- Tax legal description
- SEC 34 TWP 17 RGE 23 PLAT BOOK 002 PAGE 126 SPRUCE CREEK SOUTH VIII BLK E LOT 7
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
FROM 441 SOUTH, TURN RIGHT INTO ENTRY OF SRRUCE CREEK SOUTH AND STOP AT GATE. CLIENT MUST BE WITH OR IN CAR BEHIND AGENT TO BE ALLOWED ENTRY AT THE GATE. FROM THERE. CONTINUE THERE, CONTINUE SLIGHTLY MORE THAN ONE MILE TO LEFT ONTO 99Tth AVE, THEN TO 3rd RIGHT ONTO 178th ST., HOME IS SEVENTH ON LEFT.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 16, 2026 at 1:35 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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