


$249,900
9826 178th Lane
Summerfield, FL 34491
Listing updated: September 2, 2026 at 2:01 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Exceptional Value in Spruce Creek South! Move-in ready and partially FURNISHED, this immaculate 2-bedroom Chestnut model offers outstanding value in the GATED 55+ community of SPRUCE CREEK SOUTH. Located near The Villages, Stonecrest, shopping, dining, and entertainment. Major updates include a 2022 ROOF, 2019 HVAC, and modern APPLIANCES. The split-bedroom floor plan offers privacy, while the spacious living and dining areas open to a stylish kitchen with Corian countertops. Enjoy year-round comfort in the 10' x 20' air-conditioned glass-enclosed lanai and a large screened patio. Features include VAULTED ceilings, beautiful flooring, well-designed baths, and a roomy 2-CAR GARAGE with walkout door. Just a short walk to community amenities including pickleball, tennis, bocce, pool, fitness facilities, and recreation centers. A peaceful location, excellent updates, and a wealth of amenities make this an opportunity for year-round living, a winter retreat, or investment. Come see the value for yourself! CALL ANYTIME!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history199 days on market
- Status: ActiveFeb 15, 2026
- Listed$279,900Feb 15, 2026
- Price reduced$249,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 199
- Subdivision
- Spruce Crk South 08
- County
- Marion
- Year built
- 1993
- Living area
- 1,312 sq ft
- Price/sq ft
- $190
- Building area
- 2,342 sq ft (Public Records)
- Lot size
- 7,841 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12083C0905D)
- Garage
- 2 spaces
- Annual taxes
- $1,357 (2025)
- Parcel #
- 6008-005-007
- Zoning
- PUD
- MLS #
- G5107726
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile, Laminate
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Crown Molding, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Electric, Heat Pump
- Cooling
- Central Air, Humidity Control
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $179 / Monthly
- Monthly HOA
- $179/mo
- Total monthly fees
- $179/mo
- Total annual fees
- $2,148
- HOA name
- na
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Lighting, Rain Gutters
- Construction materials
- Vinyl Siding, Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Fiber Optics, Fire Hydrant
Community
- Pets allowed
- Cats OK, Dogs OK, Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 11x14 |
| Primary Bedroom | First | 12x14 |
| Bedroom 2 | First | 13x12 |
| Primary Bathroom | First | 6x10 |
| Bathroom 2 | First | 6x8 |
| Bonus Room | First | 10x20 |
| Balcony/Porch/Lanai | First | 10x14 |
| Kitchen | First |
Listing Details
- Listing date
- 2026-02-15
- On market date
- 2026-02-15
- Original list price
- $279,900
- Occupant type
- Vacant
- MLS area
- 34491 - Summerfield
- Listing AOR
- Ocala - Marion
- Status changed
- 2026-02-15
- Tax legal description
- SEC 34 TWP 17 RGE 23 PLAT BOOK 002 PAGE 126 SPRUCE CREEK SOUTH VIII BLK E LOT 7
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
FROM 441 SOUTH, TURN RIGHT INTO ENTRY OF SRRUCE CREEK SOUTH AND STOP AT GATE. CLIENT MUST BE WITH OR IN CAR BEHIND AGENT TO BE ALLOWED ENTRY AT THE GATE. FROM THERE. CONTINUE THERE, CONTINUE SLIGHTLY MORE THAN ONE MILE TO LEFT ONTO 99Tth AVE, THEN TO 3rd RIGHT ONTO 178th ST., HOME IS SEVENTH ON LEFT.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 2, 2026 at 2:01 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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