$325,000
21064 Higgs Drive
Port Charlotte, FL 33952
Listing updated: July 17, 2026 at 4:27 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
TURNKEY WATERFRONT HOME WITH BONUS MOTHER-IN-LAW SUITE AND QUICK HARBOR ACCESS: Perfectly situated on an oversized, nearly 14,000 square foot pie-shaped waterfront lot with approximately 148 feet of canal frontage and intersecting canal views, this move-in ready residence offers a rare blend of boating access, privacy, exceptional outdoor space, and flexible living options. Whether enjoyed as a primary residence, multi-generational living setup, seasonal retreat, or income-producing property, this waterfront home delivers a unique lifestyle. Located just 0.9 miles from Charlotte Harbor with only one high-clearance bridge, the property provides easy access to open water while maintaining a peaceful setting. The home is divided into two living spaces, creating flexibility for a variety of uses. The main residence features three bedrooms, one bathroom, a spacious living room, open kitchen, interior laundry room, and a bonus Florida room currently configured as a game room. This space includes a foosball table, two stand-up arcade systems, a dartboard, and board games, making it ideal for entertaining family and friends. The separate mother-in-law suite features its own private entrance, bedroom, full bathroom, kitchenette, dining area, living space, and laundry closet. The kitchenette includes a range, refrigerator, and microwave. Ideal for guests, extended family, or rental income, the suite has also been successfully utilized as a short-term vacation rental. Together, the property generated more than $12,000 in gross Airbnb and VRBO revenue during the 2026 season (February-April). The suite also offers the future option of reconnecting to the main residence and features a brand-new split-system air conditioner. The outdoor living space is truly exceptional, offering a tranquil backyard designed to maximize the waterfront setting. Features include a large covered 12x27 tiki-style gazebo with metal roof, outdoor grilling stations, kayak launch, two hot tubs (one serving each living area), mature trees, and a separate storage shed. Offered fully furnished and turnkey, the home is ready for immediate enjoyment. Recent updates include new washer and dryer sets with transferable warranties, flooring, interior paint, fixtures, a 2025 water heater, and a fully updated electrical system featuring a new 200-amp service panel. Minutes from Charlotte Harbor boating, fishing, and waterfront recreation, the property enjoys convenient access to nearby marinas including Charlotte Harbor Yacht Club, Fishermen's Village Marina, and Safe Harbor Burnt Store. Explore waterfront dining, shopping, and entertainment at Fishermen's Village in Punta Gorda. Beautiful Gulf beaches including Englewood Beach, Stump Pass Beach State Park, Manasota Key, and Gasparilla Island State Park are just a short drive away, offering swimming, shelling, boating, and endless Florida sunshine. The area is also known for outstanding golf, world-class fishing, restaurants, shopping, and amenities throughout Port Charlotte, Punta Gorda, and surrounding coastal communities.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history168 days on market
- Status: ActiveJan 30, 2026
- Listed$350,000Jan 30, 2026
- Price reduced$325,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 168
- Subdivision
- Port Charlotte Sec 006
- County
- Charlotte
- Year built
- 1961
- Living area
- 1,798 sq ft
- Price/sq ft
- $181
- Building area
- 2,098 sq ft (Public Records)
- Lot size
- 14,026 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE (12015C0226G)
- Annual taxes
- $5,522 (2025)
- Parcel #
- 402227106001
- Zoning
- RSF3.5
- MLS #
- N6142612
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Brick, Carpet, Laminate, Tile, Vinyl
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
- Interior features
- Cathedral Ceiling(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor
- Laundry
- Inside, Laundry Closet
- Stories / Levels
- One
- Direction faces
- Northeast
- In-law suite
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Parking features
- Driveway, Open
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Courtyard, Lighting, Outdoor Grill, Storage
- Construction materials
- Block, Stucco
- Roof
- Built-Up
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Living Room | First | |
| Dining Room | First | |
| Primary Bedroom | First | |
| Bedroom 2 | First |
Listing Details
- Listing date
- 2026-01-30
- On market date
- 2026-01-30
- Original list price
- $350,000
- Occupant type
- Vacant
- MLS area
- 33952 - Port Charlotte
- Listing AOR
- Port Charlotte
- Status changed
- 2026-01-30
- Tax legal description
- PCH 006 0016 0197 PORT CHARLOTTE SEC 6 BLK 16 LT 197 119/47 DC439/763 05/511 PR73-309 642/2191 756/1061 961/703 1273/1090 1273/1092 3134/808 3465358
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
South on US 41. Right on Harbor Blvd. Right on Higgs. The Property is on the Right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
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Based on information submitted to the MLS GRID as of July 17, 2026 at 4:27 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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