44 Captains Walk, FL

$399,900

44 Captains Walk

Palm Coast, FL 32137

Active
3
Beds
3
Baths
1,875
Sq Ft
1989
Built
WaterfrontWater access$213/sqft360° tour
🏠Townhouse

Property type

🏗️1989

Year built

📊$213

Price / sq ft

🏘️$1,095/mo

HOA dues

📅142

Days on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

Welcome to waterfront living at its finest (boat dock available) in this beautifully maintained 3 Bed 2.5 Bath corner-unit townhouse located in the desirable Marina Cove community of Palm Coast. This spacious residence offers a rare main-floor primary suite, serene canal & marina views, and exceptional privacy. The updated kitchen features granite countertops, stainless steel appliances, pantry and bar. Cozy breakfast nook or formal dining room—perfect for everyday living or entertaining. The dramatic two-story living room is filled with natural light and opens to an enclosed porch overlooking the marina, creating a tranquil indoor-outdoor retreat with beautiful water views. The main-level primary suite boasts a walk-in closet, En-suite updated bathroom with large walk-in shower. Upstairs, you’ll find two additional bedrooms, including one with vaulted ceilings and expansive windows, plus a full hallway bath. An open loft overlooks the living room and is ideal as a home office, gym, or flex space; it includes a closet and can easily be enclosed to create a fourth bedroom. Additional highlights include a two-car garage, corner-unit positioning for added privacy, and Boat Dock #27 available for separate purchase, accommodating a vessel up to 17' x 38'—a fantastic opportunity for boating enthusiasts, no fixed bridges and only around the corner from intracoastal waterway. Residents enjoy an amenity-rich community with a pool, tennis courts, and scenic walking trails around the marina and the Intracoastal Waterway. Ideally located within walking or biking distance to European Village, miles of Palm Coast’s renowned walking and biking trails, excellent dining, and just minutes to the beach. This is a rare opportunity to own a versatile, waterfront townhouse with optional deep-water dockage—perfect for a full-time residence or coastal retreat. Property is virtually staged.

Estimated monthly payment

Principal & interest$2,022
Property taxes$526
Home insurance (est.)$183
HOA dues$1,095

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history142 days on market

  1. Status: Active
    Dec 23, 2025
  2. Listed$439,000
    Dec 22, 2025
  3. Price reduced$399,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
142
Subdivision
Marina Cove
County
Flagler
Year built
1989
Living area
1,875 sq ft
Price/sq ft
$213
Lot category
Non-Applicable
Flood zone
X (12035C0129E)
Garage
2 spaces
Annual taxes
$6,314 (2025)
Parcel #
05-11-31-4075-00050-0440
Zoning
MPD
MLS #
FC314851

Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
Northeast

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$1,095 / Monthly
Monthly HOA
$1,095/mo
Total monthly fees
$1,095/mo
Total annual fees
$13,140
HOA name
May Management/Maria Martinez
CDD
No
Min lease term
6 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Approval required, contact May Management
Approval process
Minimum 6 months lease, 1 time a year

Exterior & Construction

Exterior features
Sliding Doors
Construction materials
Block, Stucco
Roof
Tile
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryOld Kings ElementaryGreatSchools ↗
MiddleIndian Trails Middle-FCGreatSchools ↗
High SchoolMatanzas HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst
Primary BedroomFirst12x16
Living RoomFirst17x11
Bedroom 2Second13x12
Bedroom 3Second14x12
Dining RoomFirst13x9
KitchenFirst17x13
Balcony/Porch/LanaiFirst10x7
LoftSecond13x11

Listing Details

Listing date
2025-12-22
On market date
2025-12-22
Original list price
$439,000
Occupant type
Vacant
MLS area
32137 - Palm Coast
Listing AOR
Osceola
Status changed
2025-12-23
Tax legal description
MARINA COVE CONDO PHASE 5 UNIT 44 OR 503 PG 54 OR 514 PG 968 OR 574 PG 66 OR 929 PG 622- OR 2272/496

Flood risk

Minimal riskFEMA Zone XPanel 12035C0129E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Marina Cove is on Palm Harbor Parkway. Entry is opposite Bella Harbor. Gate Code required

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 13, 2026 at 1:37 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA