$675,000

1860 Mustang Court

St Cloud, FL 34771

Active
4
Beds
2
Baths
1,899
Sq Ft
2.27
Acres
1996
Built
4-car garage2.27 acres$355/sqft
🏠Single Family Residence

Property type

🏗️1996

Year built

📐98,838 sqft

Lot size

📊$355

Price / sq ft

🏘️No HOA

HOA dues

📅168

Days on market

🚗4

Garage spaces

🌊X, AE

Flood zone

About this home

One or more photo(s) has been virtually staged. BAY LAKE RANCH HOME ON 2.27 ACRE LOT at the END OF CUL-DE-SAC. Nestled under a canopy of lush landscaping and mature oak trees, this custom 4-bedroom, 2-bath home sits on a 2.27-acre lot with NO HOA in the highly sought-after Bay Lake Ranch community. Located in a cul-de-sac and bordered by the 1,100-acre Lake Lizzie Conservation Area, the property offers exceptional privacy and natural beauty. This well-maintained home features an open floor plan, split bedrooms, and a 32x10 covered, screened lanai ideal for entertaining. Skylights fill the home with natural light. Major system upgrades include a metal roof (2012), A/C (2017), Rheem Performance Tankless Water Heater (2023), Rheem WiFi-Enabled Smart Water Softener (2023), Briggs & Stratton 20KW Whole-Home Generator (2022) with a 500-gallon propane tank, and LG range, refrigerator, washer, and dryer (2021). Additional highlights include Lexan hurricane shutters and irrigation to maintain the lush landscaping. Step inside to a spacious living room with a bay window, flowing into the dining room with views of the backyard. The kitchen offers a vaulted ceiling, breakfast bar with stools, large sliding pass-through window to the lanai, granite countertops, wood cabinets with wine glass holders, magnetic utensil rack, and an LG refrigerator with French doors, double drawers, and Kraft ice maker. A closet pantry provides ample storage. The family room features tile floors and large sliders that open to the backyard. The split floor plan places the primary suite on one side of the home. The primary bedroom includes double sliders that fully open for abundant natural light and excellent cross ventilation. The ensuite bathroom offers a garden tub, separate shower, double vanity, and a spacious walk-in closet. The opposite side of the home features three additional bedrooms and a hall bath. Bedroom 2 includes both a walk-in and standard closet. Bedroom 3 overlooks the backyard. Bedroom 4 includes a Murphy bed, which is included with the purchase. This property also offers exceptional storage and workspace with multiple outbuildings, including a 24x24 free-standing garage with workbenches and attic fan, a 20x18 enclosed steel barn with covered porch, a 450 sq ft double carport, and an additional steel pole barn. All outbuildings are equipped with water and power, and the property is secured by a 16' solar-powered farm gate. The home is equipped with in-wall pest control tubes (Pest Tubes), an interior treatment system installed during construction that can be serviced by most local pest control companies. With plenty of room to expand, garden, or even keep a horse or two, this property offers acreage, privacy, and versatility in one of St. Cloud’s most desirable communities. Residents of Bay Lake Ranch enjoy annual community activities including a Halloween Hayride, Holiday Tour of Lights, and Community Yard Sales. Call today to schedule your private showing! Check out the Video and Matterport!

Estimated monthly payment

Principal & interest$3,413
Property taxes$274
Home insurance (est.)$309

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history168 days on market

  1. Status: Active
    Nov 26, 2025
  2. Listed$699,900
    Nov 26, 2025
  3. Price reduced$675,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
168
Subdivision
Bay Lake Ranch Unit 3
County
Osceola
Year built
1996
Living area
1,899 sq ft
Price/sq ft
$355
Building area
3,323 sq ft (Public Records)
Lot size
98,838 sq ft
Lot category
2 to less than 5
Flood zone
X, AE (12097C0285G)
Garage
4 spaces
Annual taxes
$3,292 (2024)
Parcel #
18-26-32-2599-0001-2980
Zoning
OA1A
MLS #
S5139144

Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
Interior features
Ceiling Fans(s), High Ceilings, In Wall Pest System, Kitchen/Family Room Combo, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry
In Garage, Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
4
Attached garage
Yes
Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
7 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Contact Osceola County for lease restrictions

Exterior & Construction

Exterior features
Garden, Rain Gutters, Sliding Doors
Construction materials
Block, Stucco
Roof
Metal
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Cable Connected

Schools

ElementaryHarmony Community School (K-5)GreatSchools ↗
MiddleAHarmony MiddleGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst14.8x14.4
Dining RoomFirst12x9.8
Family RoomFirst15.1x12
KitchenFirst14x10.11
Primary BedroomFirst11.1x16.06
Primary BathroomFirst9.8x10.9
Bedroom 2First11x11.3
Bedroom 3First14.5x9.11
Bedroom 4First10.1x10
LaundryFirst
Balcony/Porch/LanaiFirst31.5x9.11
WorkshopFirst24x24

Listing Details

Listing date
2025-11-26
On market date
2025-11-26
Original list price
$699,900
Occupant type
Vacant
MLS area
34771 - St Cloud (Magnolia Square)
Listing AOR
Osceola
Status changed
2025-11-26
Tax legal description
BAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 298 & 299 7/26/1932

Flood risk

Zone X, AEFEMA Zone X, AEPanel 12097C0285G

See FEMA for this zone’s designation and insurance requirements.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take US 192 to Old Melbourne Highway, Left on Bronco Dr., Left on Mustang Ct. Home is at the end on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 13, 2026 at 3:31 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA