$385,000
4026 Sagefield Drive
St Cloud, FL 34773
Listing updated: August 7, 2026 at 7:57 PM ET
Listing courtesy of Adams Homes Realty, Inc · Eulalio Martinez Rodriguez, Sr · MLS #O6351854 · Active · 850-469-0977Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Priced to sell quickly !!! HUGE $51,900 IN PRICE REDUCTION + 4.99% Fixed Rate + UP to $10,000 FLEX CASH + Closing Costs Paid that will bring an easily estimated monthly payment of $2,500's with everything included also including estimated real property taxes, NOT just Land Taxes Only. This means an easily $381 monthly savings over current market rate with our preferred lender!!! Not only stop here, but we are also a NO CDD community. This is Limited time opportunity to reserve this huge home with only $1,000 that bring great value at lower price. Welcome to the stunning 2-story 2202 floorplan by Adams Homes — featuring 4 spacious bedrooms, 2.5 baths, an open-concept layout, and a modern kitchen with a large island and ample storage. Upstairs you’ll find a private owner’s suite with en-suite bath and big walk-in closet, plus 3 versatile guest bedrooms. Enjoy outdoor living with our beautiful, covered lanai. Located in Harmony Central, the final phase of a beautiful master-planned community near golf courses, top-rated schools, a community pool & cabana, and scenic green spaces. Just minutes from Lake Nona, the FL Turnpike, and charming downtown St. Cloud.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history219 days on market
- Status: ActiveJul 31, 2026
- Listed$428,900Oct 12, 2025
- Price reduced$385,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 219
- Subdivision
- Harmony Central
- County
- Osceola
- Year built
- 2025
- Living area
- 2,202 sq ft
- Price/sq ft
- $175
- Building area
- 2,402 sq ft (Builder)
- Lot size
- 4,792 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0295G)
- Garage
- 2 spaces
- Annual taxes
- $759 (2024)
- Parcel #
- 32-26-32-3596-000B-0250
- Zoning
- RESI
- MLS #
- O6351854
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile, Tile
- Appliances
- Dishwasher, Microwave, Range
- Interior features
- Ceiling Fans(s), High Ceilings, In Wall Pest System, Kitchen/Family Room Combo, L Dining, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Thermostat, Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Two
- Direction faces
- Southwest
- New construction
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $825 / Annually
- Monthly HOA
- $69/mo
- Total monthly fees
- $69/mo
- Total annual fees
- $825
- HOA name
- BETH CONNOR
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Private Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Balcony/Porch/Lanai | First | 15x7 |
| Bathroom 1 | First | |
| Bathroom 2 | Second | |
| Bedroom 2 | Second | 10x12 |
| Bedroom 3 | Second | 10x11 |
| Bathroom 4 | Second | 13x10 |
| Dining Room | First | 13x13 |
| Great Room | First | 18x20 |
| Primary Bedroom | Second | 14x14 |
| Kitchen | First |
Listing Details
- Listing date
- 2025-10-12
- On market date
- 2025-10-12
- Original list price
- $428,900
- Occupant type
- Vacant
- MLS area
- 34773 - St Cloud (Harmony)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-07-31
- Tax legal description
- HARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK B LOT 25
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Narcoossee Rd take 192 East for 8 miles towards Melbourne, continue past Harmony High-school and Harmony Main, Harmony Central will be located on your left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 7, 2026 at 7:57 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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