$1,299,000

1024 San Mateo Drive

Punta Gorda, FL 33950

Active
3
Beds
3
Baths
3,013
Sq Ft
0.28
Acres
1990
Built
WaterfrontWater accessPrivate poolFireplace$431/sqft360° tour

About this home

Coastal Luxury Meets Everyday Comfort! This stunning 3,013 sq. ft. waterfront retreat is more than just a home—it’s your own private oasis! Perfectly positioned just minutes to open water, it offers the best of Florida living with a 35-foot heated pool, spa, outdoor summer kitchen, and an 80-foot dock with boat lift. Step inside to discover a thoughtfully updated and redesigned interior. This kitchen is a chef’s dream, featuring rich wood cabinetry with abundant storage, granite counters, center island, sleek new appliances, and a double-door pantry. A casual breakfast nook with pool views and a generous breakfast bar seamlessly flow into the expansive family room—complete with gleaming hardwood floors and walls of windows that fill the space with natural light. Enjoy both formal and casual living options. A gracious living room opens to the lanai, while the formal dining room sets the stage for memorable dinners. Need extra space? The versatile office/man cave provides just the right spot to work—or unwind. The primary suite is a retreat of its own with hardwood floors, direct lanai access, two walk-in closets, and a spa-like bath featuring a dual vanity and Roman-style glass block walk-in shower. Two spacious guest bedrooms, each with walk-in closets, and a completely updated guest bath (with pool access!) ensure everyone feels right at home. Practicality meets style with a huge laundry room (Washer and Dryer 2 years old), half bath, and an oversized 27x20 garage offering exceptional storage. Step outside and you’ll see why this home was designed for entertaining. The expansive lanai has plenty of lounging space, a fully equipped summer kitchen, and of course—the sparkling heated pool (Heater replaced 4 years ago) and relaxing spa. With a 100-foot seawall and quick access to Charlotte Harbor, it’s a boater’s dream come true. This home truly checks every box—space, style, updates, and location. Don’t just dream about waterfront living—make it yours!

Estimated monthly payment

$8,311/mo

Principal & interest$6,568
Property taxes$1,147
Home insurance (est.)$595

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history223 days on market

  1. Status: Active
    Oct 11, 2025
  2. Listed$1,299,000
    Oct 11, 2025
  3. Price increased$1,299,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
223
Subdivision
Punta Gorda Isles Sec 12
County
Charlotte
Year built
1990
Living area
3,013 sq ft
Price/sq ft
$431
Building area
4,174 sq ft (Public Records)
Lot size
11,999 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12015C0237G)
Garage
2 spaces
Pool
Private pool
Annual taxes
$13,768 (2024)
Parcel #
412214303004
Zoning
GS-3.5
MLS #
A4667481

Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile, Wood
Appliances
Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator, Washer
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
South
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Garage Door Opener, Guest, Oversized

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Outdoor Grill, Outdoor Kitchen, Rain Gutters, Sliding Doors, Sprinkler Metered, Storage
Construction materials
Block, Stucco
Roof
Metal
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sprinkler Meter

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementarySallie Jones ElementaryGreatSchools ↗
MiddlePunta Gorda MiddleGreatSchools ↗
High SchoolCharlotte HighGreatSchools ↗

School data from listing agent. Verify enrollment with the district.

Room Details

RoomLevelDimensions
FoyerFirst11x9
Living RoomFirst16x15
Dining RoomFirst12x12
KitchenFirst14x12
DinetteFirst11x8
Family RoomFirst20x18
OfficeFirst13x12
Primary BedroomFirst18x15
Bedroom 2First14x11
Bedroom 3First15x12
Balcony/Porch/LanaiFirst45x12
LaundryFirst17x9
Bathroom 1First
Bathroom 2First

Listing Details

Listing date
2025-10-06
On market date
2025-10-11
Original list price
$1,299,000
Occupant type
Owner
MLS area
33950 - Punta Gorda
Listing AOR
Port Charlotte
Status changed
2025-10-11
Tax legal description
PGI 012 0123 0013 PUNTA GORDA ISLES SEC12 BLK123 LT13 587/1398 PROB 1024-582/605(MMB) PRO89-108 1024-1046 1043-1033 1332/2060 1592/1111 1848/1618 3821/52 4118/1263

Location

Flood zone
AE(12015C0237G)

Directions

1. Exit I-75 at Exit 170 toward US-17 / Punta Gorda / Port Charlotte. 2. Head east / south on US-17 (Tamiami Trail) toward Punta Gorda. 3. Continue on US-17 until you reach Aqui Esta Drive. 4. Turn right onto Aqui Esta Drive. 5. Take the next left onto Socorro Drive. 6. Turn right onto Via Veneto Drive. 7. Turn right onto San Mateo Drive. 8. Continue down San Mateo Drive; 1024 San Mateo Dr will be on your left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 22, 2026 at 2:36 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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