$650,000

184 Banyan Bay Drive

St Petersburg, FL 33705

Active
3
Beds
3
Baths
2,194
Sq Ft
0.03
Acres
2004
Built
Water access$296/sqft360° tour
🏠Townhouse

Property type

🏗️2004

Year built

📐1,485 sqft

Lot size

📊$296

Price / sq ft

🏘️$1,056/mo

HOA dues

📅194

Days on market

🚗2

Garage spaces

🌊AE

Flood zone

About this home

Beautiful luxury townhome (almost 2200 sqft) in the exclusive, gated, waterfront community of Banyan Bay, a Planned Unit Development, not a Condo. NO FLOODING FROM THE HURRICANES IN ANY OF THE HOMES EVER. THE HOA PROVIDES FLOOD COVERAGE ANYWAY. This 3-bedroom, 3-bath home with an oversized 2-car garage is an end unit backed up to the nature preserve. This amazing home features wood cabinets and stainless appliances, including a duel over range, a split floor plan with 2 bonus rooms, one at the top of the stairs and the other in the primary bedroom suite. 8 ft doors, crown molding, upsale blinds, ceiling fans, 9ft ceilings downstairs, tray and vaulted ceilings upstairs are just a few of the luxury features you will find and appreciate throughout this home. A covered patio and two balconies make it easy to enjoy the Florida outdoors. Windows and doors on three sides of the unit allow for ample natural light and are hurricane-rated, providing quiet security. A pet-friendly community with lots of green space, a heated pool, a fishing pier, and kayak racks. A day-use boat slip is available on sailboat water. Deeded slips may be leased from owners. HOA fees include insurance, reserves, water, trash, cable, internet, landscaping, pool, dock, gate, road, and more. Almost everything but electricity is included. Bike distance to trendy downtown St Pete and the beaches. 25-minute drive to the Tampa or St Pete airports. Minutes by boat take you out of Tampa Bay into the Gulf, over to Tampa, or up the bay to the incredible new St Pete Pier and downtown. Florida living at its best. Priced to sell. Call the listing agent today for a private showing. Equal Opportunity Housing

Estimated monthly payment

Principal & interest$3,287
Property taxes$231
Home insurance (est.)$298
HOA dues$1,056

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history194 days on market

  1. Status: Active
    Dec 5, 2025
  2. Listed$650,000
    May 20, 2025
  3. Price increased$650,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
194
Subdivision
Banyan Bay At Rutland
County
Pinellas
Year built
2004
Living area
2,194 sq ft
Price/sq ft
$296
Lot size
1,485 sq ft
Lot category
0 to less than 1/4
Flood zone
AE
Garage
2 spaces
Annual taxes
$2,766 (2024)
Parcel #
06-32-17-02565-000-0350
MLS #
TB8384825

Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator
Interior features
Attic Ventilator, Built-in Features, Ceiling Fans(s), Crown Molding, High Ceilings, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
West

Heating & Cooling

Heating
Central, Electric, Heat Pump, Zoned
Cooling
Central Air, Zoned

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Ground Level, Guest, Oversized

HOA & Financial

HOA fee
$1,056 / Monthly
Monthly HOA
$1,056/mo
Total monthly fees
$1,056/mo
Total annual fees
$12,672
HOA name
Scott Fisher
CDD
No
Homestead exemption
Yes
Min lease term
1 Month
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See City ordinance
Approval process
HOA application

Exterior & Construction

Exterior features
Balcony, French Doors, Lighting, Rain Gutters, Sidewalk, Sliding Doors
Construction materials
Block, Metal Frame, Stucco, Frame
Roof
Concrete, Tile
Foundation
Slab
Water access
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Fire Hydrant, Phone Available, Public, Sprinkler Recycled, Underground Utilities

Community

Pets allowed
Cats OK, Dogs OK, Number Limit, Yes

Room Details

RoomLevelDimensions
Living RoomFirst20x16
Primary BedroomSecond20x18
Primary BathroomSecond12x14
KitchenFirst12x8

Listing Details

Listing date
2025-05-20
On market date
2025-05-20
Original list price
$650,000
Occupant type
Vacant
MLS area
33705 - St Pete
Listing AOR
Orlando Regional
Status changed
2025-12-05
Tax legal description
BANYAN BAY AT RUTLAND LOT 35

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

184 Banyan Bay Dr., St Petersburg, FL 33705 Avoid downtown St Pete traffic lights by exiting I-275 at 54th Ave SOUTH

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of December 5, 2025 at 3:16 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA