$650,000
184 Banyan Bay Drive
St Petersburg, FL 33705
Listing updated: December 5, 2025 at 3:16 PM ET
Listing courtesy of Florida Realty Investments · Bill Newsome, Sr · MLS #TB8384825 · Active · 407-207-2220Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Beautiful luxury townhome (almost 2200 sqft) in the exclusive, gated, waterfront community of Banyan Bay, a Planned Unit Development, not a Condo. NO FLOODING FROM THE HURRICANES IN ANY OF THE HOMES EVER. THE HOA PROVIDES FLOOD COVERAGE ANYWAY. This 3-bedroom, 3-bath home with an oversized 2-car garage is an end unit backed up to the nature preserve. This amazing home features wood cabinets and stainless appliances, including a duel over range, a split floor plan with 2 bonus rooms, one at the top of the stairs and the other in the primary bedroom suite. 8 ft doors, crown molding, upsale blinds, ceiling fans, 9ft ceilings downstairs, tray and vaulted ceilings upstairs are just a few of the luxury features you will find and appreciate throughout this home. A covered patio and two balconies make it easy to enjoy the Florida outdoors. Windows and doors on three sides of the unit allow for ample natural light and are hurricane-rated, providing quiet security. A pet-friendly community with lots of green space, a heated pool, a fishing pier, and kayak racks. A day-use boat slip is available on sailboat water. Deeded slips may be leased from owners. HOA fees include insurance, reserves, water, trash, cable, internet, landscaping, pool, dock, gate, road, and more. Almost everything but electricity is included. Bike distance to trendy downtown St Pete and the beaches. 25-minute drive to the Tampa or St Pete airports. Minutes by boat take you out of Tampa Bay into the Gulf, over to Tampa, or up the bay to the incredible new St Pete Pier and downtown. Florida living at its best. Priced to sell. Call the listing agent today for a private showing. Equal Opportunity Housing
Local Insight
At $296/sqft, you're paying a premium for the water access and bay location, but that $1,056 monthly HOA is substantial—make sure flood insurance costs (critical in AE zone) and potential future assessments don't erode the value equation. The 2004 build age on a small 0.03-acre lot means you're really buying the waterfront amenity and lifestyle, not a house with significant land or modern construction appeal, so this works best for someone prioritizing location over property.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history194 days on market
- Status: ActiveDec 5, 2025
- Listed$650,000May 20, 2025
- Price increased$650,000
Facts & features
- Property type
- Residential
- Sub type
- Townhouse
- Status
- Active
- Days on market
- 194
- Subdivision
- Banyan Bay At Rutland
- County
- Pinellas
- Year built
- 2004
- Living area
- 2,194 sq ft
- Price/sq ft
- $296
- Lot size
- 1,485 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE
- Garage
- 2 spaces
- Annual taxes
- $2,766 (2024)
- Parcel #
- 06-32-17-02565-000-0350
- MLS #
- TB8384825
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Disposal, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator
- Interior features
- Attic Ventilator, Built-in Features, Ceiling Fans(s), Crown Molding, High Ceilings, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Two
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Electric, Heat Pump, Zoned
- Cooling
- Central Air, Zoned
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Ground Level, Guest, Oversized
HOA & Financial
- HOA fee
- $1,056 / Monthly
- Monthly HOA
- $1,056/mo
- Total monthly fees
- $1,056/mo
- Total annual fees
- $12,672
- HOA name
- Scott Fisher
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1 Month
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See City ordinance
- Approval process
- HOA application
Exterior & Construction
- Exterior features
- Balcony, French Doors, Lighting, Rain Gutters, Sidewalk, Sliding Doors
- Construction materials
- Block, Metal Frame, Stucco, Frame
- Roof
- Concrete, Tile
- Foundation
- Slab
- Water access
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Fire Hydrant, Phone Available, Public, Sprinkler Recycled, Underground Utilities
Community
- Pets allowed
- Cats OK, Dogs OK, Number Limit, Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 20x16 |
| Primary Bedroom | Second | 20x18 |
| Primary Bathroom | Second | 12x14 |
| Kitchen | First | 12x8 |
Listing Details
- Listing date
- 2025-05-20
- On market date
- 2025-05-20
- Original list price
- $650,000
- Occupant type
- Vacant
- MLS area
- 33705 - St Pete
- Listing AOR
- Orlando Regional
- Status changed
- 2025-12-05
- Tax legal description
- BANYAN BAY AT RUTLAND LOT 35
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
184 Banyan Bay Dr., St Petersburg, FL 33705 Avoid downtown St Pete traffic lights by exiting I-275 at 54th Ave SOUTH
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of December 5, 2025 at 3:16 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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