190 Banyan Bay Drive, FL190 Banyan Bay Drive, FL190 Banyan Bay Drive, FL
Stellar MLS
1 / 50

$695,000

190 Banyan Bay Drive

St Petersburg, FL 33705

Listing updated: July 1, 2026 at 1:02 AM ET

Active
Stellar MLSListing courtesy of Coldwell Banker Realty · Brad Bess · MLS #TB8524673 · Active · 727-822-9111
3
Beds
3
Baths
2,194
Sq Ft
0.03
Acres
2004
Built
Water access$317/sqft360° tour
Townhouse

Property type

2004

Year built

1,485 sqft

Lot size

$317

Price / sq ft

$1,058/mo

HOA dues

0

Days on market

2

Garage spaces

AE

Flood zone

About this home

Stop searching. This is the one buyers wait years for in Banyan Bay Welcome to Banyan Bay, one of St. Petersburg's premier gated waterfront communities. Opportunities like this are incredibly rare. This exceptional end-unit townhome offers a combination of privacy, upgrades, and outdoor living that simply doesn't exist anywhere else in the community. The backyard is what separates this home from everything else. Backing directly to the peaceful Little Banyan Bay Preserve, you'll enjoy a level of privacy and space that's almost impossible to find. Whether you're hosting unforgettable gatherings, celebrating life's biggest moments, or simply unwinding after a long day, this backyard delivers an experience—not just a place to live. Step inside and you'll immediately appreciate the thoughtful design and quality throughout. Soaring ceilings, plantation shutters, and abundant natural light create a warm, inviting atmosphere. At the heart of the living space is a stunning custom-built entertainment wall featuring a sleek electric fireplace, handcrafted mantle, and shiplap accent wall—the perfect centerpiece that adds warmth, character, and a true custom-home feel. The beautifully updated kitchen features quartz countertops, a walk-in pantry, and an open layout designed for everyday living and effortless entertaining. With three spacious bedrooms, two-and-a-half bathrooms, and a generous upstairs bonus living area, there's room for everyone to relax and enjoy. The primary suite is its own private retreat, complete with a balcony overlooking the preserve—the perfect place to enjoy your morning coffee or end the day with a glass of wine surrounded by peaceful nature. Additional upgrades include a brand-new air conditioning system, GE whole-house water filtration system, impact windows and doors, and an oversized two-car garage with exceptional storage. Living in Banyan Bay means enjoying a truly low-maintenance, resort-style lifestyle. The HOA covers exterior maintenance, including the roof and building insurance, along with water, sewer, trash, cable, and internet. Residents also enjoy a heated pool, fishing pier, kayak storage, and beautifully maintained grounds. If you've been waiting for the best opportunity in Banyan Bay, your search ends here.** Between the unmatched backyard, premium upgrades, custom finishes, end-unit privacy, and incredible community amenities, there simply isn't another home that offers this complete package. Don't wait for another one to come along—because it won't.**

Estimated monthly payment

Principal & interest$3,514
Property taxes$700
Home insurance (est.)$319
HOA dues$1,058

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jun 30, 2026
  2. Listed$695,000
    Jun 30, 2026
  3. Price increased$695,000

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
0
Subdivision
Banyan Bay At Rutland
County
Pinellas
Year built
2004
Living area
2,194 sq ft
Price/sq ft
$317
Lot size
1,485 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12103C0282H)
Garage
2 spaces
Annual taxes
$8,394 (2025)
Parcel #
06-32-17-02565-000-0370
MLS #
TB8524673

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Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Bamboo, Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Crown Molding, High Ceilings, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
Northwest

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Guest, Oversized

HOA & Financial

HOA fee
$1,058 / Monthly
Monthly HOA
$1,058/mo
Total monthly fees
$1,058/mo
Total annual fees
$12,696
HOA name
Resource Property Management
CDD
No
Homestead exemption
Yes
Min lease term
1 Month
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Approval required. See Rules to confirm.
Approval process
Approval required

Exterior & Construction

Exterior features
Balcony, French Doors, Rain Gutters, Sliding Doors
Construction materials
Block, Stucco
Roof
Tile
Foundation
Slab
Water access
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryLakewood Elementary-PNGreatSchools ↗
MiddleBay Point Middle-PNGreatSchools ↗
High SchoolLakewood High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Bedroom 2Second14x13
Bedroom 3Second13x12
LoftSecond16x14
KitchenFirst12x18
Living RoomFirst24x14
Primary BedroomSecond20x20

Listing Details

Listing date
2026-06-30
On market date
2026-06-30
Original list price
$695,000
Occupant type
Owner
MLS area
33705 - St Pete
Listing AOR
Suncoast Tampa
Status changed
2026-06-30
Tax legal description
BANYAN BAY AT RUTLAND LOT 37

Flood risk

High riskFEMA Zone AEPanel 12103C0282H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Banyan Bay is a gated community on 4th St South. - take 54th Ave S exit from interstate or 4th St S from the downtown.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 1, 2026 at 1:02 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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