$695,000
190 Banyan Bay Drive
St Petersburg, FL 33705
Listing updated: July 1, 2026 at 1:02 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Stop searching. This is the one buyers wait years for in Banyan Bay Welcome to Banyan Bay, one of St. Petersburg's premier gated waterfront communities. Opportunities like this are incredibly rare. This exceptional end-unit townhome offers a combination of privacy, upgrades, and outdoor living that simply doesn't exist anywhere else in the community. The backyard is what separates this home from everything else. Backing directly to the peaceful Little Banyan Bay Preserve, you'll enjoy a level of privacy and space that's almost impossible to find. Whether you're hosting unforgettable gatherings, celebrating life's biggest moments, or simply unwinding after a long day, this backyard delivers an experience—not just a place to live. Step inside and you'll immediately appreciate the thoughtful design and quality throughout. Soaring ceilings, plantation shutters, and abundant natural light create a warm, inviting atmosphere. At the heart of the living space is a stunning custom-built entertainment wall featuring a sleek electric fireplace, handcrafted mantle, and shiplap accent wall—the perfect centerpiece that adds warmth, character, and a true custom-home feel. The beautifully updated kitchen features quartz countertops, a walk-in pantry, and an open layout designed for everyday living and effortless entertaining. With three spacious bedrooms, two-and-a-half bathrooms, and a generous upstairs bonus living area, there's room for everyone to relax and enjoy. The primary suite is its own private retreat, complete with a balcony overlooking the preserve—the perfect place to enjoy your morning coffee or end the day with a glass of wine surrounded by peaceful nature. Additional upgrades include a brand-new air conditioning system, GE whole-house water filtration system, impact windows and doors, and an oversized two-car garage with exceptional storage. Living in Banyan Bay means enjoying a truly low-maintenance, resort-style lifestyle. The HOA covers exterior maintenance, including the roof and building insurance, along with water, sewer, trash, cable, and internet. Residents also enjoy a heated pool, fishing pier, kayak storage, and beautifully maintained grounds. If you've been waiting for the best opportunity in Banyan Bay, your search ends here.** Between the unmatched backyard, premium upgrades, custom finishes, end-unit privacy, and incredible community amenities, there simply isn't another home that offers this complete package. Don't wait for another one to come along—because it won't.**
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveJun 30, 2026
- Listed$695,000Jun 30, 2026
- Price increased$695,000
Facts & features
- Property type
- Residential
- Sub type
- Townhouse
- Status
- Active
- Days on market
- 0
- Subdivision
- Banyan Bay At Rutland
- County
- Pinellas
- Year built
- 2004
- Living area
- 2,194 sq ft
- Price/sq ft
- $317
- Lot size
- 1,485 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12103C0282H)
- Garage
- 2 spaces
- Annual taxes
- $8,394 (2025)
- Parcel #
- 06-32-17-02565-000-0370
- MLS #
- TB8524673
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Bamboo, Carpet, Ceramic Tile
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), Crown Molding, High Ceilings, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Two
- Direction faces
- Northwest
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Guest, Oversized
HOA & Financial
- HOA fee
- $1,058 / Monthly
- Monthly HOA
- $1,058/mo
- Total monthly fees
- $1,058/mo
- Total annual fees
- $12,696
- HOA name
- Resource Property Management
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1 Month
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Approval required. See Rules to confirm.
- Approval process
- Approval required
Exterior & Construction
- Exterior features
- Balcony, French Doors, Rain Gutters, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Tile
- Foundation
- Slab
- Water access
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Bedroom 2 | Second | 14x13 |
| Bedroom 3 | Second | 13x12 |
| Loft | Second | 16x14 |
| Kitchen | First | 12x18 |
| Living Room | First | 24x14 |
| Primary Bedroom | Second | 20x20 |
Listing Details
- Listing date
- 2026-06-30
- On market date
- 2026-06-30
- Original list price
- $695,000
- Occupant type
- Owner
- MLS area
- 33705 - St Pete
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-30
- Tax legal description
- BANYAN BAY AT RUTLAND LOT 37
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Banyan Bay is a gated community on 4th St South. - take 54th Ave S exit from interstate or 4th St S from the downtown.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 1, 2026 at 1:02 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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