22649, 22645 And Tbd 105th Avenue Road, FL
Stellar MLS

$718,000

22649, 22645 And Tbd 105th Avenue Road

Fort Mc Coy, FL 32134

Listing updated: April 13, 2026 at 8:39 AM ET

Active
3
Beds
3
Baths
2,010
Sq Ft
1.91
Acres
1952
Built
WaterfrontWater access1.91 acres$357/sqft
Single Family Residence

Property type

1952

Year built

103,200 sqft

Lot size

$357

Price / sq ft

No HOA

HOA dues

1102

Days on market

X, A

Flood zone

About this home

Breezy waterfront living never provided so much potential! Overlooking the sparkling spring-fed Miles Kale Lake in the quiet area of Fort McCoy, this property offers a total of three parcels that each feature roughly 100 ft. of shoreline and a combined 1.91 acres. All of the acreage is fenced, and 2 residences rest on two of the parcels, with the third lot being left in a more natural state as a lovely heavily wooded area. Move-in ready, both homes have been lovingly maintained and are move-in ready with full furnishing. Used currently as VRBO, there is ample potential to continue this usage without much fuss or to instead use this as a personal vacation compound or as year-round residence with a designated guest, in-law, or rental home. On the northern lot is the home named The Big Green House– offering a total of 2-bedrooms and 2-baths, the home was meticulously rebuilt and expanded with all new plumbing, electrical wiring, trusses, a standing seam metal roof, and is highly energy efficient. The interiors feature ample natural light, tall vaulted ceilings, beautiful tongue-and-groove wood work throughout, and lots of space to enjoy. The home features a large great room, as well as a large open kitchen that includes stainless steel appliances, abundant counter and cabinet space, center island with breakfast bar, and adjacent dining nook. Both bathrooms are immaculate, with recent updates and a clean aesthetic. A large screen-enclosed porch rests to the back of the home, providing a wonderful space to enjoy stunning views of the lake and a cozy area to catch some shade. The secondary residence, called The Brown Cottage, rests on the center-most lot. Offering 1-bedroom and 1-bath, this charming cottage features a large family room, a delightful kitchen with adjacent dining area, and a great screen-enclosed porch that overlooks the lake. This home shares the rustic aesthetic of the green home, with lots of tasteful wood-work done throughout the home. A laundry shed is also attached to the home for added ease. Both residences share a well and pump, however, an additional well and pump could be added by the future buyer if desired. A private boat ramp with a recently updated dock allows for easy enjoyment of the lake, opening up a variety of uses for those who enjoy spending time on their boat. Mile Kale Lake is a wonderful, natural Florida lake with a nice sand bottom and a few unique features that make it extra exciting– the lake has a gradual slope and is deeper than many other lakes in the area. The lake is great for boating on canoes, kayaks, jet skis, or even power boats with other boats rarely being seen on the lake to provide little to no disruption on most days. Many other lakes are also in the area, making this an ideal property for those looking to discover the many options Central Florida has to offer! If you’re ready to take in pristine water-front views or are looking for an income producing opportunity, this property is a wonderful option to consider!

Estimated monthly payment

Principal & interest$3,631
Property taxes$225
Home insurance (est.)$329

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1102 days on market

  1. Status: Active
    Apr 7, 2023
  2. Listed$778,000
    Apr 7, 2023
  3. Price reduced$718,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1102
Subdivision
Miles Kale Lake
County
Marion
Year built
1952
Living area
2,010 sq ft
Price/sq ft
$357
Building area
2,371 sq ft (Public Records)
Lot size
103,200 sq ft
Lot category
1 to less than 2
Flood zone
X, A (12083C0180D)
Annual taxes
$2,700 (2025)
Parcel #
04374-000-00
Zoning
R4
MLS #
OM656013

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Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Hardwood, Tile
Appliances
Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, Thermostat
Laundry
Inside, Laundry Room, Other
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Parking features
Driveway, Open

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
No

Exterior & Construction

Exterior features
Outdoor Grill, Storage
Construction materials
Frame
Roof
Metal
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Cable Available, Electricity Connected, Propane, Water Connected

Schools

ElementaryFort McCoy School (K-8)GreatSchools ↗
MiddleFt McCoy MiddleGreatSchools ↗
High SchoolNorth Marion High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst
KitchenFirst
Primary BedroomFirst

Listing Details

Listing date
2023-04-07
On market date
2023-04-07
Original list price
$778,000
Occupant type
Vacant
MLS area
32134 - Fort Mc Coy/Salt Springs
Listing AOR
Ocala - Marion
Status changed
2023-04-07
Tax legal description
SEC 03 TWP 12 RGE 23 COM AT NW COR OF NE 1/4 OF SW 1/4 OF NE 1/4 OF SEC 3 TH S 00-08-30 E 283.3 FT TH N 89-05 W 100 FT TH S 67-34-30 W 169.3 FT FOR POB TH S 14-18-30 E 279.5 FT AT WATERS EDGE TH S 54-03-30 W 100 FT TH N 28-04-30 W 257.5 FT TH N 52-27 -30 E 168 FT TO POB.

Flood risk

Zone X, AFEMA Zone X, APanel 12083C0180D

See FEMA for this zone’s designation and insurance requirements.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

NE Hwy 315/NE Co Rd 315,Turn left onto NE 220th St/NE 220th Ln,NE 220th St/NE 220th Ln turns right and becomes NE 106th Ave,Slight left onto NE 106th Ave/NE 222nd Place Rd,Slight right onto NE 105th Avenue Rd. First Driveway on the left, gated.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 13, 2026 at 8:39 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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