22645 105th Avenue Road, FL

$319,000

22645 105th Avenue Road

Fort Mc Coy, FL 32134

Active
1
Bed
1
Bath
738
Sq Ft
1.12
Acres
1952
Built
WaterfrontWater access1.12 acres$432/sqft
Single Family Residence

Property type

1952

Year built

48,787 sqft

Lot size

$432

Price / sq ft

No HOA

HOA dues

915

Days on market

X

Flood zone

About this home

Breezy waterfront living along Miles Kale Lake! Overlooking the sparkling spring-fed Miles Kale Lake in the quiet area of Fort McCoy, this property offers a total of two parcels that feature pristine shoreline and a combined 1.12 acres. All of the acreage is fenced, with the two parcels being a gently shaded lot with the main residence and a secondary lot which has been left in a more natural state as a heavily wooded area. Move-in ready and fully furnished, this cozy lodge like Cottage rests on the eastern lot and offers plenty of sleeping space in the 1-bedroom or the spacious family room with beds for 4. This charming cottage features a large family room, a delightful kitchen with adjacent dining area, and a great screen-enclosed porch. All rooms have a restful view of the lake. This home offers a rustic aesthetic with lots of tasteful wood-work done throughout the home. A laundry shed is also attached to the home for added ease. A private boat ramp with a recently updated dock allows for easy enjoyment of the lake, opening up a variety of uses for those who enjoy spending time on their boat. Miles Kale Lake is a wonderful, natural Florida lake with a nice sand bottom and a few unique features that make it extra exciting– the lake has a gradual slope and is deeper than many other lakes in the area. The lake is great for boating on canoes, kayaks, jet skis, as well as power boats with other boats rarely being seen on the lake to provide little to no disruption on most days. Many other lakes are also in the area, making this an ideal property for those looking to discover the many activities Central Florida has to offer! If you’re ready to take in pristine water-front views or are looking for an income producing opportunity, this property is a wonderful option to consider!

Estimated monthly payment

Principal & interest$1,613
Property taxes$136
Home insurance (est.)$146

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history915 days on market

  1. Status: Active
    Oct 11, 2023
  2. Listed$374,000
    Oct 11, 2023
  3. Price reduced$319,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
915
Subdivision
Miles Kale Lake
County
Marion
Year built
1952
Living area
738 sq ft
Price/sq ft
$432
Building area
922 sq ft (Public Records)
Lot size
48,787 sq ft
Lot category
1 to less than 2
Flood zone
X (12083C0180D)
Annual taxes
$1,634 (2025)
Parcel #
04376-000-00
Zoning
R4
MLS #
OM665878

Interior Details

Bedrooms
1
Full bathrooms
1
Flooring
Hardwood, Tile
Appliances
Convection Oven, Dryer, Microwave, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, Solid Wood Cabinets
Laundry
Laundry Room, Other, Outside
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Attached garage
No
Parking features
Driveway, Open

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
No

Exterior & Construction

Exterior features
Other, Outdoor Grill, Storage
Construction materials
Frame
Roof
Metal
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Cable Available, Cable Connected, Electricity Available, Electricity Connected, Propane

Schools

ElementaryFort McCoy School (K-8)GreatSchools ↗
MiddleFt McCoy MiddleGreatSchools ↗
High SchoolNorth Marion High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst
KitchenFirst
Primary BedroomFirst

Listing Details

Listing date
2023-10-11
On market date
2023-10-11
Original list price
$374,000
Occupant type
Vacant
MLS area
32134 - Fort Mc Coy/Salt Springs
Listing AOR
Ocala - Marion
Status changed
2023-10-11
Tax legal description
SEC 03 TWP 12 RGE 23 COM AT THE NW COR OF THE NE 1/4 OF SW 1/4 OF NE 1/4 TH S 00-08-30 E 283.3 FT TH N 89-05-00 W 100 FT TH S 67-34-30 W 169.3 FT TH S 52-27-30 W 168 FT TO A CONCRETE MARKER FOR POB TH S 28-04-30 E 257.5 FT TO A CONCRETE MARKER AT THE WATERS EDGE TH S 51-57-30 W 100 FT ALG WATERS EDGE TO CONCRETE MARKER TH N 46-16-30 W 171.5 TO A CONCRETE MARKER TH N 25-34-30 E 189 FT TO POB

Flood risk

Minimal riskFEMA Zone XPanel 12083C0180D

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

NE Hwy 315/NE Co Rd 315,Turn left onto NE 220th St/NE 220th Ln, NE 220th St/NE 220th Ln turns right and becomes NE 106th Ave. ,Slight left onto NE 106th Ave/NE 222nd Place Rd, Slight right onto NE 105th Avenue Rd. First Driveway on the left, gated.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 13, 2026 at 8:35 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA