2796 Whispering Trails Drive, FL
Stellar MLS
1 / 1

$190,000

2796 Whispering Trails Drive

Winter Haven, FL 33884

Listing updated: September 25, 2026 at 6:49 AM ET

Active
Stellar MLSListing courtesy of Keller Williams Realty Smart 1 · Lucy Martinez · MLS #P4939992 · Active · 863-508-3000
3
Beds
2
Baths
1,158
Sq Ft
0.15
Acres
2009
Built
◆$164/sqft
Single Family Residence

Property type

2009

Year built

4,600 sqft

Lot size

$164

Price / sq ft

$100/mo

HOA dues

1

Day on market

2

Garage spaces

X

Flood zone

About this home

Short Sale. Block 3-2 block home, needs repairs, but can be a great income producing , down sizing or first time home buyer home. House is in need of repaires,no leaks, floors and painted is needed. Being sold in as is condition.

Estimated monthly payment

Principal & interest$961
Property taxes$208
Home insurance (est.)$87
HOA dues$100

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Sep 24, 2026
  2. Listed$190,000
    Sep 24, 2026
  3. Price increased$190,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Whispering Trails Ph 02
County
Polk
Year built
2009
Living area
1,158 sq ft
Price/sq ft
$164
Building area
1,558 sq ft (Public Records)
Lot size
4,600 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0368G)
Garage
2 spaces
Annual taxes
$2,492 (2025)
Parcel #
27-28-30-850002-002780
Zoning
R
MLS #
P4939992

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Concrete
Appliances
None
Interior features
Other, Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Laundry Closet, Washer Hookup
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$299 / Quarterly
Monthly HOA
$100/mo
Total monthly fees
$100/mo
Total annual fees
$1,196
HOA name
Specialty Management
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Other
Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Bathroom 1First7x10
KitchenFirst10x11
Living RoomFirst12x12
Primary BedroomFirst12x12
Dining RoomFirst8x10

Listing Details

Listing date
2026-09-23
On market date
2026-09-24
Original list price
$190,000
Occupant type
Vacant
Special conditions
Short Sale
MLS area
33884 - Winter Haven / Cypress Gardens
Listing AOR
East Polk
Status changed
2026-09-24
Tax legal description
WHISPERING TRAILS PHASE 2 PB 143 PG 49-51 LOT 278

Flood risk

Minimal riskFEMA Zone XPanel 12105C0368G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Haines City, going s on Hwy 27 to Dundee Rd, S on Overlook Dr to E Cr 550 ( changes to Daisy Dr) , s on Whispering trails to address.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 25, 2026 at 6:49 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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