
$850,000
3104 Bluffs Drive
Largo, FL 33770
Listing updated: September 23, 2026 at 4:20 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Full of character from the moment you step inside, this 3 bedroom, 2 bathroom pool home is located in the sought after community of The Bluffs and offers over 2,000 square feet of living space with distinctive architectural details throughout. Vaulted ceilings, exposed wood beams, arched windows, and a real wood burning fireplace create a warm and unique main living space. The spacious floor plan includes both living and family rooms, a separate dining room, and a breakfast area, providing plenty of room for everyday living and entertaining. The kitchen opens to the living and breakfast areas and features wood cabinetry, solid surface countertops, stainless steel appliances, a breakfast bar with pendant lighting, recessed lighting, and a tray ceiling accented with crown molding. Large windows and multiple sliding glass doors bring in natural light while connecting the interior to the pool and outdoor living spaces. All three bedrooms feature new wood flooring, and built in closet systems provide additional storage throughout the home. The primary suite offers direct access to the screened pool and lanai, along with a walk in closet with extensive built in storage. The primary bathroom features two separate vanity areas and a large tiled walk in shower with a glass enclosure, built in niche, overhead showerhead, and handheld shower fixture. The second bathroom includes a tub and shower combination with a tiled surround. The outdoor space is a standout feature of the home. Multiple sliding glass doors open to a large covered lanai with ceiling fans and plenty of space for outdoor dining and seating. The resurfaced in ground pool is enclosed by a full screened enclosure and features a brand new pool heater. Beyond the pool area, the spacious backyard offers plenty of additional lawn space, mature landscaping, and white vinyl privacy fencing. Additional features include an interior laundry room with cabinetry and a utility sink, washer and dryer that remain with the home, a water softener, sprinkler system, and attached 2 car garage. The HVAC system was installed in 2020 and fully serviced and inspected in 2023. The water heater is approximately five years old, the appliances are only a few years old, and repairs to the tile roof were completed in 2023. The Bluffs offers a convenient Largo location near Belleair Bluffs with easy access to Indian Rocks Road and West Bay Drive. Indian Rocks Beach and Belleair Beach are just minutes away, with shopping, dining, parks, and everyday conveniences nearby. Enjoy the space and privacy of a mainland home while remaining close to some of Pinellas County’s most popular Gulf beaches.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveSep 23, 2026
- Listed$850,000Sep 23, 2026
- Price increased$850,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Bluffs The
- County
- Pinellas
- Year built
- 1978
- Living area
- 2,080 sq ft
- Price/sq ft
- $409
- Building area
- 3,070 sq ft (Public Records)
- Lot size
- 14,845 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12103C0112H)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $3,902 (2025)
- Parcel #
- 32-29-15-09423-000-0060
- MLS #
- TB8551212
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Tile, Wood
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- South
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $225 / Annually
- Monthly HOA
- $19/mo
- Total monthly fees
- $19/mo
- Total annual fees
- $225
- HOA name
- Myra Sload
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer to verify
- Approval process
- Buyer to verify
Exterior & Construction
- Exterior features
- Private Mailbox, Private Yard, Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Tile
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Available, Public, Sewer Available, Sewer Connected, Water Available, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 20x12 |
| Dining Room | First | 11x12 |
| Living Room | First | 19x13 |
| Primary Bedroom | First | 19x13 |
| Bedroom 2 | First | 12x16 |
| Bedroom 3 | First | 11x16 |
| Family Room | First | 16x18 |
Listing Details
- Listing date
- 2026-09-23
- On market date
- 2026-09-23
- Original list price
- $850,000
- Occupant type
- Vacant
- MLS area
- 33770 - Largo/Belleair Bluffs
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-09-23
- Tax legal description
- BLUFFS, THE LOT 6
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From West Bay Drive, head south on Indian Rocks Road. Turn left onto Bluffs Drive into The Bluffs. Follow Bluffs Drive to 3104 Bluffs Drive.
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Based on information submitted to the MLS GRID as of September 23, 2026 at 4:20 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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