3104 Bluffs Drive, FL
Stellar MLS
1 / 1

$850,000

3104 Bluffs Drive

Largo, FL 33770

Listing updated: September 23, 2026 at 4:20 PM ET

Active
Stellar MLSListing courtesy of Impact Realty Tampa Bay · Christopher Schaefer II · MLS #TB8551212 · Active · 813-321-1200
3
Beds
2
Baths
2,080
Sq Ft
0.34
Acres
1978
Built
Private poolFireplace$409/sqft
Single Family Residence

Property type

1978

Year built

14,845 sqft

Lot size

$409

Price / sq ft

$19/mo

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

Full of character from the moment you step inside, this 3 bedroom, 2 bathroom pool home is located in the sought after community of The Bluffs and offers over 2,000 square feet of living space with distinctive architectural details throughout. Vaulted ceilings, exposed wood beams, arched windows, and a real wood burning fireplace create a warm and unique main living space. The spacious floor plan includes both living and family rooms, a separate dining room, and a breakfast area, providing plenty of room for everyday living and entertaining. The kitchen opens to the living and breakfast areas and features wood cabinetry, solid surface countertops, stainless steel appliances, a breakfast bar with pendant lighting, recessed lighting, and a tray ceiling accented with crown molding. Large windows and multiple sliding glass doors bring in natural light while connecting the interior to the pool and outdoor living spaces. All three bedrooms feature new wood flooring, and built in closet systems provide additional storage throughout the home. The primary suite offers direct access to the screened pool and lanai, along with a walk in closet with extensive built in storage. The primary bathroom features two separate vanity areas and a large tiled walk in shower with a glass enclosure, built in niche, overhead showerhead, and handheld shower fixture. The second bathroom includes a tub and shower combination with a tiled surround. The outdoor space is a standout feature of the home. Multiple sliding glass doors open to a large covered lanai with ceiling fans and plenty of space for outdoor dining and seating. The resurfaced in ground pool is enclosed by a full screened enclosure and features a brand new pool heater. Beyond the pool area, the spacious backyard offers plenty of additional lawn space, mature landscaping, and white vinyl privacy fencing. Additional features include an interior laundry room with cabinetry and a utility sink, washer and dryer that remain with the home, a water softener, sprinkler system, and attached 2 car garage. The HVAC system was installed in 2020 and fully serviced and inspected in 2023. The water heater is approximately five years old, the appliances are only a few years old, and repairs to the tile roof were completed in 2023. The Bluffs offers a convenient Largo location near Belleair Bluffs with easy access to Indian Rocks Road and West Bay Drive. Indian Rocks Beach and Belleair Beach are just minutes away, with shopping, dining, parks, and everyday conveniences nearby. Enjoy the space and privacy of a mainland home while remaining close to some of Pinellas County’s most popular Gulf beaches.

Estimated monthly payment

Principal & interest$4,298
Property taxes$325
Home insurance (est.)$390
HOA dues$19

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Sep 23, 2026
  2. Listed$850,000
    Sep 23, 2026
  3. Price increased$850,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Bluffs The
County
Pinellas
Year built
1978
Living area
2,080 sq ft
Price/sq ft
$409
Building area
3,070 sq ft (Public Records)
Lot size
14,845 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12103C0112H)
Garage
2 spaces
Pool
Private pool
Annual taxes
$3,902 (2025)
Parcel #
32-29-15-09423-000-0060
MLS #
TB8551212

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Tile, Wood
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener
Interior features
Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
South
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$225 / Annually
Monthly HOA
$19/mo
Total monthly fees
$19/mo
Total annual fees
$225
HOA name
Myra Sload
CDD
No
Homestead exemption
Yes
Min lease term
6 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer to verify
Approval process
Buyer to verify

Exterior & Construction

Exterior features
Private Mailbox, Private Yard, Sidewalk
Construction materials
Block, Stucco
Roof
Tile
Foundation
Slab
Pool
Private pool
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Available, Public, Sewer Available, Sewer Connected, Water Available, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryMildred Helms Elementary-PNGreatSchools ↗
MiddleLargo Middle-PNGreatSchools ↗
High SchoolLargo High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst20x12
Dining RoomFirst11x12
Living RoomFirst19x13
Primary BedroomFirst19x13
Bedroom 2First12x16
Bedroom 3First11x16
Family RoomFirst16x18

Listing Details

Listing date
2026-09-23
On market date
2026-09-23
Original list price
$850,000
Occupant type
Vacant
MLS area
33770 - Largo/Belleair Bluffs
Listing AOR
Suncoast Tampa
Status changed
2026-09-23
Tax legal description
BLUFFS, THE LOT 6

Flood risk

Minimal riskFEMA Zone XPanel 12103C0112H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From West Bay Drive, head south on Indian Rocks Road. Turn left onto Bluffs Drive into The Bluffs. Follow Bluffs Drive to 3104 Bluffs Drive.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 23, 2026 at 4:20 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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