


$389,000
2234 James Drive
St Cloud, FL 34771
Listing updated: September 17, 2026 at 11:32 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
LAKE VIEW • HUGE LOT • NO HOA! Welcome to this beautifully updated 3-bedroom, 3-bathroom St. Cloud home with 1,798 sq. ft. of living space with views of Alligator Lake. This home is fully move-in ready with brand-new luxury vinyl flooring, brand new ac, 3 renovated bathrooms, kitchen with new cabinets, marble backsplash, quartz countertops, stainless steel appliances and fresh interior and exterior paint. Sit on your porch swing and enjoy the calming lake breeze, bring your boats, rvs, work vehicles, the oversized lot is perfect for whatever your imagination brings, NO HOA! Spacious living areas, large rooms, beautiful lake views, and plenty of outdoor space make this property a rare find. Whether you’re looking for a primary residence, a place to entertain, or room to enjoy the Florida lifestyle, this home checks all the boxes. Updated, spacious, lake-view living with no HOA—don’t miss it!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveSep 18, 2026
- Listed$389,000Sep 17, 2026
- Price increased$389,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- El Rancho Park Add Blk B
- County
- Osceola
- Year built
- 1959
- Living area
- 1,798 sq ft
- Price/sq ft
- $216
- Building area
- 2,214 sq ft (Public Records)
- Lot size
- 18,382 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE (12097C0280G)
- Garage
- 1 spaces
- Annual taxes
- $3,538 (2025)
- Parcel #
- 10-26-31-3050-000E-0120
- Zoning
- RS-2
- MLS #
- S5157866
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Flooring
- Vinyl
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Open Floorplan, Thermostat
- Laundry
- Laundry Closet
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- No
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer and Buyer’s Agent to independently verify all lease and rental restrictions with the applicable city, county, and/or governing authority.
Exterior & Construction
- Exterior features
- Private Mailbox
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- Electricity Connected
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Primary Bathroom | First | |
| Kitchen | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Bathroom 2 | First | |
| Bathroom 3 | First | |
| Dining Room | First | |
| Living Room | First |
Listing Details
- Listing date
- 2026-09-17
- On market date
- 2026-09-17
- Original list price
- $389,000
- Occupant type
- Vacant
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Osceola
- Status changed
- 2026-09-18
- Tax legal description
- EL RANCHO PARK PB 1 PG 415 BLK E LOTS 12, 13 AND S 25 FT LOT 11 AND INTEREST IN BEACH LOT 14 BLK G
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
FROM US 192 GOING EAST IN ST. CLOUD, TURN R ON ALLIGATOR LAKE SHORE WEST TO R ONTO BARBARA DR. L ON PATRICK THEN FOLLOW AROUND TO 2234 JAMES ON THE RIGHT.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 17, 2026 at 11:32 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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