498 Olive Conch Street, FL
Stellar MLS
1 / 1

$340,000

498 Olive Conch Street

Ruskin, FL 33570

Listing updated: September 8, 2026 at 1:01 AM ET

Active
Stellar MLSListing courtesy of Mark Spain Real Estate · Chris Sakamoto · MLS #TB8546367 · Active · 855-299-7653
4
Beds
3
Baths
2,328
Sq Ft
0.12
Acres
2020
Built
Water viewWater access$146/sqft
Single Family Residence

Property type

2020

Year built

5,000 sqft

Lot size

$146

Price / sq ft

$12/mo

HOA dues

0

Days on market

2

Garage spaces

AE

Flood zone

About this home

Welcome to 498 Olive Conch Street in Ruskin! This inviting two-story home offers a bright, open-concept layout designed for comfortable everyday living and entertaining. The spacious kitchen features white cabinetry, granite countertops, stainless steel appliances, and a large center island with breakfast-bar seating overlooking the dining and living areas. Tile flooring flows throughout the main level, while the upstairs provides generously sized bedrooms, flexible living space, and a conveniently located laundry room. Step outside to a large, fully fenced backyard overlooking a peaceful pond—the perfect setting for relaxing or enjoying Florida’s beautiful weather. A two-car garage provides additional parking and storage. Community amenities include a clubhouse, sports court, and playground. Don’t miss the opportunity to make this well-maintained Ruskin home your own!

Estimated monthly payment

Principal & interest$1,719
Property taxes$570
Home insurance (est.)$156
HOA dues$12

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Sep 7, 2026
  2. Listed$340,000
    Sep 7, 2026
  3. Price increased$340,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Shell Cove Phase 1
County
Hillsborough
Year built
2020
Living area
2,328 sq ft
Price/sq ft
$146
Building area
2,856 sq ft (Public Records)
Lot size
5,000 sq ft
Lot category
0 to less than 1/4
Flood zone
AE
Garage
2 spaces
Annual taxes
$6,836 (2025)
Parcel #
U-06-32-19-C07-000000-00381.0
Zoning
PD
MLS #
TB8546367

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Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Tile
Appliances
Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Water Softener
Interior features
Built-in Features, Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$140 / Annually
Monthly HOA
$12/mo
Total monthly fees
$12/mo
Total annual fees
$140
HOA name
INFRAMARK
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Information is believed to be accurate but needs to be verified by the buyers agent.

Exterior & Construction

Exterior features
Lighting, Private Yard, Sidewalk
Construction materials
Stucco
Roof
Shingle
Foundation
Slab
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryThompson ElementaryGreatSchools ↗
MiddleShields-HBGreatSchools ↗
High SchoolLennard-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomSecond
Bedroom 2Second
Bedroom 3Second
Bedroom 4Second
Primary BathroomSecond
Bathroom 2Second
Bathroom 3First
KitchenFirst
Dining RoomFirst
Living RoomFirst

Listing Details

Listing date
2026-09-07
On market date
2026-09-07
Original list price
$340,000
Occupant type
Owner
MLS area
33570 - Ruskin/Apollo Beach
Listing AOR
Orlando Regional
Status changed
2026-09-07
Tax legal description
SHELL COVE PHASE 1 LOT 381

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-75, exit onto 674 / E. College Ave heading West. Turn Right onto 41. Turn Left onto W. Shell Point Rd and a Right onto 8th Street NW. Turn Left on 7th Ave NW and a Right onto Olive Conch.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 8, 2026 at 1:01 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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